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Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

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View & track all your past and active service requests.

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Facing issues? Let us know how we can help you

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Locate your nearest IDFC FIRST Bank branches and ATMs

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We will be happy to help you 24x7.

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WhatsApp banking

WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Track Requests

Track Requests

Right Arrow

View & track all your past and active service requests.

Raise a Request

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

Right Arrow

We will be happy to help you 24x7.

Help Center Icon

Help Center

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Support topics, FAQs and more

QR code for IDFC app download

Download our app

Get instant help for all your queries in one place

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  • Business BANKING

Your Banking. One App.

Manage business & personal banking in one app

Easy Bulk Payments

Make multiple business payments in seconds

Support That Knows You

Get a dedicated Relationship Manager for your business

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  • CURRENT ACCOUNT
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Put Idle Funds to Work

Earn 6.5% with BRAVO Auto-Sweep

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  • Trade & Services

Zero Forex Markup

Save on forex up to $50 Million*

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  • Retail solutions

All Payments, Together

Manage Escrow, BBPS and e-NACH in one place

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Banking that means business

Every business move needs the right bank. IDFC FIRST Bank brings together industry-first solutions across Current Accounts, payments, collections, trade and forex to simplify your business and power growth.

Solutions for Micro, Small & Medium Businesses

Platinum Current Account

Platinum Current Account

  • Free Cash deposit limit of 15X of current month's AMB
  • Zero Charges on 40+ commonly used current account services
Gold Current Account

Gold Current Account

  • Free Cash deposit limit of 12X of current month’s AMB
  • Zero Charges on 40+ commonly used current account services
Silver Plus Current Account

Silver Plus Current Account

  • Free Cash deposit limit of 10X of current month’s AMB or ₹50 lakhs - whichever is lower
  • Zero charges on NEFT, RTGS, and all transactions at IDFC FIRST Bank ATMs
Zero Forex Markup Account

Zero Forex Markup Account

  • Zero Forex Markup on transactions up to $50 million
  • Zero Transaction charges across remittances
World Business Account

World Business Account

  • A dedicated account for importers and exporters to manage both international and domestic trade
  • Dedicated Trade Support Desk for expert assistance
Startup Current Account

Startup Current Account

  • Free Cash deposit limit of up to ₹30 lakh per month
  • FIRSTWINGS Startup Banking Program - Your all-in-one enabler for capital, knowledge, networks, and technology
TASC Institutional Account

TASC Institutional Account

  • Free Cash deposit limit of up to 15X of current month’s AMB
  • Zero Charges on 40+ commonly used current account services
Merchant Multiplier Account

Merchant Multiplier Account

  • Free cash deposit up to 20X of the total (POS + UPI QR) collection (Up to ₹30 lakhs)
  • Zero Charges on 30+ commonly used current account services
Dynamic Business Account

Dynamic Business Account

  • Free cash deposit limit of 10X of current month’s AMB
  • Zero Charges on 30+ commonly used current account services
Agri Multiplier Account

Agri Multiplier Account

  • Free Cash deposit limit of 20X of current month’s AMB (Up to 1 crore)
  • Zero Charges on 30+ commonly used current account services
SNRR Account

SNRR Account

  • Free cash deposit up to 20X of the total (POS + UPI QR) collection (Up to ₹30 lakhs)
  • Zero Charges on 30+ commonly used current account services
RERA Account

RERA Account

  • Free cash deposit limit of 10X of current month’s AMB
  • Zero Charges on 30+ commonly used current account services
LOBOPO Account

LOBOPO Account

  • Free Cash deposit limit of 20X of current month’s AMB (Up to 1 crore)
  • Zero Charges on 30+ commonly used current account services
ESCROW Account

ESCROW Account

  • Free Cash deposit limit of up to 15X of current month’s AMB
  • Zero Charges on 40+ commonly used current account services
Export

Export

  • Initiate financing requests digitally for faster processing
  • Convert export proceeds from EEFC accounts to INR seamlessly
Import

Import

  • End-to-end support across the Letter of Credit cycle
  • Initiate payments, book foreign exchange and submit Bill of Entry on same platform
Remittances

Remittances

  • Automatic SMS and email alerts on receipt of inward funds
  • Book foreign exchange rates and provide disposal instructions online
Bank Guarantee

Bank Guarantee

  • Comprehensive suite of guarantees for diverse industry use-cases
  • Issuance of electronic guarantees to reduce paperwork
Digital Trade Solutions

Digital Trade Solutions

  • Automatic SMS and email alerts on receipt of inward funds
  • Single Sign-on for Net Banking and Trade Forex Transactions
Inland Trade

Inland Trade

  • Wide branch coverage and dedicated trade specialists
  • Support for capital requirements tied to purchase and sales cycles
Foreign Exchange Solutions

Foreign Exchange Solutions

  • Cash, Tom, Spot deals: Same-day (cash), next-day (tomorrow) and spot value execution
  • Lock exchange rates for future payments
Capital Account Transactions

Capital Account Transactions

  • Single point of contact with expertise in capital account rules
  • Pre-vetting support for transaction structures and documents
UPI

UPI

  • Collect anytime using UPI QR code (24*7 and 365 days)
  • Free UPI QR Standee with zero transaction cost
Virtual Accounts

Virtual Accounts

  • Zero setup and transaction cost ensuring complete customer security
  • Real-time alerts for incoming fund transfers and exceptions
Payment Gateway

Payment Gateway

  • Best-in-market commercials (MDR)
  • Zero setup and Zero AMC fees
NACH

NACH

  • Fully integrated & automated solution for NACH Mandates registration
  • Reports for reconciliation with same-day settlement
Escrow Accounts

Escrow Accounts

  • Easily sign Escrow agreements digitally
  • Expert Escrow team to manage operations
Bulk Payments

Bulk Payments

  • No setup fee and transaction charges
  • Process bulk payments with or without excel
Tax Payments

Tax Payments

  • Pay multiple tax types through a single banking relationship
  • Dedicated tax payment journeys with no beneficiary addition required
Doorstep Banking

Doorstep Banking

  • Secured pickups through our empanelled Agent
  • Daily or on-request cheque and cash pickup
Business Loan

Business Loan

  • Unsecured funding for working capital and expansion
  • Repayment tenure aligned to your business cash-flow cycle
Professional Loan

Professional Loan

  • Funding for doctors, chartered accountants and consultants
  • Use it to set up, equip or expand your practice
Loan Against Property

Loan Against Property

  • Raise funds against residential or commercial property
  • Longer tenure secured against the property you own
Business Loan for Women

Business Loan for Women

  • Funding for women-owned and women-led enterprises
  • Documentation support through the application journey
Working Capital Loan

Working Capital Loan

  • Cash credit and overdraft limits for day-to-day operations
  • Limits reviewed against your receivables and inventory
Construction Equipment Loan

Construction Equipment Loan

  • Financing for excavators, cranes and earthmoving equipment
  • Funding for new as well as used equipment purchases
Machinery Loan

Machinery Loan

  • Financing for plant and machinery across manufacturing units
  • Repayment structured around your production cycle
Healthcare Equipment Loan

Healthcare Equipment Loan

  • Financing for diagnostic, imaging and surgical equipment
  • For hospitals, clinics and diagnostic centres

Chosen by more than 10 Lakhs growing businesses of India

5,00,000+

Entrepreneurs Served Monthly

₹5 Crore+

Transactions Processed Monthly

30,000+

Importers & Exporters Supported Monthly

Industry-first solutions that simplify operations and support growth

Banking That’s Designed Around Your Business

BRAVO Auto-Sweep

Set thresholds and make idle Current Account balances work better.

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UPI collection dashboard

Track collections, settlements and store-level payments in one place.

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Paperless Soundbox Onboarding

Get your Soundbox digitally from your app with zero branch visits.

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Doorstep Banking

Schedule cash and cheque pick-ups from your business location.

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Zero trade forex markup

Settle incoming foreign remittances online at zero forex markup.

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Bulk payments
via mobile

Make all business payments directly from your mobile.

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Business banking right at your fingertips

Manage business and personal banking securely in one app.

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1.12 million+ happy users

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Business Banking FAQs

The right account depends on your monthly transaction volumes, cash deposit needs, payment and collection requirements, and the balance you can maintain. Compare the available Current Account variants on these factors and select the one that best fits your day-to-day operations and expected business growth.

Eligible applicants include sole proprietorships, partnership firms, Limited Liability Partnerships, One Person Companies, and Private, Public Limited Companies, self-employed professionals and Hindu Undivided Families,. Account opening is subject to applicable KYC, documentation and eligibility requirements.

With IDFC FIRST Bank, you can collect customer payments across multiple modes, including UPI QR, Soundbox, POS, Payment Gateway and Payment Links. For recurring collections and easier reconciliation, use Virtual Accounts and e-NACH. You can also schedule cash and cheque pick-ups through Doorstep Banking, bringing collections directly to your business location.

With IDFC FIRST Bank, you can pay vendors and employees individually or process multiple payouts through Bulk Payments. Set up recurring payments and use Maker-Checker controls so your accountant can initiate and you approve transactions. You can also make statutory payments such as GST and TDS digitally through the IDFC FIRST Bank.

With IDFC FIRST Bank, you can manage your global business needs through Import Solutions, Export Solutions, Remittances and Bank Guarantees. Manage eligible trade and forex requirements through Digital Trade Solutions, Inland Trade Solutions and Foreign Exchange Solutions. For specialised cross-border requirements such as FDI, ODI and ECB, explore Capital Account Services.

Absolutely! With the IDFC FIRST Bank Mobile Banking App, ranked No. 1 globally for MSME Banking, you can conveniently manage your Savings and Current Accounts through a single app with a simple toggle. You can monitor collections through dashboard, make bulk payments directly from the app, and apply digitally for Soundbox and POS machine setup through a paperless process. Additionally, Doorstep Banking brings banking services to your business location with convenient cash, cheque and document pick-up facilities.

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