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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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General Insurance
IDFC FIRST Bank is first in the industry to provide General Insurance Cover of up to Rs. 2 Lakhs* to safeguard your Shop, Office, manufacturing unit, etc. and a Cyber insurance of up to Rs. 2 Lakhs* for select current account variants.
Stay insured against
Burglary and Fire & Allied Perils, Earthquake, Strom, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Tsunami, Flood & Inundation of ₹2 Lakhs
Cash Counter for ₹50,000
Neon Singboard damage of ₹10,000
Cyber insurance of upto Rs 2 Lakhs
Please refer to detailed Terms and Conditions – Click here.
Frequently Asked Questions
Who is eligible for free General Insurance cover under this offer?
All customers opening a new Current Account under the variants: GOLD, WBA Gold, Platinum, WBA Platinum and Startup CA with IDFC FIRST Bank are eligible for 1 year of free General Insurance cover. This offer is available to all customers opening Current Account till 31 March 2026.
Who is Eligible for free Cyber Insurance under this offer?
All customers opening a new Current Account under the variants: Platinum, WBA Platinum and Startup CA with IDFC FIRST Bank are eligible for 1 year of free Cyber Insurance cover.
How long is this Insurance Policy valid for?
The insurance policy will be valid for 1 year from the date of current account opening.
What is covered under this Insurance policy?
This policy covers the following
| Coverages | Amount (In Rs) |
| Burglary and Fire & Allied Perils, Earthquake, Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Tsunami, Flood & Inundation. | 2,00,000 |
| Cash in Counter | 50,000 |
| Neon Signboard damage | 10,000 |
| Cyber Insurance | 2,00,000 |
Whether Communication Address or Registered Address will be used for insurance under this policy?
Communication address on the account opening form will be covered under this Policy.
Will this policy cover be applicable for business locations outside India?
This Policy covers business location within India only.
Is there any specific requirement for an account to be eligible for a claim?
• At least 1 transaction should have been initiated by customer in current account during last 30 days before the incident date
• Closed Accounts will not be eligible for insurance claim
Will there be any communication sent out to customers informing them of their policy details?
Insurance company will send the mail to email ID of the customer registered in current account once the policy is issued.
Can customers opt for a Top--Up facility with this policy?
Top-up facility is not allowed on this policy.
Is co-working space as a business address covered under this policy?
No, this policy is not applicable to companies working from Co-working spaces.
What are basic Conditions & Exclusions of the policy?
Limit of Liability Per Account shall be Restricted to Rs 2 Lakh.
Exclusion |
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5% of claim amount subject to minimum of Rs. 5000/- |
Terms and conditions on IDFC First bank website -
/content/dam/idfcfirstbank/pdf/T-n-C-General-Insurance-in-Current-Account.pdf
