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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights

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Zero Forex Markup Current Account

Maximise your savings and boost profitability with our Zero Forex Markup current accounts

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bulk-payments

Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments

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Hello Cashback Credit Card

Cashback for everyone, for every spend that matters

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WhatsApp banking

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Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

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Track Requests

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View & track all your past and active service requests.

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Raise a Request

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Facing issues? Let us know how we can help you

Locate Us

Locate Us

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Locate your nearest IDFC FIRST Bank branches and ATMs

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Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

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We will be happy to help you 24x7.

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Help Center

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Support topics, FAQs and more

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Get instant help for all your queries in one place

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Explore Credit Cards
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WhatsApp banking

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Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

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Track Requests

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View & track all your past and active service requests.

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Raise a Request

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Facing issues? Let us know how we can help you

Locate Us

Locate Us

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Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

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Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

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We will be happy to help you 24x7.

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Help Center

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Support topics, FAQs and more

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Download our app

Get instant help for all your queries in one place

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PERSONAL BANKING

Maximise
savings with
6.50% p.a. interest

on balances from ₹3 lakhs to ₹25 crores

Monthly interest
credits

for faster compounding and savings growth

Instant digital
account opening

PL mobile

Instant personal loan up to ₹15 lakhs

100% Digital. Approval In 5 Minutes. Zero Foreclosure Charges.

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Credit cards for everyone

100% Digital. Instant. Seamless.

Lifetime-free credit cards

No joining fees. No annual charges.

Up to 10X Reward points​

Elevate your spends with reward points

Earn up to 6.50% p.a. on NRI Savings

Tax free interest on NRE accounts

Invest in India, wherever you are

Digital-first onboarding with instant PIS account

Enjoy seamless global transfers

Zero processing fees, quick global transfers in Major currencies

 world-class-bank

Guided by ethics, powered by technology and a force for social good

 IDFC FIIRST MBA Scholarship

Fuel your dreams with
IDFC FIRST Bank MBA Scholarship

IDFC FIRST Bank’s MBA Scholarship 2026-28 is back!

 Emerging bankers

Become a banker in just 12 months!

Join our Emerging Bankers Program for a guaranteed job at IDFC FIRST Bank with CTC of Rs. 6 LPA

Scan, get our app

Access 300+ features on our 4.9⭐️ rated app

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What makes us special?

We truly mean it when we say we want to be the most customer-friendly bank

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Financial Calculators

Hassle-free financial planning with IDFC FIRST Bank

Financial Calculator Desktop Image Financial Calculator Mobile Image




Loan amount

50K 1Cr

Interest rate

p.a.
9.99% 36%

Tenure

Months
9 60

Your monthly EMI

Total interest payable

Loan amount

Total amount payable

Your monthly EMI

Principal Amount

₹2.5K ₹10L

Tenure

Months
3 36

Total interest payable

₹28,991

Principal amount

₹2,50,000

Total amount payable

₹2,28,991

Your repayment plan

Your monthly EMI

₹9,541

Loan Amount

₹1L ₹10Cr

IDFC First Bank interest rate

p.a
8.75% 10.50%

Tenure

Months
12 360

Total interest payable

₹28,991

Loan amount

₹2,50,000

Total amount payable

₹2,28,991

Your loan repayment plan

Your monthly EMI

₹9,541

Loan Amount

₹7K ₹20L

Interest rate

p.a
9% 26%

Tenure

Months
6 48

Total interest payable

₹28,991

Loan amount

₹2,50,000

Total amount payable

₹2,28,991

Your loan repayment plan

Your monthly EMI

₹9,541

In the spotlight

Quick actions for you

Budget Calculator

Plan your family budget in 2 easy steps and gain control over your finances instantly

Plan Now
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Budget Calculator

Activate UPI

Get the Power of UPI and earn cashback up to ₹200

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Scholarships

Applications open: 2026-28 MBA students

Apply Now
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Award-winning digital banking platform

Recognised as the 'Best Digital Bank' for the year 2021-2022 by Financial Express India's Best Banks Awards 2023.

Enjoy India's #1 Mobile Banking App

Enjoy India's #1 Mobile Banking App

Enjoy India's #1 Mobile Banking App

Download IDFC FIRST Bank App

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Start banking with just a
WhatsApp message. Send
'Hi' to 95555 55555

Chat with us now
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Experience a secure way
to bank on the go
with
our mobile banking app

Install now
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Banking services now
at your fingertips
anytime, anywhere

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Step inside the
world of smart
watch banking

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But don’t take our word for it, Hear from our customers

"Onboarding was smooth and online kyc was very quick and the person who took the kyc process...." Gnanapriyan 08 June 2026

"Thanks IDFC Bank for devising an Excellent method to get video kyc and issue a credit card...." Perumalsamy Sankarappan 08 June 2026

"Good conversation, smiley face still end of the conversation thank you." Naveen H G 08 June 2026

"Hi It easy to apply credit card by online, easy verification process" Vivek 06 June 2026

"The Video KYC process was quick, seamless, and very convenient. The executive was professional...." Yuvraj Ahirwar 06 June 2026

"Excellent experience 🥰🥰" Shabnam Shaik 06 June 2026

"Very good service. Easy process. Vedio call is so nice, quick n fast." P V Ramanaiah 06 June 2026

"I have enjoyed a seamless experience while applying for credit card , the whole..." Himanshu Singh 04 June 2026

"It was an amazing experience with the kyc team as well as bank executive..." Farhaan Lateef 04 June 2026

"Thank You So Much For Your OVERALL BANK SERVICES 💟🙏 we love it easy to access and use" Karthik Tangadurai Devendr 03 June 2026

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Awards & Accolades

A glimpse of IDFC FIRST Bank's testament to excellence

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IDFC FIRST Bank recognized amongst the 'World's Best Banks 2025’ by Forbes in partnership with Statista

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IDFC First Bank receiving an award

IDFC FIRST Bank wins the 'Digital Sourcing & Decisioning Excellence' award at Lentra CNBC-TV18 Digital Lending Summit

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IDFC First Bank winning the Golden Peacock Award

IDFC FIRST Bank wins the prestigious Golden Peacock Award for ESG (National) for 2023

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IDFC First Bank winning FE India's Best Banks Award

IDFC FIRST Bank emerges as the ‘Best Digital Bank’ at FE India's Best Banks Awards 2023

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IDFC First Bank with National Awards

IDFC FIRST Bank wins two National Awards for Excellence in Banking, Financial Services, and Insurance for 2023 and ‘Dream Company to Work For – HR’

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IDFC First Bank receiving Best Corporate Governance Award for 2023

IDFC FIRST Bank wins the Best Corporate Governance Award for 2023

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Helping our communities grow with us

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9.3 Million Beneficiaries

Supported since March 2023

70,000 Villages

Served across the country

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9000 Residents

Impacted positively through our Swachh Worli Koliwada program

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351 Students

Awarded post-graduate scholarships this year

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9.3 Million Beneficiaries

Supported since March 2023

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70,000 Villages

Served across the country

Building Icon

9000 Residents

Impacted positively through our Swachh Worli Koliwada program

351 Students

Awarded post-graduate scholarships this year

ON A MISSION TO BUILD THE WORLD’S MOST
CUSTOMER-FRIENDLY BANK