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bulk-payments

Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments

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Cashback for everyone, for every spend that matters

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View & track all your past and active service requests.

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WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

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Track Requests

Right Arrow

View & track all your past and active service requests.

Image

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

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We will be happy to help you 24x7.

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Help Center

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Support topics, FAQs and more

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Download our app

Get instant help for all your queries in one place

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#GetMoreFromYourBank

Get Monthly Interest Credits
on your Seafarer Savings Account

  • one Zero Processing Fee
    And competitive exchange rates on remittances
  • Two Bank From Anywhere
    With our app – rated #1 in India
  • three High Interest Rates
    Earn up to 6.50% p.a. interest

Compare Savings A/c Interest

Balance you maintain in your account

₹10K ₹5Cr

Set your balance to ₹10L or more to unlock 6.50% interest p.a.!

Interest payout by other bank

p.a. paid quarterly

2.5% 4%

Extra interest with IDFC FIRST

₹63,248

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Interest you earn from other bank

₹60,678

Interest per year

Interest you earn from IDFC FIRST Bank

₹1,23,926

Unlock savings now! Disclaimer
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Seafarer Account – Specialised Banking for Mariners

Are you a seafarer or merchant navy professional looking for a reliable way to manage your finances while sailing the seas? The IDFC FIRST Bank Seafarer Account is crafted just for you; a Rupee-denominated NRI savings account designed to simplify banking, maximise savings, and provide unmatched flexibility. Whether you’re aboard international vessels, oil rigs, or cruise liners, this account ensures your hard-earned money is secure, accessible, and growing.

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Features & Benefits of Seafarer Account

Earn Monthly Interest

Grow your savings with monthly interest credits for steady returns.

High interest rates

Maximize your earnings with attractive interest rates up to 6.50% p.a.* on your savings. Whether you opt for an NRE account (tax-free interest) or an NRO account, your money works harder for you while you’re away.

Seamless Fund Repatriation

Send money home quickly and securely. NRE Seafarer accounts are fully repatriable, while NRO Seafarer accounts have a USD 1 million repatriation limit every financial year.

Joint Account Flexibility

Open an account with another NRI or a Resident Indian on former or survivor basis.

Mandate Holder Privileges

Authorize a trusted person to manage your account in your absence.

Seamless Digital Banking Anytime, Anywhere

Manage your finances from anywhere with our revolutionary mobile banking app. From fund transfers to bill payments, access over 250+ features securely, 24/7.

Free Visa Signature Debit Card

Enjoy hassle-free withdrawals with a complimentary Visa Signature Debit Card.

Your Complimentary VISA
Signature Debit Card
with no annual charges

Complimentary domestic airport lounge access, twice every quarter

Personal Accident Insurance cover of ₹35 Lakh and Air Accident Insurance cover of ₹1 Crore

Higher daily purchase limit of ₹6 Lakh and higher daily ATM withdrawal limit of ₹2 Lakh

Free and unlimited ATM transactions: at any bank, anywhere in India

Fees & Charges

100% digital convenience

Enjoy remote processing for all banking transactions from anywhere, anytime with our award winning mobile banking app!

Open Your Seafarer Account Now in 3 Simple Steps!

Open an IDFC FIRST Bank Seafarers Account in a few steps:

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Click on Open Account or visit your nearest IDFC FIRST Bank branch in India and carry all the requisite self-attested KYC documents.

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Our branch employee will guide you through each step of the account opening process.

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Submit the application form with the relevant documentation

Eligibility for IDFC FIRST Bank Seafarer Account - Seafarers working on

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International vessels

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Merchant navy

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Cruise liners

Oil rigs

Oil rigs

Documents you need

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Identity Proof

  • Indian Passport
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Address Proof

Any one of the following documents mentioning your Indian address:

  • Passport
  • Driving license
  • Voter ID/Electoral card
  • Aadhaar Card
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Non-Resident Status Proof

Continuous Discharge Certificate with Valid contract letter for seafarer/ Oil rig specific contract letter with VISA

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Tax related

  • Permanent Account Number (PAN)
  • FATCA-related fields on the application form
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Other Documents

Recent colour photograph, an image of your signature (only for online applications)

Explore other NRI Banking products

NRE Fixed Deposit

Earn tax-free interest on your foreign funds by investing in a fixed deposit account maintained in Indian Rupees.

FCNR Deposits

Invest your overseas earnings and get tax-free interest with FCNR Deposits maintained in foreign currency.

Max Returns FD

Earn higher returns than your regular deposits by booking forward contracts on your deposits with IDFC FIRST Bank.

Testimonials

My appreciation goes out to IDFC and Elite Bank, Mrs Falguni, for making the opening of my NRI account so transparent and providing me with updates and transparency throughout the process. IDFC is also bringing NRI banking so close to the customer and providing a wide range of electronic banking services. IDFC bank is one of the best banks for NRI services in my opinion.

SUMANTH

Being in Australia, I needed my account to be functional within a very short timeframe for my loan application. Despite the challenges of time zone differences, Mr. Chachle ensured a seamless and hassle-free process. He made it possible entirely online, simplifying what could have been a complex task. His prompt responses, attention to detail, and clear explanations made everything incredibly smooth. Even after my account became functional, he has continued to be available for any queries, providing ongoing support whenever needed. His commitment and professionalism reflect the highest standards of customer service.

RITIKA AHUJA

The bank representative walked me through every step of accessing the mobile banking app. Glad to talk to someone who is very knowledgeable and upholds high banking standards like here in the USA. I am very satisfied with IDFC FIRST Bank's convenient mobile banking app and the process of opening an account.

SHARIQ RAHMAN

The service is great by both the Branch Manager and staff. They provide solutions to problems immediately, without making us wait. The best bank I can say that I have ever experienced!.

YASH SUSHILKUMAR RUPELA

More resources for NRIs

Seafarer FAQs

How do I access my IDFC FIRST Bank NRI Seafarer account online?

You can access your NRI mariner account through internet banking or via the mobile app.

After your account has been opened, you will receive an e-mail with your Customer ID and your mobile number. Simply follow the steps mentioned at https://my.idfcbank.com/start to complete the process. Our mobile app allows you to create a user ID and PIN. It is also M-PIN/Biometric authentication enabled so you can log in easily.

Please note that your password should be:

  • • Easy to remember, yet discreet and not decipherable to others
  • • A minimum of 8 and maximum of 16 characters long
  • • Alphanumeric
  • Without blank spaces
  • • Without the following special characters: ", <, >, /, &, %

How do I update my contact information?

Please ensure that your contact information with the Bank is up-to-date at all times. You can update your e-mail address through internet banking. You can update your mobile number by sending an email to nriservice@idfcfirstbank.com from your registered e-mail ID. Before updating your mobile number, we will contact you on your registered mobile number to verify your request and identity.

 

What documents are required to establish I am an NRI when opening a mariners account?

Identity proof
Indian Passport
Non-Resident Status Proof
Continuous Discharge Certificate with valid contract letter for seafarer/ Oil rig specific contract letter with VISA

Address Proof:
Any one of the following documents mentioning your overseas address

  • • Passport
  • • Driving licence
  • • Voter ID/Electoral card
  • • Letter issued by the National Population Register containing details of name and address
  • • Job card issued by NREGA duly signed by an officer of the State Government

Tax related:
  • • PAN / Form 60,
  • • FATCA-related fields on the application form

Other Documents:
Recent colour photograph, an image of your signature (only for online applications)

How do I transfer funds from my IDFC FIRST Bank NRO Seafarer account to another bank account in India?

Who can open an NRI Seafarer account?

How do I transfer funds into my NRE/NRO Seafarer Account from overseas?

I am a foreign national of Indian origin, but I do not have a PIO/OCI Card. Am I eligible to open an NRI Account?

I would like to terminate my Term Deposits before maturity? Will I lose any money?

What type of bank accounts can be opened by NRIs / PIOs?

Dedicated NRI Support

Experience premium support services crafted specifically for Non-Resident Indians worldwide!

NRI customers currently in India may call us at

Call us at 022 6248 5152

Other Countries

Country specific information here

Reach out to your Dedicated Relationship Manager. Login to IDFC FIRST Bank Mobile Banking App > Access Menu in top left > My Relationship Team