Ways to link your Aadhaar to EPF

Summary: Linking your Aadhaar with an EPF account has several advantages, including convenient account transfer when you switch jobs.

03 Aug 2023 by Team FinFIRST

An Employees' Provident Fund (EPF) account is an investment scheme in which your employer contributes the same amount as you against your retirement plan. It is part of your Cost To Company (CTC) and helps you save adequate corpora when you retire. You must transfer your EPF account to your new employer whenever you switch a company. The process was initially cumbersome, with several paper checks and verifications.

However, if you link your Aadhaar with your EPF account, you can transfer your account to a new employer and withdraw funds without any hassle. The article below mentions various ways to link your Aadhaar to your EPF account.

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How to link your Aadhaar to your EPF account?

Linking your Aadhaar to your Universal Account Number (UAN) is convenient and quick. You can use online methods to link your account with your Aadhaar easily. Here are the common ways to link your EPF account to your Aadhaar:

Through EPFO's official portal
Using the Umang App
By visiting a nearby EPFO office

Linking your Aadhaar to your EPF account makes withdrawal and account transfers convenient.

Offline requests for linking your Aadhar to your EPF account can be slow and time-consuming. Hence, it's better to apply online using EPFO official portal or the Umang app. By linking your Aadhaar, you can conveniently transfer your EPF account or withdraw funds.

Nowadays, Aadhaar has become a compulsory document for almost all financial products and services since it makes the verification process easy. For example, you can open an IDFC FIRST Bank online savings account using your Aadhaar and PAN details. The account can be opened in a few minutes, and you can enjoy several financial services at your fingertip. IDFC FIRST Bank offers the industry's best interest rates and allows quick access to mutual funds, fixed deposits (FDs), and savings accounts.

How to link Aadhaar to an EPF account online?

You can use the official portal of EPFO to link your Aadhaar to your EPF account. Here is the detailed procedure for linking your Aadhaar:

Log on to the e-SEWA portal or EPFO member home page.
Subsequently, enter your UAN number and password to log into your EPF account.
Navigate to the 'Manage' section and select KYC.
You will then be redirected to a new page where you can link your Aadhar number to your EPF account.
Select the Aadhaar option and enter your Aadhar number along with your name in the form provided (the name should be the same as mentioned on your Aadhaar).
Click on the 'Save' button once done.
Your Aadhaar details will be verified through UIDAI data after you save it.
After verification, your KYC documents will be approved, and you can conveniently link your Aadhaar.

When your Aadhaar is linked successfully, you will see 'Verified' mentioned against your Aadhaar details.

Linking Aadhaar using the Umang App

Here is how you can link your Aadhaar number using the Umang app:

Open the Umang app and log into your account through MPIN or the OTP supplied to the registered mobile number.
After logging in, go to the "All Services Tab" and choose "EPFO."
From the EPFO section, select "e-KYC services."
From the "e-KYC services" menu, choose Aadhaar Seeding.
After entering your UAN, click the drop-down box and choose "Get OTP."
An OTP will be sent to the mobile number associated with your EPF Account.
Submit your Aadhaar data.
Another OTP will be given to your registered email address and mobile number.
After the OTP verification is finished, your Aadhaar will be connected to your UAN.

How to link Aadhaar to an EPF account offline?

You can visit a nearby EPFO office and link your Aadhaar to your EPF account offline. Here are the steps you need to follow:

Duly fill out the Aadhaar linking application form at the EPFO office.
Enter your UAN, Aadhaar number, and other relevant details.
Sign the form and attach the Aadhaar and UAN document copies.
Submit your application form to the EPFO representative.
After verification, your Aadhaar will get linked to your EPFO account.

Once your Aadhaar gets successfully linked to your EPF account, you will receive an SMS and an email notifying the same.

How to know if your Aadhaar is linked to your EPF?

To find out whether your Aadhaar is linked to your EPFO account, follow the steps mentioned below:

Visit the official portal of EPFO and log in using your credentials, i.e., UAN number and password.
Once you are in your account, search for Aadhaar details.
If it shows 'Verified' against your Aadhaar number, your EPF account is linked and verified.

If it doesn't show any Aadhaar details, you need to follow the steps to link your Aadhaar with your UAN number/EPFO account.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.