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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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Family Budget Calculator for FY 2025–26
Be the finance minister of your own home
Just like the Union Budget plans the nation’s finances, this calculator helps you track income, manage expenses and stay ready for the unexpected.
Step
1Step
2Step
3Start with your income
As the finance minister of your home, start by entering your total monthly income.
Primary monthly income (In-hand)
₹
Other income (rent, interest, profits, etc.)
₹
Your total monthly income
₹1,00,000
Your annual income ₹12,00,000
Enter your EMIs, Expenses and Investments
Your EMI commitments every month
Ministry of Debt Repayment
Home loan EMI
₹
Credit Card Bill
₹
Other loan EMIs
₹
20% of your monthly income goes towards debt
Your personal & household expenses
Ministry of Home Affairs
Utilities and groceries
₹
Rent
₹
Other expenses
₹
35% of your monthly income goes towards utilities
Your investments including gold, SIPs, etc.
Ministry of Future Development
Investments
₹
5% of your monthly income goes towards investments
Your emergency fund
Ministry of Crisis Management
Funds
₹
5% of your monthly income goes towards emergency backup
Your Budget is at a risk of
Monthly Revenue
₹1,00,000
Expenses
₹20,000
Savings
₹80,000
Debt and needs
Learn moreYours:
Ideal <50%
Fixed obligations are well within recommended limits, ensuring strong liquidity. Fixed expenses are high. It is advisable to avoid undertaking new financial liabilities at this stage. Fixed expenses exceed recommended thresholds. Review recurring costs to improve cash flow.
Lifestyle
Learn moreYours:
Ideal <30%
Discretionary spending is sustainable and within the prudent range. Discretionary spending is trending higher than optimal. Consider reallocating funds to savings. Lifestyle expenses are disproportionately high. Rationalise non-essential spending.
Savings
Learn moreYours:
Ideal >20%
Financial health is strong. Current allocation supports long-term wealth accumulation. Savings rate is moderate. Increase allocation to outpace inflation and meet future goals. Savings rate is critically low. Prioritise building an emergency fund for financial security.
Fix your budget with these
