Login to Internet banking
A brand-new experience - smarter, faster, and secured
Introducing the First-in-industry IDFC FIRST Bank's Super Account
Request a Callback
You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
Know More
Zero Forex Markup Current Account
Maximise your savings and boost profitability with our Zero Forex Markup current accounts
Know More
Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
Know More
A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
Most Searched
Earn up to 6.50% interest on your Savings Account
Open Account Now
Download our app
Get instant help for all your queries in one place
Explore Personal
- Accounts
Tools & Calculators
Privilege Program
- Privilege Program
Unlock features, exclusively available
only on the IDFC FIRST Bank app
FinFIRST Blogs
A fuel Credit Card can be an effective financial move for anyone who commutes on a daily basis. In today's fast-paced world, where mobility is crucial, owning a fuel Credit Card makes financial sense. Fuel Credit Cards can provide convenience and savings to anyone who relies on their vehicle for daily transportation, whether they are frequent travelers, commuters, or just everyday users. This comprehensive guide will walk you through the process to apply for a fuel Credit Card while outlining its benefits and highlighting important considerations.
READ MORE
Why do you need a fuel Credit Card?
Unlike traditional Credit Cards, fuel Credit Cards are specifically designed to provide benefits and rewards tailored to fuel purchases. By using a fuel Credit Card, you can effectively manage your fuel expenses and earn rewards on fuel purchases. For instance, the FIRST Power+ Credit Card from IDFC FIRST Bank in collaboration with HPCL offers savings of up to ₹18,500 annually, which is enough to buy over 175 litres of fuel.
In addition, you get several lifestyle benefits, 0% interest on cash withdrawals until the due date, and more. The card is also UPI-enabled to help you transact at over 65 million merchants and brands across the country.
The FIRST Power+ Credit Card comes with welcome benefits worth ₹2500.
How to apply for a fuel Credit Card?
1. Research and compare:
Start by researching different fuel Credit Card options available in the market. Look for cards that offer competitive interest rates, rewards, and benefits suited to your needs. Compare features such as annual fees, reward points, and redemption options. The HPCL Credit Card from IDFC FIRST Bank offers low and dynamic interest rates starting at just 8.5% per annum. The FIRST Power+ Card also offers up to 6.5% savings on fuel spends.
2. Check eligibility criteria:
Before applying for a fuel Credit Card, ensure that you meet the eligibility criteria. Common requirements include minimum age, income criteria, and credit score. Be sure to review these criteria to increase your chances of approval.
3. Apply online or offline:
Most fuel Credit Card issuers including IDFC FIRST Bank offer the convenience of online application. Visit the Credit Card section and apply for a fuel Credit Card online. Alternatively, you can visit the nearest branch to apply offline.
4. Fill out the application form:
Provide accurate information while filling out the application form. Double-check the details to avoid any errors or discrepancies that may delay the processing of your application. Submit the required documents along with the application form.
5. Receive your card:
Upon approval, you will receive your fuel Credit Card via mail or courier at the address provided during the application process.
Benefits of IDFC FIRST Bank fuel Credit Card – The FIRST Power+ Credit Card
1. Savings on Fuel:
Fuel Credit Cards offer attractive savings on fuel purchases at partner petrol pumps, helping you save money on every fill-up. The HPCL fuel Credit Card (FIRST Power+ Credit Card) offers up to 6.5% savings on your fuel purchases saving up to ₹18,500 annually. Additionally, you also get ₹500 gift voucher on the HPCL fuel transaction of ₹500 or above as a welcome benefit.
2. Reward points:
Earn 3X reward points for every rupee spent on UPI and other retail purchases with the IDFC FIRST Bank FIRST Power+ Credit Card and redeem them for a variety of rewards, including vouchers and merchandise. Additionally, you also enjoy 5% savings as rewards on grocery, utility expenses, and FASTag recharges.
3. Additional perks:
In addition to fuel-related benefits, this fuel Credit Cards also come with a range of additional perks such as complimentary airport lounge access, roadside assistance worth ₹1399, personal accident cover of ₹2,00,000 lakhs, and lost card liability cover of ₹50,000.
Conclusion
Applying for a fuel Credit Card can streamline your fuel expenses, offer valuable rewards and benefits, and enhance your overall financial management. By following the guide outlined above and considering important factors, you can make an informed decision when applying for a fuel Credit Card. Opting for a card with extensive benefits such as the IDFC FIRST Bank FIRST Power+ Credit Card can help you save more on fuel costs and enjoy a range of travel and shopping benefits at the same time.
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.
Summarize with AI
