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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Zero Forex Markup Current Account
Maximise your savings and boost profitability with our Zero Forex Markup current accounts
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
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Earn up to 6.50% interest on your Savings Account
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Interest rate range of contracted loans for the past quarter
| Product | Minimum ROI | Maximum ROI | Wgh Average ROI |
| Personal Loan** | 9 | 28 | 13.3 |
| Business Loans | 10.5 | 33.48 | 16.57 |
| Commercial Vehicles Loan | 8.8 | 23.03 | 12 |
| Construction equipment business | 8.89 | 21.01 | 10.11 |
| Home Loan | 8.5 | 10.35 | 8.93 |
| Loan Against Property | 8.85 | 10.96 | 9.39 |
| Small Ticket Loan against Property | 9.1 | 15.35 | 11.87 |
| Micro Business Loans | 10.2 | 28.1 | 19.53 |
| New Car Loans | 7 | 10.79 | 8.77 |
| Used Car Loans | 9 | 18 | 13.79 |
| Two Wheeler Loans* | 5 | 17.01 | 9.76 |
| Cross-Sell Personal Loan (Personal Loan to existing customers) | 11 | 35.81 | 23.83 |
| Consumer Durable Loan | 10.25*** | 36 | 22.5 |
| Inventory Funding | 9.5 | 21 | 10.32 |
| Education Loan | 9 | 13.5 | 10.8 |
| Gold Loan | 10.05 | 19 | 11.5 |
| Digital Lending | 10.5 | 26 | 12.78 |
| Rural Personal Loan | 11 | 26.5 | 21.65 |
| Rural Cross-Sell Personal Loan Consumer Loan (Personal Loan to existing customers) | 12 | 35.93 | 27.24 |
| Rural Cross-Sell Personal Loan Two Wheeler (Personal Loan to existing customers) | 17.01 | 35.93 | 30.44 |
| Kisan Credit Card (KCC) | 8.5 | 15 | 11.75 |
| Tractor Loan | 12 | 22 | 14.35 |
| JLG Loans | 24.5 | 24.5 | 24.5 |
| Micro Enterprise Loans | 17 | 28.5 | 25.39 |
| Rural Two Wheeler Loans | 4.95 | 25.03 | 17.78 |
| Rural Commercial Vehicle Loans | 10.12 | 23 | 17.92 |
| Rural Loan Against Property | 9.6 | 20 | 17.77 |
| Rural Home Loans | 8.5 | 16.5 | 13.99 |
| Suvidha Shakti | 24.5 | 24.5 | 24.5 |
| Rural Gold Loan | 10 | 21 | 15.28 |
| Rural Consumer Durable Loan | 9.75 | 33.84 | 16.56 |
| Rural New Car Loans | 7 | 13 | 9.58 |
| Rural Used Car Loans | 7 | 18.5 | 15.06 |
| Rural Education Loan | 11.5 | 11.75 | 11.63 |
*% plotted as per Flat Rate
** For Personal loan Interest Rate mentioned above is Monthly Reducing Rate of Interest
** Personal loan interest rate is fixed and not floating
***For gross tenure 12 months and above, minimum ROI is 10.5%
