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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Zero Forex Markup Current Account
Maximise your savings and boost profitability with our Zero Forex Markup current accounts
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
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Earn up to 6.50% interest on your Savings Account
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Fees & Charges
Pre-Sales
| Processing fees (Non-Refundable) | Up to 5% of the Loan Amount |
| Documentation charges | Up to INR 20,000/- |
| Stamp Duty | At Actuals |
| Valuation | At Actuals |
| Asset Verification | At Actuals |
Post-Sales
Processing fees (Non-Refundable) |
Up to 5.0% of the Loan Amount |
Documentation Charges |
Up to INR 20,000/- |
Stamp Duty |
At Actuals |
Valuation |
At Actuals |
Asset Verification |
At Actuals |
EMI Return |
12% of EMI bounced with minimum charge of Rs. 400 & maximum of Rs. 1000 (excluding GST) |
Technical Bounce Charge* |
Charge rates would be same as applicable under EMI Return charges |
Late Payment |
Up to 2% per month on outstanding (Principal, interest) instalment |
Duplicate Amortization Schedule |
Up to INR 200/- per schedule |
Loan Re-scheduling /Rebooking |
Up to INR 1500/- per loan |
Duplicate/Special NOC |
Up to INR 500/- per instance |
Statement of Account |
Up to INR 500/- per statement |
Foreclosure/Prepayment |
0% for Micro or small enterprise for loan <=50 Lakhs For all others, up to 5% of the principal outstanding |
Part Payment charges (if applicable) |
Up to 5% of the principal outstanding |
Legal/Collection/Repossession and Incidental Charges |
At Actuals |
Loan Cancellation |
Loan Cancellation Charges INR 1000/- + GST and Interest from the date of disbursal till the receipt of Loan cancellation request. |
Post-Sales GST, as applicable, will be levied on all service charges. The above Schedule of Charges is subject to be revised from time to time by the Bank, as will be updated on the official website of the Bank.
*Mandate Rejection technical Bounce Charges (for mandate rejected by your bank, to be charged for each month from 3rd consecutive bounce month onwards until the mandate is registered).
Interest Rate
| Product type | ROI% |
| Commercial Vehicle Loan | ROI Starting from 9.25%* |
* T&C Apply
