Simplify your Team Spending with an Add-on Card
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Extend add-on cards to employees/partners with pre-set limit to manage business expenses -
Joining Fee : ₹250 + GST | Annual Fee: ₹250 + GST -
Combine your spends and earn reward points
* This offer does not apply to Gaj: & FIRST Private credit cards.
Simplify your Team Spending with an Add-on Card
-
Extend add-on cards to employees/partners with pre-set limit to manage business expenses
-
Joining Fee : ₹250 + GST | Annual Fee: ₹250 + GST
-
Combine your spends and earn reward points
* This offer does not apply to Gaj: & FIRST Private credit cards.
Gift the same benefits of your credit card to your employees/partners
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Get a consolidated statement for your primary and add-on cards, and settle all dues together
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You can extend up to 5 add on cards to your employees/ business partners
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Share the benefits like lounge access and insurance
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Preset the credit limit for every add on card and regulate how and where the Add On card can be used -
Earn reward points on add- on card spends, with all transactions contributing toward your milestone benefits
(*Annual Fee reversal for Ashva and Mayura Add on cards applicable on Add on card spends of Rs 1,20,000 in the 1 last year)
Customer Speak
Frequently Asked Questions
It is a secondary credit card issued to an employee, partner or authorised representative under the primary business credit card. While the add-on card holder’s name appears on the card, the primary business owner remains legally responsible for all charges.
Add-on credit card can be issued to any employee, partner, or authorised representative of the business.
Spend tracking and monitoring are available in real-time via the IDFC FIRST Bank mobile app, and it is part of the monthly credit card statement.
Yes. Each add-on card is a unique physical card with its own card number, expiry date, CVV, and PIN for security purposes.
No. Business credit card is tied to the credit profile of the primary cardholder. Any activity on the add-on cards is not reported on the add-on card holder’s personal bureau.
The primary cardholder can request card closure of the add-on card anytime by reaching out to the bank through any of the service channels.
Yes. As per regulatory guidelines, KYC is required for the issuance of an add-on credit card.
A Maximum of 5 Add-on cards can be issued against one primary credit card. The primary cardholder has to apply individually for each add-on card.
The credit limit is shared across the Primary Card and all Add-on Cardholders under the same account. The Primary Cardholder has full control to set, allocate, and modify the credit limit assigned to each Add-on Cardholder, within the overall account limit.
Yes, the Add-On Card carries a joining fee and an annual fee of ₹250 + GST. For more details, please refer to the Most Important Terms and Conditions (MITC).
Yes, the Primary Credit Card holder will earn rewards points for all purchase transactions done on the IDFC FIRST Bank Add –on Credit Card. The reward structure for the add-on credit card will be similar to that of the Primary Credit card.
No, all reward points will be accrued to the primary cardholder account and can be redeemed only by the Primary Card holder.
Annual Rate of Interest on the Add-on Credit Card will be the same as that on the Primary Credit Card.
The Add-on credit card transactions will be part of the primary cardholder's monthly statement. The Add-on credit card holder will not receive any statement.
The Primary Credit Card holder will be liable to clear the outstanding amount on the Add-on Credit Card/s.
A customer can hold a maximum of 1 add-on credit card at a time.
The Add-on Card will be delivered to the registered address of the Primary Cardhold
