• Text size:

    S M L
  • Letter spacing:

You gain a dedicated partner committed to helping you reach your full potential and achieve new heights

Know More
bulk-payments

Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments

Know More

Hello Cashback Credit Card

Cashback for everyone, for every spend that matters

Know More
Image

WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Image

Track Requests

Right Arrow

View & track all your past and active service requests.

Image

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

Right Arrow

We will be happy to help you 24x7.

Image

Help Center

Right Arrow

Support topics, FAQs and more

Image

Download our app

Get instant help for all your queries in one place

Explore Personal
Explore Credit Cards
Image

WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Image

Track Requests

Right Arrow

View & track all your past and active service requests.

Image

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

Right Arrow

We will be happy to help you 24x7.

Image

Help Center

Right Arrow

Support topics, FAQs and more

Image

Download our app

Get instant help for all your queries in one place

Download now!

NRI Savings Account

Description
Average Monthly Balance Requirement 25000
Charges for non-maintenance of required balance 0
Annual Debit Card Fee (w.e.f. 1st Jan 2026) 300
Replacement of Debit Card Fee (International/ Domestic) 0
Debit Card Issuance & Re-issuance Fee 0
International ATM or POS transaction charges Free, only forex mark up 2% of the transaction value will be applicable
ATM Transaction Charge at any ATM in India  0
Phone Banking Charges 0
Net Banking Charges 0
NEFT (Inward/ Outward) Charges 0
RTGS (Inward/ Outward) Charges 0
Electronic Funds Transfer Charges (NEFT/ RTGS/ IMPS) Outward through branch 0
Cheque Book Issuance (1st cheque book with account opening) Charges 0
Re-issue of Cheque Book Charges 0
Stop Payment on Cheques Charges 0
Outstation cheque collection Charges 0
Charges for Local/ Outstation Cheque Return - Deposited 0
Charges for Local/ Outstation Cheque Return - Issued 0
Demand Draft Charges - payable at branch locations 0
Demand Draft issuance charges 0
Demand Draft cancellation charges 0
Demand Draft - Duplicate Issuance Charges 0
Outward foreign currency remittance Charges 0
No dues certificate Charges 0
Balance Confirmation Certificate Charges 0
Balance Enquiry (Branch/ Channels) Charges 0
Interest/ TDS Certificate Charges 0
Cash Deposit / Withdrawal Charges - at branches 0
Standing Instruction Charges - Set Up/ Execution/ Amendment 0
Alerts for transactions on your account charges 0

Portfolio Investment Scheme (PIS) Account

Account or charge type AMC Issuance Transaction
(Separate for purchase and sell)
NRE PIS 500 Nil 100
NRO Settlement 500 Nil 100

All amount in Indian rupees. Charges are excluding GST.

Notes:
 •  This Schedule of Charges applies to all NRE and NRO savings accounts, as well as non-interestbearing accounts offered by the Bank.
 •  International debit cards are issued for NRE accounts, while domestic debit cards are issued for NRO accounts.
 •  Taxes at the prevailing Government-mandated rates will be applied in addition to the charges mentioned above, where applicable. All charges are subject to periodic       revision.

Calculate Your Interest Rate

Calculate your interest rate

Find out how much interest you can earn on your Savings Account, using interest rate calculator