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Zero Forex Markup Current Account

Maximise your savings and boost profitability with our Zero Forex Markup current accounts

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bulk-payments

Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments

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Hello Cashback Credit Card

Cashback for everyone, for every spend that matters

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Explore Credit Cards
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WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

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Track Requests

Right Arrow

View & track all your past and active service requests.

Image

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

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Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

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We will be happy to help you 24x7.

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Help Center

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Support topics, FAQs and more

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Download our app

Get instant help for all your queries in one place

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Exclusive Credit Card Offers & Deals

IDFC FIRST Bank Credit Card offers let you enjoy instant discounts and exciting deals across top brands and categories.

The current list of featured partners is as follows:

Category Merchant Offer details Term and condition
Dining Swiggy Instamart Flat ₹75 off on Credit Card transactions Offer valid every Thursday from 1st Apr'26 to 30th Apr'26,Flat Rs. 75 Off | Minimum Purchase: Rs. 999 
Offer is valid once per card, per month during the Offer period
Dining Zepto Flat ₹100 off on Credit Card transactions Offer valid every Friday from 1st Apr'26 to 30th Apr'26,Flat Rs, 100 Off| Minimum Purchase: Rs. 999 
Offer applicable on IDFC FIRST Bank Credit Cards only 
Offer valid once per card in a month
Dining Zomato Flat ₹75 off on Credit Card transactions Offer valid every Saturday & Sunday from 1st Apr'26 to 30th Apr'26,Flat Rs. 75 Off | Minimum Purchase: Rs. 749 
Offer is limited to one transaction per card, per month during the offer period
Dining EazyDiner Flat ₹1,000 off on Credit Card transactions from 1st Apr'26 to 30th Apr'26. 
IDFC FIRST Private Credit card: Flat Rs. 1,000 Instant Discount| MOV : Rs. 5,000 
Offer valid only on IDFC FIRST Private Credit Card transactions
Dining Swiggy Instamart Up to ₹2,000 off on Credit Card EMI transactions Get7.5% Instant Disount up to Rs. 2,000 on Minimum Purchase of Rs. 10,000 
Offer is limited to one transaction per card during offer the period 
 
Offer valid only on IDFC FIRST Bank Credit Card EMI transactions
Electronics Vivo Up to ₹15,000 off on Credit Card transactions Customer will be eligible for Instant discount up to Rs. 15,000 on Minimum Purchase of Rs. 9,999 
Offer valid on Credit Spends with additional discounts on EMI transactions,Offer valid at select stores 
Offer is valid on select products. Offer eligibility to be checked in-store or on the product page
Electronics Realme Up to ₹4,000 off on Credit Card EMI transactions Customer will be eligible for an Instant discount up to Rs. 4,000 on Minimum Purchase of Rs. 21,000 
Offer valid at select stores, Offer is valid on select products.  
Offer eligibility to be checked in-store or on the product page 
Offer valid only on IDFC FIRST Bank Credit Card EMI transactions
Electronics OPPO Up to ₹16,000 off on Credit Card transactions Customer will be eligible for Instant discount up to Rs. 16,000 on Minimum Purchase of ₹9,999 
Offer valid on Credit Spends with additional discounts on EMI transactions 
Offer valid at select stores & online,Offer is valid on select products.  
Offer eligibility to be checked in-store or on the product page,
Electronics Motorola Up to ₹10,500 off on Credit Card transactions Customer will be eligible for an Instant discount up to Rs. 10,500 on Minimum Purchase of Rs. 9,999 
Offer valid on Credit Spends with additional discounts on EMI transactions 
Offer valid at select stores & online,Offer is valid on select products.  
Offer eligibility to be checked in-store or on the product page
Electronics Croma Up to ₹7,500 off on Credit Card EMI transactions Get 7.5% Instant discount up to Rs. 7,500 on EMI transactions | Minimum Purchase: Rs. 10,000 
Offer is applicable once per card, per product/ each instrument during the offer period 
Avail this offer at Croma offline stores and on Croma.com

Offer applicable only on Paytm POS machines at selected stores
Health & Wellness Apollo Up to ₹200 off on Credit Card transactions Customer will be eligible for an Instant discount of Rs. 200 on Minimum Purchase of Rs. 2,000
Health & Wellness Fittr Up to ₹5,000 off on Credit Card EMI transactions Offer is limited to one transaction per card during the offer period from 1st Apr'26 to 30th Apr'26 
Instant discount up to : Rs. 5,000 | Minimum Purchase: Rs. 3,000 
Offer valid only on IDFC FIRST Bank Credit Card EMI transactions
Health & Wellness Fitelo Up to ₹5,000 off on Credit Card EMI transactions Offer is limited to one transaction per card during the offer period from 1st Apr'26 to 30th Apr'26 
Instant discount up to : Rs. 5,000 | Minimum Purchase: Rs. 3,000 
Offer valid only on IDFC FIRST Bank Credit Card EMI transactions
Health & Wellness Justdoggs Up to ₹2,500 instant discount on Credit Card transactions Customer will be eligible for 7.5% Instant discount up to ₹2,500 on Minimum Purchase of ₹3,000
Shopping Amazon smart store Up to ₹1,500 off on Credit Card EMI transactions • Customer will be eligible for an Instant discount of 7.5% up to Rs. 3,000 on Minimum Purchase of Rs. 5,000 
• Offer valid only on IDFC FIRST Bank Credit Card EMI transactions"
Shopping Tira Up to ₹2,500 off on Credit Card EMI transactions • Offer valid every Tuesday from 1st Feb'26 to 28th Feb'26","Flat Rs. 100 Off | Minimum Purchase: Rs. 999 
• Offer valid only on IDFC FIRST Bank Credit Card transactions
Shopping Tata CLiQ Fashion Up to ₹5,000 off on Credit Card EMI transactions • Offer valid every Wednesday from 1st Feb'26 to 28th Feb'26 
• Flat 12% instant discount | Max Discount : Rs. 500 | Minimum Purchase: Rs. 3,000 
• Offer valid only on IDFC FIRST Bank Credit Card transactions
Shopping Tata CLIQ Luxury Up to ₹10,000 instant discount on Credit Card EMI transactions Offer valid every Wednesday from 1st Apr'26 to 30th Apr'26 
Get 12% Instant discount up to Rs. 1,500 | Minimum Purchase: Rs. 10,000 
Offer is valid once per card per month during the offer period
Travel MakeMyTrip Up to ₹1,500 off on Credit Card transactions Cardholder will be eligible for an Instant discount on EMI transactions as per the following categories: 
Domestic Flights: 12% Instant discount up to ₹1,800 + 3/6 month No Cost EMI | MTV ₹5,000 
Domestic Flights - Business Class: Flat 10% Off up to ₹2,500 + No Cost EMI 
Domestic Hotels: 15% Instant discount up to ₹5,000 + 3/6 month No Cost EMI + Flat 5% Instant discount on premium hotels Up to ₹ 5,000 + 3/6 month No Cost EMI| MTV ₹5,000 
International Flights: 10% Instant discount up to ₹7,500 + 3/6 month No Cost EMI | MTV ₹10,000 and Flat 10% Instant discount up to ₹10,000 + 3/6 month No Cost EMI | MTV ₹80,000 
International Flights - Business Class: Flat 10% Off up to ₹15,000 + No Cost EMI 
International Hotels: Up to 15% Instant Discount up to ₹10,000 + 3/6 month No Cost EMI | MTV Rs. 10,000 
Holidays: Instant Discount up to ₹20,000 + 3/6 month No Cost EMI | MTV ₹40,000 
Tours & Attractions: Flat 12% instant discount up to ₹1,500 + 3/6 month No Cost EMI | MTV: ₹5,000 
The offer is valid on EMI transactions only made through IDFC FIRST Bank Credit Cards 
Offer is valid once per card, per product, per month during the offer period
Travel Goibibo Up to ₹300 off on Credit Card transactions Cardholder will be eligible for an Instant discount on EMI transactions as per the following categories: 
Domestic Flights: 12% Instant discount up to ₹1,800 + 3/6 month No Cost EMI | MTV ₹5,000 
Domestic Hotels: 15% Instant discount up to ₹5,000 + 3/6 month No Cost EMI + Flat 5% Instant discount on premium hotels Up to ₹ 5,000 + 3/6 month No Cost EMI| MTV ₹5,000 
International Flights: 10% Instant discount up to ₹7,500 + 3/6 month No Cost EMI | MTV ₹10,000 and Flat 10% Instant discount up to ₹10,000 + 3/6 month No Cost EMI | MTV ₹80,000 
International Hotels: Up to 15% Instant Discount up to ₹10,000 + 3/6 month No Cost EMI | MTV Rs. 10,000 
The offer is valid on EMI transactions only made through IDFC FIRST Bank Credit Cards 
Offer is valid once per card, per product, per month during the offer period
Travel Yatra Up to ₹500 off on Credit Card transactions Cardholder will be eligible for an Instant discount on EMI transactions as per the following categories: 
Domestic Flights: 10% Instant discount up to Rs. 1,800 + 3/6 month No Cost EMI | MTV Rs. 5,000 
Domestic Hotels:12% Instant discount up to Rs. 5,000 + 3 month No Cost EMI | MTV Rs. 5,000 
International Flights: 8% Instant discount up to Rs. 7,500 + 3/6 month No Cost EMI | MTV Rs. 10,000 
The offer is valid on EMI transactions only made through IDFC FIRST Bank Credit Cards 
Offer is valid once per card, per product, per month during the offer period
Travel EaseMyTrip Up to ₹1,500 off on Credit Card transactions Domestic Flights: 12% Instant discount up to Rs. 2,000 + 3/6 month No Cost EMI | MTV Rs. 3,500 
Domestic Hotels: Upto 25% Instant discount up to Rs. 4,000 + 3/6 month No Cost EMI | MTV Rs. 3,000 
International Flights: 10% Instant discount up to Rs. 6,000 + 3/6 month No Cost EMI | MTV Rs. 10,000 
International Hotels: 15% Instant Discount up to Rs. 6,000 + 3/6 month No Cost EMI | MTV Rs. 4,000 
The offer is valid on EMI transactions only made through IDFC FIRST Bank Credit Cards 
Valid once per card, per product, per month during the offer period
Travel Ixigo Up to ₹7,500 off on Credit Card EMI transactions Domestic Flights: Instant discount up to Rs. 5,000 + No-Cost EMI | MTV Rs. 5,000 
Domestic Hotels: Instant discount up to Rs. 5,000 + No-Cost EMI | MTV Rs. 5,000 
International Flights: Instant discount up to Rs. 10,000 + No-Cost EMI | MTV Rs. 10,000 
International Hotels: Instant Discount up to Rs. 10,000 + No-Cost EMI | MTV Rs. 10,000 
Offer valid only on IDFC FIRST Bank Credit Card EMI transactions

Please note

• Offers are valid only on transactions made using an IDFC FIRST Bank Credit Card.

• Each offer is limited to one transaction per card per month.

• Each offer is limited to one transaction per card per month.

• For details, please refer to the Credit Card Merchant EMI Terms and Conditions:
https://www.idfcfirst.bank.in/personal-banking/credit-card-merchant-emi-tnc

• To redeem the offer:

- Select the merchant you want to avail the offer on.

- Proceed to the payment/checkout page on the merchant platform.

- Pay using your IDFC FIRST Bank Credit Card to receive the eligible offer.