Savings Account Fees and Charges

Schedule of charges for Savings Account variants with ₹25,000 & ₹10,000 Average Monthly Balance (AMB)

IDFC FIRST Bank offers an array of savings account services online, ensuring a smooth and seamless banking experience - from fund transfers and ATM transactions to debit card, demand draft, and chequebook issuance. Designed around your needs with no hidden costs, it keeps everyday banking simple, transparent, and stress-free.

Charges on Savings Account Variants

Average Monthly Balance Requirement	₹25,000
Non Maintenance Charges of AMB (w.e.f. 1^st Jan' 25)	6% of the AMB shortfall or ₹500, whichever is lower
Debit Card and FIRSTAP Sticker Annual Fee (w.e.f. 1^st Jan' 26)	₹300

Average Monthly Balance Requirement	₹10,000
Non Maintenance Charges of AMB (w.e.f. 1^st Jan' 25)	6% of the AMB shortfall or ₹500, whichever is lower
Debit Card and FIRSTAP Sticker Annual Fee (w.e.f. 1^st Jan' 26)	₹200

^{Average Monthly Balance requirement is Nil for Minor Under Guardian and Diamond Private Savings Account}

Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges.

Explore Our Savings Account Blogs

FEATURED

Step-by-step guide to opening a bank account with IDFC FIRST Bank

You can open a bank account with IDFC FIRST Bank either online or offline with a simple process. You can enjoy the unmatched benefits of savings accounts, such as high interest rates, zero-fee banking, digital banking, and a hassle-free experience. IDFC FIRST Bank Savings Accounts ensures you have access to transparent, seamless and convenient financial tools to grow your wealth.

Team FinFIRST30 Apr 2025 • 3 mins read

Read Full Story