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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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Enjoy Zero Charges on All Commonly Used Savings Account Services
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Kisan Credit Card
| Charge Type | Description of Charges | Charges / Fee Amount |
|---|---|---|
| Interest Rate(Per Annum) | 7.00% to 15.00% (basis eligibility) | |
| Processing Fee | Upto 2% | |
| Annual Maintenance Charges / Supervision Charges | Rs. 800 plus applicable Service Tax (GST) | |
| Penal Charge | 2% P.A | |
| NOC/ No-dues certificate | NIL | |
| Stamp Duty and other statutory charges | At actuals, as per applicable laws of the state at the time of loan processing | |
| Legal / Technical Charges | As per Actual | |
| Incidental/ Collection/ Legal / Repossession charges borne by the bank | - | |
| Cheque Book Charges | Free | |
| Collections | Local Cheque Deposit | Free |
| Cheque deposited in home branch for clearing in same location |
Free | |
| Outstation cheque deposit | Free | |
| Fund transfer (between home branches) (Online / through branch) | Free | |
| Payments | DD / PO– Payable at home and correspondent bank location | Free |
| DD - Duplicate issuance / Cancelation / Revalidation | Free | |
| NEFT | Free | |
| RTGS | Free | |
| IMPS | Free | |
| Cash Transactions | Cash deposit - Home and Non-Home location |
Free |
| Cash Withdrawal - Home and Non-Home location | Free | |
| Other features | Stop payment (Single cheque) | Free |
| Stop payment (Series cheque) | Free | |
| Cheque return (Inward) for financial reason | Free | |
| Cheque return (outward) home location | Free | |
| Cheque return (outward) other location | Free | |
| Cheque Swapping Charges | - | |
| ECS Returns | Free | |
| CIBIL report copy charges | NIL | |
| Repayment schedule charges | Free on half yearly frequency. Rs. 100 +GST on ad hoc request | |
| Debit Card | Issuance, Annual Charges & Replacement | Free |
| Cash Withdrawal (ATM's) Home Network | Free | |
| Cash Withdrawal / Balance Inquiry at Other ATMs within India | Free | |
| POS Limit on Debit Card | Rs. 1,00,000 | |
| Daily withdrawal Limit | Rs. 50,000 | |
| Account Closure Charges | NIL | |
| Loan Cancellation charges (After Disbursal) | Rs. 1000/- + GST | |
| Foreclosure Charges* | NIL |
|
| Duplicate NOC | Rs.500+GST |
*All fees/charges to be paid shall be exclusive of goods and services tax(GST), as may be applicable. The services accounting code would be provided by IDFC FIRST Bank and shall be binding on customer Debit Card.
GST, as applicable, will be levied on all service charges. The above Schedule of Charges is subject to be revised from time to time by the Bank, as will be updated on the official website of the Bank.
