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Startup Solutions

You gain a dedicated partner committed to helping you reach your full potential and achieve new heights

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Zero Forex Markup Current Account

Zero Forex Markup Current Account

Maximise your savings and boost profitability with our Zero Forex Markup current accounts

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Bulk Payments

Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments

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Hello Cashback Credit Card

Hello Cashback Credit Card

Cashback for everyone, for every spend that matters

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WhatsApp banking

WhatsApp banking

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Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Track Requests

Track Requests

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View & track all your past and active service requests.

Raise a Request

Raise a Request

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Facing issues? Let us know how we can help you

Locate Us

Locate Us

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Locate your nearest IDFC FIRST Bank branches and ATMs

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Add a compliment

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Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

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We will be happy to help you 24x7.

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Help Center

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Support topics, FAQs and more

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Get instant help for all your queries in one place

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WhatsApp banking

WhatsApp banking

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Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Track Requests

Track Requests

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View & track all your past and active service requests.

Raise a Request

Raise a Request

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Facing issues? Let us know how we can help you

Locate Us

Locate Us

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Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

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Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

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We will be happy to help you 24x7.

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Help Center

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Support topics, FAQs and more

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Get instant help for all your queries in one place

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PERSONAL BANKING

Maximise
savings with
6.50% p.a. interest

on balances from ₹3 lakhs to ₹25 crores

Monthly interest
credits

for faster compounding and savings growth

Instant digital
account opening

PL mobile

Instant personal loan up to ₹15 lakhs

100% Digital. Approval In 5 Minutes. Zero Foreclosure Charges.

Your perfect credit card awaits

Rewards, cashback, lounge access, zero forex and more

Lifetime free credit card

Enjoy a card with ₹0 joining and annual fee

Guaranteed credit card approval

Secure your credit card easily with a fixed deposit

Earn up to 6.50% p.a. on NRI Savings

Tax free interest on NRE accounts

Invest in India, wherever you are

Digital-first onboarding with instant PIS account

Enjoy seamless global transfers

Zero processing fees, quick global transfers in Major currencies

 world-class-bank

Guided by ethics, powered by technology and a force for social good

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FCNR Plus Deposits

Earn Higher USD Returns with Zero INR Exchange Rate Risk

 IDFC FIIRST MBA Scholarship

Fuel your dreams with
IDFC FIRST Bank MBA Scholarship

IDFC FIRST Bank’s MBA Scholarship 2026-28 is back!

 Emerging bankers

Become a banker in just 12 months!

Join our Emerging Bankers Program for a guaranteed job at IDFC FIRST Bank with CTC of Rs. 6 LPA

Scan, get our app

Access 300+ features on our 4.9⭐️ rated app

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What makes us special?

We truly mean it when we say we want to be the most customer-friendly bank

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Financial Calculators

Hassle-free financial planning with IDFC FIRST Bank

Financial Calculator Desktop Image Financial Calculator Mobile Image




Loan amount

50K 1Cr

Interest rate

p.a.
9.99% 36%

Tenure

Months
9 60

Your monthly EMI

Total interest payable

Loan amount

Total amount payable

Your monthly EMI

Principal Amount

₹2.5K ₹10L

Tenure

Months
3 36

Total interest payable

₹28,991

Principal amount

₹2,50,000

Total amount payable

₹2,28,991

Your repayment plan

Your monthly EMI

₹9,541

Loan Amount

₹1L ₹10Cr

IDFC First Bank interest rate

p.a
8.75% 10.50%

Tenure

Months
12 360

Total interest payable

₹28,991

Loan amount

₹2,50,000

Total amount payable

₹2,28,991

Your loan repayment plan

Your monthly EMI

₹9,541

Loan Amount

₹7K ₹20L

Interest rate

p.a
9% 26%

Tenure

Months
6 48

Total interest payable

₹28,991

Loan amount

₹2,50,000

Total amount payable

₹2,28,991

Your loan repayment plan

Your monthly EMI

₹9,541

In the spotlight

Quick actions for you

Budget Calculator

Plan your family budget in 2 easy steps and gain control over your finances instantly

Plan Now
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Budget Calculator

Activate UPI

Get the Power of UPI and earn cashback up to ₹200

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Scholarships

Applications open: 2026-28 MBA students

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Award-winning digital banking platform

Recognised as the 'Best Digital Bank' for the year 2021-2022 by Financial Express India's Best Banks Awards 2023.

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Enjoy India's #1 Mobile Banking App

Download IDFC FIRST Bank App

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Start banking with just a
WhatsApp message. Send
'Hi' to 95555 55555

Chat with us now
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Experience a secure way
to bank on the go
with
our mobile banking app

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Banking services now
at your fingertips
anytime, anywhere

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Step inside the
world of smart
watch banking

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But don’t take our word for it, Hear from our customers

"I would like to express my sincere appreciation for the exceptional support extended by Mr. Praveen Bhasker during the collection of my property documents at the Noida Sector 15 Branch...." Mejar Nagar 20 July 2026

"I am very satisfied with video call facility and fast service with IDFC first bank." Vivek Thakre 19 July 2026

"I would like to express my sincere appreciation for the exceptional support provided by Mr. Praveen Bhasker during my recent visit to collect my property documents at Noida Sector 15 Branch...." Aashish Gurung 19 July 2026

"The Video KYC process for my credit card was incredibly seamless and saved so much time..." Aakash Kumar Sharma 19 July 2026

"video conference call person has enquired all questions very politely and got the answers correctly and I think I replied correctly...." M Vijaya Kumar 19 July 2026

"Overall good experience. Team was very supportive during interaction and was clear about customer need." Uttam Negi 19 July 2026

"Video KYC Interaction was very simple and short process, It was great experience, Thankyou very much IDFC FIRST Credit Card Team." Mukesh Kumar 19 July 2026

"The video kyc was very smooth and professional. Keep it up!" Anupam Swargiary 18 July 2026

"Excellent service and had a amazing experience at dhamnod branch, with a good loan interest they are offering" Chinmay 18 July 2026

"Glad the process was quite crisp and fast and the staff was very helpful" James Varghese 18 July 2026

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Awards & Accolades

A glimpse of IDFC FIRST Bank's testament to excellence

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IDFC FIRST Bank recognized amongst the 'World's Best Banks 2025’ by Forbes in partnership with Statista

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IDFC First Bank receiving an award

IDFC FIRST Bank wins the 'Digital Sourcing & Decisioning Excellence' award at Lentra CNBC-TV18 Digital Lending Summit

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IDFC First Bank winning the Golden Peacock Award

IDFC FIRST Bank wins the prestigious Golden Peacock Award for ESG (National) for 2023

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IDFC First Bank winning FE India's Best Banks Award

IDFC FIRST Bank emerges as the ‘Best Digital Bank’ at FE India's Best Banks Awards 2023

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IDFC First Bank with National Awards

IDFC FIRST Bank wins two National Awards for Excellence in Banking, Financial Services, and Insurance for 2023 and ‘Dream Company to Work For – HR’

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IDFC First Bank receiving Best Corporate Governance Award for 2023

IDFC FIRST Bank wins the Best Corporate Governance Award for 2023

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Helping our communities grow with us

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9.3 Million Beneficiaries

Supported since March 2023

70,000 Villages

Served across the country

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9000 Residents

Impacted positively through our Swachh Worli Koliwada program

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351 Students

Awarded post-graduate scholarships this year

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9.3 Million Beneficiaries

Supported since March 2023

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70,000 Villages

Served across the country

Building Icon

9000 Residents

Impacted positively through our Swachh Worli Koliwada program

351 Students

Awarded post-graduate scholarships this year

ON A MISSION TO BUILD THE WORLD’S MOST
CUSTOMER-FRIENDLY BANK