Flex the spending power
of your business

Empower business growth with unmatched flexibility and unbeatable rewards!

FIRST Purchase

Joining & Annual Fee: ₹0
APR: 36% per annum (Industry standard: 40%)

FIRST Corporate

Joining & Annual Fee: ₹0
APR: 36% per annum (Industry standard: 40%)

Diverse card offerings

Manage your Business purchases with unparalleled benefits

Optimize business purchases, procurement and statutory payments

Track and control your daily and monthly spendings

Reduce payment processing expenses (both interest and transaction costs)

Improved visibility by managing spend patterns to negotiate supplier discounts

Streamline your business purchases with the FIRST Purchase Credit Card

Streamlined Expense Management

Restrict card usage on a transaction and vendor category

Make informed financial decisions with spend data reports

Improve workforce productivity through paperless processes

Improve Process Efficiencies

Account for all direct expenses through a central dashboard

Seamless, digital applications and card management for your teams

Hassle-free sync with ERPs to drive real-time visibility

Enjoy Cost Savings

Enjoy up to 45 days of interest-free credit

Save more with competitive forex rates of just 3.5%

Earn higher rebates of up to 150bps on your spends (competition – no rebate on purchase card)

Restrict card usage on a transaction and vendor category

Make informed financial decisions with spend data reports

Improve workforce productivity through paperless processes

Account for all direct expenses through a central dashboard

Seamless, digital applications and card management for your teams

Hassle-free sync with ERPs to drive real-time visibility

Enjoy up to 45 days of interest-free credit

Save more with competitive forex rates of just 3.5%

Earn higher rebates of up to 150bps on your spends (competition – no rebate on purchase card)

Spends done on these Merchant Categories Codes (MCCs) would not be eligible for reward points.
To know more about Insurance coverages click here.

Most Important Terms & Conditions

Card Member Agreement

Product guide

Credit Card Basics

Flex the spending power of your business

Flex the spending power of your business

Empower business growth with unmatched flexibility and unbeatable rewards!

FIRST Purchase

Joining & Annual Fee: ₹0 APR: 36% per annum (Industry standard: 40%)

FIRST Corporate

Joining & Annual Fee: ₹0 APR: 36% per annum (Industry standard: 40%)

Diverse card offerings

Manage your Business purchases with unparalleled benefits

Optimize business purchases, procurement and statutory payments

Track and control your daily and monthly spendings

Reduce payment processing expenses (both interest and transaction costs)

Improved visibility by managing spend patterns to negotiate supplier discounts

Suitable for sales executives, etc.

Users receive two lounge accesses per quarter, both for domestic and international lounges, providing comfort and convenience during travel.

Each card comes with a complimentary RSA (Roadside Assistance) worth ₹1,499.

Users benefit from personal accident and travel insurance coverage.

Enjoy a 1% waiver on fuel surcharge, up to ₹500 per statement.

Streamline your business purchases with the FIRST Purchase Credit Card

Streamlined Expense Management

Restrict card usage on a transaction and vendor category

Make informed financial decisions with spend data reports

Improve workforce productivity through paperless processes

Improve Process Efficiencies

Account for all direct expenses through a central dashboard

Seamless, digital applications and card management for your teams

Hassle-free sync with ERPs to drive real-time visibility

Enjoy Cost Savings

Enjoy up to 45 days of interest-free credit

Save more with competitive forex rates of just 3.5%

Earn higher rebates of up to 150bps on your spends (competition – no rebate on purchase card)

Restrict card usage on a transaction and vendor category

Make informed financial decisions with spend data reports

Improve workforce productivity through paperless processes

Account for all direct expenses through a central dashboard

Seamless, digital applications and card management for your teams

Hassle-free sync with ERPs to drive real-time visibility

Enjoy up to 45 days of interest-free credit

Save more with competitive forex rates of just 3.5%

Earn higher rebates of up to 150bps on your spends (competition – no rebate on purchase card)

Most Important Terms & Conditions

Card Member Agreement

Product guide

Credit Card Basics

Flex the spending power
of your business

Flex the spending power
of your business

Joining & Annual Fee: ₹0
APR: 36% per annum (Industry standard: 40%)

Joining & Annual Fee: ₹0
APR: 36% per annum (Industry standard: 40%)