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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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Charges
| Types of Charges | Charges |
| Processing fees | Up to Rs. 7.5 Lacs – NIL Above Rs. 7.5 Lacs -Up to 1.5%* of the Loan Amount or as per any special scheme run by the bank. |
| Stamping Charges | As per actuals |
| Cancellation charges | 1%* of the loan amount + interest accrued from date of disbursal till receipt of cancellation request Cancellation request to be received within 30 days or 1st EMI presentation date, post which cancellation will be treated as foreclosure |
| Foreclosure / Prepayment charges** | NIL |
| Loan re-scheduling charges (per re scheduling) | NIL |
| Part Payment charges | NIL |
| Initial Money Deposit Charges | NA |
| ** Applicable only for individual borrowers | |
EMI related charges
| Types of Charges | Charges |
| EMI Bounce charges per presentation | 7.5% of EMI bounced with minimum charge of Rs. 400 & maximum of Rs. 1000 (excluding GST) |
| Penal charges (per month) | 2%* per month of the unpaid EMI or INR 300* whichever is higher |
| EMI Pickup/ Collection Charges | INR 500* |
| Cheque swap charges (per swap) | NIL |
| Technical Bounce Charges* | 7.5% of EMI bounced with minimum charge of Rs. 400 & maximum of Rs. 1000 (excluding GST) |
*Mandate Rejection technical Bounce Charges (for mandate rejected by your bank, to be charged for each month from 3rd consecutive bounce month onwards until the mandate is registered)
Other charges
| Types of Charges | Charges |
| Duplicate No Objection Certificate Issuance Charges | INR 500* |
| Physical Repayment Schedule | INR 500* |
| Physical Statement of Account | INR 500* |
| Document retrieval charges (per retrieval) | INR 500* |
| List of Documents | INR 500* |
| Switching charges(Switch from Floationg to Fixed Rate) | 0.1% of sanctioned loan amount or Rs. 10,000/- whichever is lower,excluding applicable taxes |
GST, as applicable, will be levied on all service charges. The above Schedule of Charges is subject to be revised from time to time by the Bank, as will be updated on the official website of the Bank.
*Terms & Conditions Apply
