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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Zero Forex Markup Current Account
Maximise your savings and boost profitability with our Zero Forex Markup current accounts
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
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Earn up to 6.50% interest on your Savings Account
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Get instant help for all your queries in one place
Explore Personal
- Accounts
Tools & Calculators
Privilege Program
- Privilege Program
Unlock features, exclusively available
only on the IDFC FIRST Bank app
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Flexible collateral option
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Loans up to ₹10 Cr. basis financials/up to ₹5 Cr. basis GST returns
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Industry-leading proprietary tool gurantees faster processing
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Tools with real time business assessment facility
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Flexible collateral option
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Loans up to ₹10 Cr. basis financials/up to ₹5 Cr. basis GST returns
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Industry-leading proprietary tool gurantees faster processing
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Tools with real time business assessment facility
Working Capital Loan
Making business easy with our quick and convenient working capital solutions. Be it for growth, new business opportunity, liquidity, cash flow management, capital expansion projects or forex and trade requirementsRead More
Apply for working capital loans to manage day-to-day business functioning in a hassle-free way. Read Less
Benefits of Working Capital Loan
Wide range of product such as Overdraft, Cash Credit, Term Loan, Bank Guarantee, Letter of Credit and other Trade Products
Working Capital Loans backed by property for MSME, Manufacturers, Traders and Start-ups.
Complete banking product suite available for MSME customers – Current Account, Overdraft Account, Trade, FX, Payment Collection Solution
Dedicated Relationship manager for all banking requirements and exclusive Branch
Transparent
charge structure
Gold Card Scheme for Exporters
- For disposal of fresh applications: 25 days
- Renewal of limits: 15 days
- Sanction of ad hoc limits: 07 days
Sr. No |
Documentation Required |
1 |
Duly filled Application form |
2 |
KYC of business entity, promoters, guarantors and security providers |
3 |
GST returns and latest bank statements for 12m |
4 |
Property/Collateral Documents |
5 |
3 years audited financial documents (wherever applicable) |
6 |
This list is only indicative and is not an exhaustive list of documents. Additional documents might be required on a case-to-case basis. |
*Relationship Manager will share a detailed checklist with the customer |
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Timelines For Credit Decision
For loans up to ₹25 lakh extended to Micro and Small Enterprise (MSE) customers under the Business Banking Group (BBG), the Bank shall communicate its credit decision within 14 working days, subject to receipt of a complete loan application along with all required documents.
For all other loans under BBG, including loans to non MSE customers and loans to MSE customers exceeding ₹25 lakh, the Bank shall communicate its credit decision within 45 working days, subject to receipt of a complete loan application along with all required documents and in line with internally approved credit processing timelines.
