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Exclusive Credit Card Offers & Deals
IDFC FIRST Bank Credit Card offers let you enjoy instant discounts and exciting deals across top brands and categories.
The current list of featured partners is as follows:
Category |
Merchant |
Offer details |
Term and condition |
Swiggy Instamart |
Up to ₹2,000 off on Credit Card EMI transactions |
•Get 7.5% Instant Disount up to ₹2,000 on Minimum Purchase of ₹10,000 |
|
Dining |
Zepto |
Up to ₹4,000 off on Credit Card EMI transactions |
• Get 5% Instant Disount p to ₹4,000 on Minimum Purchase of ₹3,000 |
Dining |
Zomato |
Flat ₹75 off on Credit Card transactions |
• Offer valid every Saturday & Sunday from 1st Feb'26 to 28th Feb'26 |
Electronics |
Samsung |
Up to 27.5% off on Credit Card EMI transactions |
• Customer will be eligible for an Instant discount up to 27.5% on Minimum Purchase of ₹10,000 |
Electronics |
Haier |
Up to 25% off on Credit Card EMI transactions |
• Customer will be eligible for an Instant discount up to 25% on Minimum Purchase of ₹10,000 |
Electronics |
Vivo |
10% off on mobiles with Credit Card transactions |
• Customer will be eligible for 10% Instant discount on Minimum Purchase of ₹9,999 |
Electronics |
Realme |
Up to ₹4,000 off on mobiles on credit card EMI transactions |
• Customer will be eligible for an Instant discount up to ₹4,000 on Minimum Purchase of ₹21,000 |
Electronics |
Croma |
Up to ₹2,500 off on Credit Card transactions |
• Get 5% Instant discount up to ₹2,500 on Full Swipe(Non-EMI) transactions | Minimum Purchase: ₹15,000 |
Electronics |
Motorola |
Up to ₹5,500 off on mobiles with Credit Card |
• Customer will be eligible for an Instant discount up to ₹5,500 on Minimum Purchase of ₹9,999 |
Health & Wellness |
Mothercare |
Up to ₹2,000 off on Credit Card EMI transactions |
• Get7.5% Instant Disount up to ₹2,000 on Minimum Purchase of ₹4,000 |
Health & Wellness |
Fittr |
Up to ₹5,000 off on Credit Card EMI transactions |
• Offer is limited to one transaction per card during the offer period from 1st Feb'26 to 28th Feb'26 |
Health & Wellness |
Fitelo |
Up to ₹3,000 off on Credit Card EMI transactions |
• Instant discount up to : ₹3,000 | Minimum Purchase: ₹18,000 |
Home furniture & Décor |
Boingg |
Up to ₹5,000 off on Credit Card EMI transactions |
• Customer will be eligible for an Instant discount of 7.5% up to: ₹5,000 on Minimum Purchase of ₹3,000 |
Home furniture & Décor |
UrbanLadder |
Up to ₹3,500 off on Credit Card EMI transactions |
Customer will be eligible for 10% Instant discount up to ₹3,500 on Minimum Purchase of ₹15,000 |
Shopping |
Amazon smart store |
Up to ₹3,000 off on Credit Card EMI transactions |
• Customer will be eligible for an Instant discount of 7.5% up to ₹3,000 on Minimum Purchase of ₹5,000 |
Shopping |
Tira |
Up to ₹100 off on Credit Card transactions |
• Offer valid every Tuesday from 1st Feb'26 to 28th Feb'26","Flat Rs. 100 Off | Minimum Purchase: Rs. 999 |
Shopping |
Tata CLiQ Fashion |
Up to ₹500 off on Credit Card transactions |
• Offer valid every Wednesday from 1st Feb'26 to 28th Feb'26 |
Please note
• Offers are valid only on transactions made using an IDFC FIRST Bank Credit Card.
• These merchant offers are valid until 31st March 2026.
• Each offer is limited to one transaction per card per month.
• For details, please refer to the Credit Card Merchant EMI Terms and Conditions:
https://www.idfcfirstbank.in/personal-banking/credit-card-merchant-emi-tnc
• To redeem the offer:
- Select the merchant you want to avail the offer on.
- Proceed to the payment/checkout page on the merchant platform.
- Pay using your IDFC FIRST Bank Credit Card to receive the eligible offer.



