Login to Internet banking
A brand-new experience - smarter, faster, and secured
Introducing the First-in-industry IDFC FIRST Bank's Super Account
Request a Callback
You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
Know More
Zero Forex Markup Current Account
Maximise your savings and boost profitability with our Zero Forex Markup current accounts
Know More
Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
Know More
A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
Most Searched
Earn up to 6.50% interest on your Savings Account
Open Account Now
Download our app
Get instant help for all your queries in one place
Explore Personal
- Accounts
Tools & Calculators
Privilege Program
- Privilege Program
Unlock features, exclusively available
only on the IDFC FIRST Bank app
Interest rate range of contracted loans for the past quarter
| Product | Minimum ROI | Maximum ROI | Wgh Average ROI |
| Personal Loan | 9 | 28 | 13.24 |
| Business Loans | 10.25 | 33.83 | 17.2 |
| Commercial Vehicles Loan | 8.66 | 28.96 | 12.36 |
| Construction Equipment Loan | 8.74 | 19.56 | 10.34 |
| Home Loan | 8.5 | 12 | 9.03 |
| Loan Against Property | 9 | 10.99 | 9.5 |
| Small Ticket Loan against Property | 9.10% | 16.10% | 12.00% |
| Micro Business Loans | 10.50% | 28.00% | 22.19% |
| New Car Loans | 8.25% | 10.50% | 8.88% |
| Used Car Loans | 9.50% | 18.00% | 13.76% |
| Two Wheeler Loans | 5%* | 18.8%* | 10.17%* |
| Cross-Sell Personal Loan (Personal Loan to existing customers) |
11.12% | 35.49% | 24.32% |
| Consumer Durable Loan | **10.10% | 36.00% | 22.75% |
| Inventory Funding | 9.35% | 16.00% | 10.28% |
| Education Loan | 9.00% | 14.25% | 10.78% |
| Gold Loan | 10.00% | 18.00% | 11.29% |
| Digital Lending | 10.50% | 26.00% | 12.56% |
| Rural Personal Loan | 15.00% | 26.50% | 21.86% |
| Rural Cross-Sell Personal Loan Consumer Loan (Personal Loan to existing customers) |
12.00% | 35.56% | 28.20% |
| Rural Cross-Sell Personal Loan Two Wheeler (Personal Loan to existing customers) |
17.30% | 35.49% | 30.42% |
| Kisan Credit Card (KCC) | 9% | 15% | 12% |
| Tractor Loan | 12.00% | 20.91% | 14.10% |
| JLG Loans | 24.5% | 24.5% | 24.5% |
| Micro Enterprise Loans | 17.00% | 28.00% | 25.49% |
| Rural Two Wheeler Loans | 12.07% | 24.97% | 18.18% |
| Rural Commercial Vehicle Loans | 10.00% | 25.65% | 18.08% |
| Rural Loan Against Property | 9.60% | 20.00% | 17.71% |
| Rural Home Loans | 8.50% | 16.50% | 14.22% |
| Suvidha Shakti | 24.5% | 24.5% | 24.5% |
| Rural Gold Loan | 10.00% | 18.00% | 15.58% |
| Rural Consumer Durable Loan | 9.53% | 29.97% | 15.95% |
| Rural New Car Loans | 9.00% | 13.00% | 9.63% |
| Rural Used Car Loans | 8.00% | 20.00% | 15.00% |
| Rural Education Loan | 10.00% | 12.75% | 11.52% |
*Min , Max and Weighted average rates are alloted as per flat rate
**For tenure of 12 months and above, minimum ROI is 10.30%
