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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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ABSLI Akshaya Plan - Eligibility
| Type of Plan | A Non-Linked Participating Individual Savings Life Insurance Plan | |||||||||||||||||
| Coverage | All Individuals (Male | Female | Transgender) | |||||||||||||||||
| Benefit Options | At policy inception, You will have the option to choose from the below mentioned Benefit Options:
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| Premium Payment Term (PPT) | 6 years | 8 years | 10 years | 12 years | 15 years | |||||||||||||||||
| Policy Term (PT) | Long Term Income:
Whole Life Income: At inception, you have the flexibility to choose coverage till age 85 or age 100 years.
The Policy Term once chosen at inception cannot be changed thereafter for both the Benefit Options. |
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| Age of the Life Insured at Entry (age as on last birthday) | Minimum | 30 days* * In case the Life Insured is a minor, the Policy will automatically vest once the life insured attains the age of majority. The risk coverage for the minors will start from the policy issue date. | ||||||||||||||||
| Maximum | 55 years | |||||||||||||||||
| Maturity Age of the Life Insured (age as on last birthday) | Minimum | 18 years | ||||||||||||||||
| Maximum |
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| Minimum Annualized Premium | Rs. 24,000 | |||||||||||||||||
| Maximum Annualized Premium | No Limit (subject to Board Approved Underwriting Policy) | |||||||||||||||||
| Premium Payment Frequency and Frequency Loadings | Annual | Semi-Annual | Quarterly | Monthly
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| Cash Bonus Pay-out Frequency | You can choose to receive the Cash Bonus (if declared) in annual, semi-annual, quarterly or monthly frequency and the Cash Bonus (if declared) is payable at the end of the year, half-year, quarter or month, as the case may be. Please Note – The default option available for the Policyholder is Cash Bonus (if declared). The Policyholder can also opt to accumulate the Cash Bonus (if declared) anytime during the Policy Term, by giving a 30-day advance notice and shall be applicable from the next policy anniversary. Thus, at Policy inception only Cash Bonus (if declared) can be availed by the Policyholder. | |||||||||||||||||
| Minimum Sum Assured | Rs. 1,54,560 | |||||||||||||||||
| Maximum Sum Assured | No Limit (subject to Board Approved Underwriting Policy) | |||||||||||||||||
| Premium bands | The benefits under this product vary by premium bands as mentioned below:
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