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WhatsApp banking

WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Track Requests

Track Requests

Right Arrow

View & track all your past and active service requests.

Raise a Request

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

Right Arrow

We will be happy to help you 24x7.

Help Center Icon

Help Center

Right Arrow

Support topics, FAQs and more

QR code for IDFC app download

Download our app

Get instant help for all your queries in one place

Download now!

Interest rate range of contracted loans for the past quarter
 

Product Min ROI Max ROI Weighted Avg. ROI
Personal Loan 9.99% 24.00% 12.53%
Business Loans 10.25% 19.50% 14.66%
Commercial Vehicles Loan 8.00% 25.00% 11.96%
Construction equipment business 8.00% 19.27% 10.02%
Home Loan 7.50% 18.50% 9.61%
Loan Against Property 7.65% 21.00% 10.30%
Micro Business Loans 11.00% 28.00% 19.67%
New Car Loans 8.50% 10.50% 9.25%
Used Car Loans 9.75% 19.51% 14.28%
Two Wheeler Loans 9.22% 25.81% 17.89%
Cross-Sell 11.00% 33.00% 23.34%
Consumer Durable Loan 10.21% 36.00% 20.41%
Inventory Funding 9.65% 14.00% 10.97%
Education Loan 8.85% 12.40% 9.42%
Gold Loan 9.65% 19.95% 12.26%
Digital Lending 9.99% 30.00% 15.78%
Kisan Credit Card (KCC) 9.00% 15.00% 11.17%
Tractor Loan 12.00% 20.00% 14.20%
JLG Loans 22.00% 24.00% 23.69%
Micro Enterprise Loans 16.00% 27.50% 25.40%
Used Commercial Vehicle  8.40% 24.00%  13.93%
Loan Against Share 9.50% 9.50% 9.50%
Rural Trade Finance 15.00% 24.00% 16.00%
Quick Cash 9.00% 19.00% 12.70%
Quick Cash Max 10.00% 20.00% 14.70%


*the above rates are excluding Staff rates