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Exclusive Credit Card Offers & Deals
IDFC FIRST Bank Credit Card offers let you enjoy instant discounts and exciting deals across top brands and categories.
The current list of featured partners is as follows:
| Category | Merchant | Offer details | Term and condition |
| Dining | Swiggy Instamart | Flat ₹75 off on Credit Card transactions | Offer valid every Thursday from 1st Apr'26 to 30th Apr'26,Flat Rs. 75 Off | Minimum Purchase: Rs. 999 Offer is valid once per card, per month during the Offer period |
| Dining | Zepto | Flat ₹100 off on Credit Card transactions | Offer valid every Friday from 1st Apr'26 to 30th Apr'26,Flat Rs, 100 Off| Minimum Purchase: Rs. 999 Offer applicable on IDFC FIRST Bank Credit Cards only Offer valid once per card in a month |
| Dining | Zomato | Flat ₹75 off on Credit Card transactions | Offer valid every Saturday & Sunday from 1st Apr'26 to 30th Apr'26,Flat Rs. 75 Off | Minimum Purchase: Rs. 749 Offer is limited to one transaction per card, per month during the offer period |
| Dining | EazyDiner | Flat ₹1,000 off on Credit Card transactions | from 1st Apr'26 to 30th Apr'26. IDFC FIRST Private Credit card: Flat Rs. 1,000 Instant Discount| MOV : Rs. 5,000 Offer valid only on IDFC FIRST Private Credit Card transactions |
| Dining | Swiggy Instamart | Up to ₹2,000 off on Credit Card EMI transactions | Get7.5% Instant Disount up to Rs. 2,000 on Minimum Purchase of Rs. 10,000 Offer is limited to one transaction per card during offer the period Offer valid only on IDFC FIRST Bank Credit Card EMI transactions |
| Electronics | Vivo | Up to ₹15,000 off on Credit Card transactions | Customer will be eligible for Instant discount up to Rs. 15,000 on Minimum Purchase of Rs. 9,999 Offer valid on Credit Spends with additional discounts on EMI transactions,Offer valid at select stores Offer is valid on select products. Offer eligibility to be checked in-store or on the product page |
| Electronics | Realme | Up to ₹4,000 off on Credit Card EMI transactions | Customer will be eligible for an Instant discount up to Rs. 4,000 on Minimum Purchase of Rs. 21,000 Offer valid at select stores, Offer is valid on select products. Offer eligibility to be checked in-store or on the product page Offer valid only on IDFC FIRST Bank Credit Card EMI transactions |
| Electronics | OPPO | Up to ₹16,000 off on Credit Card transactions | Customer will be eligible for Instant discount up to Rs. 16,000 on Minimum Purchase of ₹9,999 Offer valid on Credit Spends with additional discounts on EMI transactions Offer valid at select stores & online,Offer is valid on select products. Offer eligibility to be checked in-store or on the product page, |
| Electronics | Motorola | Up to ₹10,500 off on Credit Card transactions | Customer will be eligible for an Instant discount up to Rs. 10,500 on Minimum Purchase of Rs. 9,999 Offer valid on Credit Spends with additional discounts on EMI transactions Offer valid at select stores & online,Offer is valid on select products. Offer eligibility to be checked in-store or on the product page |
| Electronics | Croma | Up to ₹7,500 off on Credit Card EMI transactions | Get 7.5% Instant discount up to Rs. 7,500 on EMI transactions | Minimum Purchase: Rs. 10,000 Offer is applicable once per card, per product/ each instrument during the offer period Avail this offer at Croma offline stores and on Croma.com Offer applicable only on Paytm POS machines at selected stores |
| Health & Wellness | Apollo | Up to ₹200 off on Credit Card transactions | Customer will be eligible for an Instant discount of Rs. 200 on Minimum Purchase of Rs. 2,000 |
| Health & Wellness | Fittr | Up to ₹5,000 off on Credit Card EMI transactions | Offer is limited to one transaction per card during the offer period from 1st Apr'26 to 30th Apr'26 Instant discount up to : Rs. 5,000 | Minimum Purchase: Rs. 3,000 Offer valid only on IDFC FIRST Bank Credit Card EMI transactions |
| Health & Wellness | Fitelo | Up to ₹5,000 off on Credit Card EMI transactions | Offer is limited to one transaction per card during the offer period from 1st Apr'26 to 30th Apr'26 Instant discount up to : Rs. 5,000 | Minimum Purchase: Rs. 3,000 Offer valid only on IDFC FIRST Bank Credit Card EMI transactions |
| Health & Wellness | Justdoggs | Up to ₹2,500 instant discount on Credit Card transactions | Customer will be eligible for 7.5% Instant discount up to ₹2,500 on Minimum Purchase of ₹3,000 |
| Shopping | Amazon smart store | Up to ₹1,500 off on Credit Card EMI transactions | • Customer will be eligible for an Instant discount of 7.5% up to Rs. 3,000 on Minimum Purchase of Rs. 5,000 • Offer valid only on IDFC FIRST Bank Credit Card EMI transactions" |
| Shopping | Tira | Up to ₹2,500 off on Credit Card EMI transactions | • Offer valid every Tuesday from 1st Feb'26 to 28th Feb'26","Flat Rs. 100 Off | Minimum Purchase: Rs. 999 • Offer valid only on IDFC FIRST Bank Credit Card transactions |
| Shopping | Tata CLiQ Fashion | Up to ₹5,000 off on Credit Card EMI transactions | • Offer valid every Wednesday from 1st Feb'26 to 28th Feb'26 • Flat 12% instant discount | Max Discount : Rs. 500 | Minimum Purchase: Rs. 3,000 • Offer valid only on IDFC FIRST Bank Credit Card transactions |
| Shopping | Tata CLIQ Luxury | Up to ₹10,000 instant discount on Credit Card EMI transactions | Offer valid every Wednesday from 1st Apr'26 to 30th Apr'26 Get 12% Instant discount up to Rs. 1,500 | Minimum Purchase: Rs. 10,000 Offer is valid once per card per month during the offer period |
| Travel | MakeMyTrip | Up to ₹1,500 off on Credit Card transactions | Cardholder will be eligible for an Instant discount on EMI transactions as per the following categories: Domestic Flights: 12% Instant discount up to ₹1,800 + 3/6 month No Cost EMI | MTV ₹5,000 Domestic Flights - Business Class: Flat 10% Off up to ₹2,500 + No Cost EMI Domestic Hotels: 15% Instant discount up to ₹5,000 + 3/6 month No Cost EMI + Flat 5% Instant discount on premium hotels Up to ₹ 5,000 + 3/6 month No Cost EMI| MTV ₹5,000 International Flights: 10% Instant discount up to ₹7,500 + 3/6 month No Cost EMI | MTV ₹10,000 and Flat 10% Instant discount up to ₹10,000 + 3/6 month No Cost EMI | MTV ₹80,000 International Flights - Business Class: Flat 10% Off up to ₹15,000 + No Cost EMI International Hotels: Up to 15% Instant Discount up to ₹10,000 + 3/6 month No Cost EMI | MTV Rs. 10,000 Holidays: Instant Discount up to ₹20,000 + 3/6 month No Cost EMI | MTV ₹40,000 Tours & Attractions: Flat 12% instant discount up to ₹1,500 + 3/6 month No Cost EMI | MTV: ₹5,000 The offer is valid on EMI transactions only made through IDFC FIRST Bank Credit Cards Offer is valid once per card, per product, per month during the offer period |
| Travel | Goibibo | Up to ₹300 off on Credit Card transactions | Cardholder will be eligible for an Instant discount on EMI transactions as per the following categories: Domestic Flights: 12% Instant discount up to ₹1,800 + 3/6 month No Cost EMI | MTV ₹5,000 Domestic Hotels: 15% Instant discount up to ₹5,000 + 3/6 month No Cost EMI + Flat 5% Instant discount on premium hotels Up to ₹ 5,000 + 3/6 month No Cost EMI| MTV ₹5,000 International Flights: 10% Instant discount up to ₹7,500 + 3/6 month No Cost EMI | MTV ₹10,000 and Flat 10% Instant discount up to ₹10,000 + 3/6 month No Cost EMI | MTV ₹80,000 International Hotels: Up to 15% Instant Discount up to ₹10,000 + 3/6 month No Cost EMI | MTV Rs. 10,000 The offer is valid on EMI transactions only made through IDFC FIRST Bank Credit Cards Offer is valid once per card, per product, per month during the offer period |
| Travel | Yatra | Up to ₹500 off on Credit Card transactions | Cardholder will be eligible for an Instant discount on EMI transactions as per the following categories: Domestic Flights: 10% Instant discount up to Rs. 1,800 + 3/6 month No Cost EMI | MTV Rs. 5,000 Domestic Hotels:12% Instant discount up to Rs. 5,000 + 3 month No Cost EMI | MTV Rs. 5,000 International Flights: 8% Instant discount up to Rs. 7,500 + 3/6 month No Cost EMI | MTV Rs. 10,000 The offer is valid on EMI transactions only made through IDFC FIRST Bank Credit Cards Offer is valid once per card, per product, per month during the offer period |
| Travel | EaseMyTrip | Up to ₹1,500 off on Credit Card transactions | Domestic Flights: 12% Instant discount up to Rs. 2,000 + 3/6 month No Cost EMI | MTV Rs. 3,500 Domestic Hotels: Upto 25% Instant discount up to Rs. 4,000 + 3/6 month No Cost EMI | MTV Rs. 3,000 International Flights: 10% Instant discount up to Rs. 6,000 + 3/6 month No Cost EMI | MTV Rs. 10,000 International Hotels: 15% Instant Discount up to Rs. 6,000 + 3/6 month No Cost EMI | MTV Rs. 4,000 The offer is valid on EMI transactions only made through IDFC FIRST Bank Credit Cards Valid once per card, per product, per month during the offer period |
| Travel | Ixigo | Up to ₹7,500 off on Credit Card EMI transactions | Domestic Flights: Instant discount up to Rs. 5,000 + No-Cost EMI | MTV Rs. 5,000 Domestic Hotels: Instant discount up to Rs. 5,000 + No-Cost EMI | MTV Rs. 5,000 International Flights: Instant discount up to Rs. 10,000 + No-Cost EMI | MTV Rs. 10,000 International Hotels: Instant Discount up to Rs. 10,000 + No-Cost EMI | MTV Rs. 10,000 Offer valid only on IDFC FIRST Bank Credit Card EMI transactions |
Please note
• Offers are valid only on transactions made using an IDFC FIRST Bank Credit Card.
• Each offer is limited to one transaction per card per month.
• Each offer is limited to one transaction per card per month.
• For details, please refer to the Credit Card Merchant EMI Terms and Conditions:
https://www.idfcfirst.bank.in/personal-banking/credit-card-merchant-emi-tnc
• To redeem the offer:
- Select the merchant you want to avail the offer on.
- Proceed to the payment/checkout page on the merchant platform.
- Pay using your IDFC FIRST Bank Credit Card to receive the eligible offer.



