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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights

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Zero Forex Markup Current Account

Maximise your savings and boost profitability with our Zero Forex Markup current accounts

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bulk-payments

Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments

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Hello Cashback Credit Card

Cashback for everyone, for every spend that matters

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WhatsApp banking

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Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

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Track Requests

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View & track all your past and active service requests.

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Facing issues? Let us know how we can help you

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Locate your nearest IDFC FIRST Bank branches and ATMs

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Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

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We will be happy to help you 24x7.

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Help Center

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Support topics, FAQs and more

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Get instant help for all your queries in one place

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Explore Credit Cards
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WhatsApp banking

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Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

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Track Requests

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View & track all your past and active service requests.

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Raise a Request

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Facing issues? Let us know how we can help you

Locate Us

Locate Us

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Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

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Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

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We will be happy to help you 24x7.

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Help Center

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Support topics, FAQs and more

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Download our app

Get instant help for all your queries in one place

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Personal Banking

Maximise
savings with
6.50% p.a. interest

on balances from ₹3 lakhs to ₹25 crores

Monthly interest
credits

for faster compounding and savings growth

Instant digital
account opening

Earn up to 6.50% p.a. on NRI Savings

Tax free interest on NRE accounts

Invest in India, wherever you are

Digital-first onboarding with instant PIS account

Enjoy seamless global transfers

Zero processing fees, quick global transfers in Major currencies

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Credit cards for everyone

100% Digital. Instant. Seamless.

Lifetime-free credit cards

No joining fees. No annual charges.

Up to 10X Reward points that never expire

Redeem anytime, anywhere.

PL mobile

Instant personal loan up to ₹15 lakhs

100% Digital. Approval In 5 Minutes. Zero Foreclosure Charges.

 world-class-bank

Guided by ethics, powered by technology and a force for social good

 Emerging bankers

Become a banker in just 12 months!

Join our Emerging Bankers Program for a guaranteed job at IDFC FIRST Bank with CTC of Rs. 6 LPA

Scan, get our app

Access 300+ features on our 4.9⭐️ rated app

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What makes us special?

We truly mean it when we say we want to be the most customer-friendly bank

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Financial Calculators

Hassle-free financial planning with IDFC FIRST Bank

Financial Calculator Desktop Image Financial Calculator Mobile Image




Loan amount

50K 1Cr

Interest rate

p.a.
9.99% 36%

Tenure

Months
9 60

Your monthly EMI

Total interest payable

Loan amount

Total amount payable

Your monthly EMI

Principal Amount

₹2.5K ₹10L

Tenure

Months
3 36

Total interest payable

₹28,991

Principal amount

₹2,50,000

Total amount payable

₹2,28,991

Your repayment plan

Your monthly EMI

₹9,541

Loan Amount

₹1L ₹10Cr

IDFC First Bank interest rate

p.a
8.75% 10.50%

Tenure

Months
12 360

Total interest payable

₹28,991

Loan amount

₹2,50,000

Total amount payable

₹2,28,991

Your loan repayment plan

Your monthly EMI

₹9,541

Loan Amount

₹7K ₹20L

Interest rate

p.a
9% 26%

Tenure

Months
6 48

Total interest payable

₹28,991

Loan amount

₹2,50,000

Total amount payable

₹2,28,991

Your loan repayment plan

Your monthly EMI

₹9,541

In the spotlight

Quick actions for you

Budget Calculator

Plan your family budget in 2 easy steps and gain control over your finances instantly

Plan Now
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Budget Calculator

Activate UPI

Get the Power of UPI and earn cashback up to ₹200

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Award-winning digital banking platform

Recognised as the 'Best Digital Bank' for the year 2021-2022 by Financial Express India's Best Banks Awards 2023.

Enjoy India's #1 Mobile Banking App

Enjoy India's #1 Mobile Banking App

Enjoy India's #1 Mobile Banking App

Download IDFC FIRST Bank App

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Start banking with just a
WhatsApp message. Send
'Hi' to 95555 55555

Chat with us now
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Experience a secure way
to bank on the go
with
our mobile banking app

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Banking services now
at your fingertips
anytime, anywhere

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Step inside the
world of smart
watch banking

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But don’t take our word for it, Hear from our customers

"Dear Sir, Sincerely thanks to the bankers, Providing best and fast moreover secured services. And immediate solution for problems..." Chandran B 28 April 2026

"For PRAJAKTA NIKAM I would like to sincerely appreciate Prajakta Nikam from IDFC Bank for her exceptional support and professionalism. She handled my queries with great patience, clarity, and efficiency...." Veena Jain 25 April 2026

"Banking with you is a very welcoming experience." Suresh 24 April 2026

"IDFC FIRST Bank stands apart in customer service and really caring about customers. In 2022 myself and my family onboarded to their banking products and credit cards and ever since they have provided a delightful service,..." Gaurav K 23 April 2026

"Want to take a minute to thank MOHIT LULLA for helping me with my NRE/NRO/GIFT City account setup. Mohit was thorough, professional,...." Rohit Khanna 21 April 2026

"I’d like to sincerely appreciate Vaishali Sawant for her excellent assistance in opening my NRE account and smoothly handling the conversion from a resident account to an NRO account...." Balamurugan Manohar 15 April 2026

"Rahul yogi has been of great help he has provided me door step service with convenience and ease it has been a great pleasure meeting that gentle man. It's people like him who..." Omkar Ajay Sarang 10 April 2026

"Appreciate the speed of service. Good . Keep it up. It's boosts confidence to hold ur card." Sankar Appaswamy 06 April 2026

"I would like to sincerely appreciate the support provided by Miss. Varsha Malviya in assisting with my NRI banking requirements at IDFC. I had multiple accounts across myself..." Dayashankar 03 April 2026

"Thanks for issuing card. Madam Garima Wadhwa and Mr Deepesh Gautam both staff of sector 7 Rohini Delhi cooperative and help the customers...." Mukesh Kumar Gupta 01 April 2026

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Awards & Accolades

A glimpse of IDFC FIRST Bank's testament to excellence

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IDFC FIRST Bank recognized amongst the 'World's Best Banks 2025’ by Forbes in partnership with Statista

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IDFC First Bank receiving an award

IDFC FIRST Bank wins the 'Digital Sourcing & Decisioning Excellence' award at Lentra CNBC-TV18 Digital Lending Summit

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IDFC First Bank winning the Golden Peacock Award

IDFC FIRST Bank wins the prestigious Golden Peacock Award for ESG (National) for 2023

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IDFC First Bank winning FE India's Best Banks Award

IDFC FIRST Bank emerges as the ‘Best Digital Bank’ at FE India's Best Banks Awards 2023

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IDFC First Bank with National Awards

IDFC FIRST Bank wins two National Awards for Excellence in Banking, Financial Services, and Insurance for 2023 and ‘Dream Company to Work For – HR’

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IDFC First Bank receiving Best Corporate Governance Award for 2023

IDFC FIRST Bank wins the Best Corporate Governance Award for 2023

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Helping our communities grow with us

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9.3 Million Beneficiaries

Supported since March 2023

70,000 Villages

Served across the country

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9000 Residents

Impacted positively through our Swachh Worli Koliwada program

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351 Students

Awarded post-graduate scholarships this year

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9.3 Million Beneficiaries

Supported since March 2023

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70,000 Villages

Served across the country

Building Icon

9000 Residents

Impacted positively through our Swachh Worli Koliwada program

351 Students

Awarded post-graduate scholarships this year

ON A MISSION TO BUILD THE WORLD’S MOST
CUSTOMER-FRIENDLY BANK