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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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FIRSTWINGS Startup Banking Program: Your 360° edge enabled with capital,
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'Forbes World's Best Banks 2025’ powered by Statista.
‘Financial Express Best Digital Bank” in 2025.
‘Aegis Graham Bell Award’ for Innovation in Banking.
‘Digital Payments Award 2024-25’ by Ministry of Finance, GOI
Whether you're building, investing or enabling - your success needs a strong financial backbone and your bank should be your strategic partner. The FIRSTWINGS Startup Banking Program unlocks the power of a holistic enabler - combining capital, knowledge, networks and technology.
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We see you. You're building from scratch, cutting costs and chasing product-market fit. It helps to know how to start a small business, how to find investors for startups, or how to register a startup in India. Because smart moves now mean stronger financial footing tomorrow.
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Smart Banking for Smart Teams Empower your employees with a salary account that goes beyond just salary credits. From monthly interest to lifetime rewards, this account is designed to support modern professionals and fast-growing startups
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As a growth stage founder, you're looking for uncomplicated, tailored banking that helps you secure newly generated wealth, crack strategic partnerships, close high-impact deals, and expand your network with confidence.
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We know. You're juggling cap tables, burn rates, teams, markets and funding, all at once. Beyond the basics of what is debt funding, what is crowd funding, and which bank is best for a business loan, there's a strategic world to navigate. We’re here to help you explore what lies beyond and scale with purpose.
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Working Capital Solutions even for pre-profit startups
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Share Capital Account with RBI/FEMA compliance
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Onboarding onto FIRSTWINGS Connect Digital Ecosystem Platform
Visibility & social media coverage through Bank’s official content handles
Flexible credit lines with attractive interest rates
Private banking services for fund managers and LPs.
Lifestyle privileges that are extendable to your family
Access to UHNIs/HNIs via private banking and FIRSTALK events
Deal flow aligned with target sector and stage via FIRSTWINGS Connect Digital Ecosystem Platform
Invitation to join thought leadership discussion in physical and virtual seminars
Custodian operated IM Fund accounts
Global banking via GIFT City
Preferential rates on FDI/ODI transactions
Ecosystem amplification of firm’s thesis, values and edge through Bank’s official content handles
Event sponsorships and media visibility on industry-leading platforms
Startup Lounge access for bootcamps, mixers and demo-days
Sandbox environment for API testing & integration
Purpose built Working Capital solutions up to 30 crore
Share Capital Account with RBI/FEMA compliance
FIRST Symphony: Anchor customer program that provide credibility and scale
Onboarding onto FIRSTWINGS Connect Digital Ecosystem Platform
Visibility & social media coverage through Bank’s official content handles
A perfect springboard for your startup giving you access to mentors, investors and venture capitalists.
Know more about our Founder Success Program
“We were lucky enough to get in touch with IDFC FIRST Bank for transit and toll business. They were super agile and startup friendly, helping us quickly integrate with the systems within 45 days.”
LogiPe"IDFC FIRST Bank along with its Working Capital solutions has helped us immensely in order to scale our business. I would recommend IDFC FIRST Bank to other Startups who are scaling at very rapid pace."
Metalbook"IDFC FIRST Bank is providing one-stop platform for Startup needs like discounted offerings for payment gateways and forex solutions. These are useful initiatives which can help Startups find their feet quickly."
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Venture capital is when investors provide money to startups in exchange for a stake in the company. It’s usually aimed at businesses with high growth potential that need support to scale quickly.
Debt funding means borrowing money that you must repay with interest. Unlike equity, you keep full ownership while using funds to manage operations or expand.
Crowdfunding is raising small amounts of money from many people, usually online. It helps founders validate their idea while collecting funds from a community of supporters.
Starting a startup means turning an idea into a real business. You need to validate your concept, build a product or service, and plan how to get funding and customers.
Funding is the process of getting money to start or grow a business. It can come from investors, loans, or community contributions to help the business expand.
Seed funding is the first round of money raised to kickstart a startup. It’s used to develop your product, hire a team, or test your idea in the market.
Starting a small business involves registering your company, opening a bank account, and planning your finances. It’s the first step to turning an idea into a working enterprise.
Finding investors means identifying people or organizations willing to invest in your idea. This can include angel investors, venture capitalists, or crowdfunding supporters who believe in your vision.
Series A, B, and C are stages of funding for growing startups. Each round raises more capital to expand operations, hire talent, and enter new markets.
Registering a startup means officially incorporating your company with the government. This gives your business legal recognition and allows you to access benefits and schemes designed for startups.