• Text size:

    S M L
  • Letter spacing:

You gain a dedicated partner committed to helping you reach your full potential and achieve new heights

Know More
bulk-payments

Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments

Know More

Hello Cashback Credit Card

Cashback for everyone, for every spend that matters

Know More
Image

WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Image

Track Requests

Right Arrow

View & track all your past and active service requests.

Image

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

Right Arrow

We will be happy to help you 24x7.

Image

Help Center

Right Arrow

Support topics, FAQs and more

Image

Download our app

Get instant help for all your queries in one place

Explore Personal
Explore Credit Cards
Image

WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Image

Track Requests

Right Arrow

View & track all your past and active service requests.

Image

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

Right Arrow

We will be happy to help you 24x7.

Image

Help Center

Right Arrow

Support topics, FAQs and more

Image

Download our app

Get instant help for all your queries in one place

Download now!

Personal Banking

Maximise
savings with
6.50% p.a. interest

on balances from ₹10 lakhs to ₹10 crores

Monthly interest
credits

for faster compounding and savings growth

Zero fees
on 30+ services

Recognised as 'A Class Apart' by IIT Bombay & Moneylife Foundation

 RBI Web 1

Pause. Check. Pay.

Digital payments are safe and secure when you
follow a few simple rules. Let's build
responsible digital payment habits and
safeguard ourselves against fraud.

 RBI Web 2

Pause. Check. Pay.

Digital payments are safe and secure when you
follow a few simple rules. Let's build
responsible digital payment habits and
safeguard ourselves against fraud.

CC

Credit cards for everyone

100% Digital. Instant. Seamless.

Lifetime-free credit cards

No joining fees. No annual charges.

Up to 10X Reward points that never expire

Redeem anytime, anywhere.

PL mobile

Instant personal loan up to ₹15 lakhs

100% Digital. Approval In 5 Minutes. Zero Foreclosure Charges.

NRI mobile

Earn up to 6.50% p.a. on NRI Savings

Tax free interest on NRE accounts

Invest in India, wherever you are

Digital-first onboarding with instant PIS account

Enjoy seamless global transfers

Zero processing fees, quick global transfers in Major currencies

 world-class-bank

Guided by ethics, powered by technology and a force for social good

 flamingo

Get Monthly Interest Credits in your Savings Account

Scan, get our app

Access 300+ features on our 4.9⭐️ rated app

QR

What makes us special?

We truly mean it when we say we want to be the most customer-friendly bank

Know more Homepage Right Arrow Icon

Zero fee banking

The only bank in India to offer zero fee banking on 30+ savings account services

Know more Right Arrow
ZERO
CHARGES on
IMPS
IMPS
NEFT
NEFT
RTGS
RTGS
Cheque Book
Cheque Book
SMS Alerts
SMS Alerts
Cash Transactions
Cash Transactions
3rd Party Cash Transactions
3rd Party Cash Transactions
Manager’s Cheque/DD/PO
Manager’s Cheque/DD/PO
Duplicate Statements Issuance
Duplicate Statements Issuance
Duplicate Passbook Issuance
Duplicate Passbook Issuance
Balance Certificate Issuance
Balance Certificate Issuance
Interest Certificate Issuance
Interest Certificate Issuance
Account Closure
Account Closure
ECS Return
ECS Return
Stop Payment of Cheque
Stop Payment of Cheque
International ATM/POS transactions
International ATM/POS transactions
Decline Charges for Insufficient Balance
Decline Charges for Insufficient Balance
Standing Instructions
Standing Instructions
Photo Attestation
Photo Attestation
Signature Attestation
Signature Attestation
Retrieval of Transactional Records
Retrieval of Transactional Records
Address Confirmation
Address Confirmation
Deliverable Returned by Courier
Deliverable Returned by Courier
Debit Card Annual Fee
Debit Card Annual Fee
ATM Transactions
ATM Transactions
Cheque Bounce
Cheque Bounce
Doorstep Banking
Doorstep Banking

Financial Calculators

Hassle-free financial planning with IDFC FIRST Bank

Financial Calculator Desktop Image Financial Calculator Mobile Image




Loan amount

50K 1Cr

Interest rate

p.a.
9.99% 36%

Tenure

Months
9 60

Your monthly EMI

Total interest payable

Loan amount

Total amount payable

Your monthly EMI

Principal Amount

₹2.5K ₹10L

Tenure

Months
3 36

Total interest payable

₹28,991

Principal amount

₹2,50,000

Total amount payable

₹2,28,991

Your repayment plan

Your monthly EMI

₹9,541

Loan Amount

₹1L ₹10Cr

IDFC First Bank interest rate

p.a
8.75% 10.50%

Tenure

Months
12 360

Total interest payable

₹28,991

Loan amount

₹2,50,000

Total amount payable

₹2,28,991

Your loan repayment plan

Your monthly EMI

₹9,541

Loan Amount

₹7K ₹20L

Interest rate

p.a
9% 26%

Tenure

Months
6 48

Total interest payable

₹28,991

Loan amount

₹2,50,000

Total amount payable

₹2,28,991

Your loan repayment plan

Your monthly EMI

₹9,541

In the spotlight

Quick actions for you

Budget Calculator

Plan your family budget in 2 easy steps and gain control over your finances instantly

Plan Now
Arrow Right
Budget Calculator

Activate UPI

Get the Power of UPI and earn cashback up to ₹200

Apply Now
Arrow Right
Activate UPI

Award-winning digital banking platform

Recognised as the 'Best Digital Bank' for the year 2021-2022 by Financial Express India's Best Banks Awards 2023.

Enjoy India's #1 Mobile Banking App

Enjoy India's #1 Mobile Banking App

Enjoy India's #1 Mobile Banking App

Download IDFC FIRST Bank App

qr image
WhatsApp logo icon

Start banking with just a
WhatsApp message. Send
'Hi' to 95555 55555

Chat with us now
Mobile phone icon

Experience a secure way
to bank on the go
with
our mobile banking app

Install now
Desktop Icon

Banking services now
at your fingertips
anytime, anywhere

Login now
Watch icon

Step inside the
world of smart
watch banking

Get now
Large testimonial banner Large testimonial banner
quote

But don’t take our word for it, Hear from our customers

"She's name is Manisha(I don't hear the surname) she's truly awesome and very kind hearted.she help me a lot with my account queries,wish her a very and colorful life. Thank you IDFC" Abhijit Mukherjee 09 March 2026

"Dear IDFC team, I recently opened an account in IDFC after constantly being persuaded by Mr Akash. I am glad for my decision as Mr. Akash is really good n quick in response to all my..." Priti Jain 08 March 2026

"I am really happy. Excellent customer service.I really appreciate you.Thank you so much IDFC ." Anuradha Chirumamilla 28 February 2026

"Thank you for providing timely service and response" Kalakesh 27 February 2026

"Happy to deal with the team at the Mahalaxmi Branch. Prajakta has been super helpful in our locker related work as well as the re KYC that couple of family members needed to..." Pankaj Jaju 23 February 2026

"Excellent service cooperative staff with good guidance." Shazia Shaikh 07 February 2026

"I am extremely happy with the service provided by IDFC First Bank. An incorrect ECS charge was mistakenly debited from my account, but after I raised the concern, the amount was refunded within just two days. I truly appreciate the quick response, transparency, and efficiency shown by the customer care team..." Aditi Gupta 06 February 2026

"Dear Team, I would like to express my sincere appreciation to IDFC FIRST Bank for extending a pre-approved credit card offer based on my banking relationship. After multiple unsuccessful attempts through salary-based application routes,..." Mir Shazan Salim 04 February 2026

"Mr. Aniket Mithbawkar, Relationship Manager at IDFC Bank, for the outstanding service he provided during my recent interactions with the IDFC services team. Mr. Mithbawkar guided me..." Vemunuri Manohar 03 February 2026

"Harshit sir I talked to harshit sir and his behaviour is very good 👍 he solved my due charges problem otherwise I was suffering in tension. The staff of IDFC BANK is very supportive and app is easy to use . Once again thank you Harshit sir" Manorma Kumari Singh 02 February 2026

Know more Right Arrow

Awards & Accolades

A glimpse of IDFC FIRST Bank's testament to excellence

Know more Arrow Image

IDFC FIRST Bank recognized amongst the 'World's Best Banks 2025’ by Forbes in partnership with Statista

Right Arrow Right Arrow

IDFC First Bank receiving an award

IDFC FIRST Bank wins the 'Digital Sourcing & Decisioning Excellence' award at Lentra CNBC-TV18 Digital Lending Summit

Right Arrow Right Arrow

IDFC First Bank winning the Golden Peacock Award

IDFC FIRST Bank wins the prestigious Golden Peacock Award for ESG (National) for 2023

Right Arrow Right Arrow

IDFC First Bank winning FE India's Best Banks Award

IDFC FIRST Bank emerges as the ‘Best Digital Bank’ at FE India's Best Banks Awards 2023

Right Arrow Right Arrow

IDFC First Bank with National Awards

IDFC FIRST Bank wins two National Awards for Excellence in Banking, Financial Services, and Insurance for 2023 and ‘Dream Company to Work For – HR’

Right Arrow Right Arrow

IDFC First Bank receiving Best Corporate Governance Award for 2023

IDFC FIRST Bank wins the Best Corporate Governance Award for 2023

Right Arrow Right Arrow

Helping our communities grow with us

Coins in Hand Icon

9.3 Million Beneficiaries

Supported since March 2023

70,000 Villages

Served across the country

Building Icon

9000 Residents

Impacted positively through our Swachh Worli Koliwada program

Light bulb icon representing ideas or innovation

351 Students

Awarded post-graduate scholarships this year

Coins in Hand Icon

9.3 Million Beneficiaries

Supported since March 2023

Tent icon representing outdoor or travel

70,000 Villages

Served across the country

Building Icon

9000 Residents

Impacted positively through our Swachh Worli Koliwada program

351 Students

Awarded post-graduate scholarships this year

ON A MISSION TO BUILD THE WORLD’S MOST
CUSTOMER-FRIENDLY BANK