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Open a fixed deposit in 3 easy steps with or without a savings account
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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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Zero Forex & Travel Credit Cards
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Transfer funds to your Indian account at personalised exchange rates
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Outstanding Commitment to ESG Performance – CFI.co Awards
Founded by the 2018 merger of Capital First and the banking arm of Infrastructure Development Finance Company, IDFC FIRST transitioned into one of India’s most prominent universal banks. It’s one of only two institutions to have achieved this distinction in the private sector. IDFC FIRST is building a world-class bank that’s rooted in ethics, technology and social good. The bank has pioneered financial inclusion products that expand credit access throughout rural communities and address the unbanked.
During financial year 2022/23, IDFC FIRST rolled out new educational and agricultural credit lines and scaled up the retail and commercial portfolio, resulting in a 24 percent YOY increase in the overall loan book and a 66 percent jump in operating profit. IDFC FIRST’s rural banking business connects over 70,000 villages with financing for agriculture, micro-enterprises, infrastructure and energy efficiency. Female borrowers make up 60 percent of the bank’s rural lending portfolio. Dedicated business lines support the entrepreneurs, startups and MSMEs of India – a nation which recently emerged as the fifth-largest global economy and is projected to become number three by 2027. IDFC FIRST contributes to the socio-economic development of the country through an innovative product offering and ongoing CSR activities. In 2022/23, the bank supported over 24,000 individuals through its livelihood and entrepreneurship programmes and provided educational scholarships for 5,460 individuals. IDFC FIRST Bank, a repeat programme winner, is recognised in 2023 for its Outstanding Commitment to ESG Performance (India).



