10 Benefits of the FIRST Power and FIRST Power+ Credit Cards

Key Takeaways

IDFC FIRST Bank and Hindustan Petroleum bring the FIRST Power and FIRST Power+ Credit Cards for fuel with benefits like fuel savings, insurance, EMI options, and more.
Enjoy up to 6.5% savings per month on fuel expenses via rewards and fuel surcharge waivers.
Get cashback benefits up to ₹500 on making your 1st HPCL fuel refil in the first month.

31 Mar 2023 by IDFC FIRST Bank

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You may have noticed fuel credit cards with the names of oil companies or cards bearing logos of airlines and retail chains. These are co-branded credit cards, where the card issuer ties up with a brand of goods or services.

If you are a regular credit card user, getting a co-branded credit card can unlock several benefits like merchandise discounts, accelerated reward points, and additional savings on shopping at the brand’s outlets.

IDFC FIRST Bank and HPCL (Hindustan Petroleum Corporation Limited) bring you the FIRST Power and FIRST Power+ Credit Cards, combining fuel credit card features with the best credit card rewards and other offers.

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Benefits of the FIRST Power and FIRST POWER+ Credit Cards

Features and Benefits	FIRST Power	FIRST Power+
Fuel Savings	5% savings per month on fuel expenses via rewards	6.5% savings per month on fuel expenses via rewards
Non-fuel transaction savings	2.5% savings every month on grocery and utility expenses via rewards	5% savings every month on grocery and utility expenses via rewards
FASTag recharge	2.5% savings per month on IDFC FASTag recharge of via rewards	5% savings per month on IDFC FASTag recharge of via rewards
Welcome benefits	₹250 cashback on 1st HPCL fuel transaction of ₹250 and above (within 30 days of card set up) 5% cash back up to ₹1,000 on your first EMI conversion within 30 days of card activation	₹500 cashback on 1st HPCL fuel transaction of ₹500 and above (within 30 days of card set up) 5% cash back up to ₹1,000 on your first EMI conversion within 30 days of card activation
Reward Points	For every ₹150 spent, you earn: 21X Reward Points on HPCL Fuel 15X Reward Points on Grocery & Utility and IDFC FASTag recharge 2X Reward Points on all UPI and other retail transactions _{1 RP = ₹0.25}	For every ₹150 spent, you earn: 30X Reward Points on HPCL Fuel, Grocery & Utility and IDFC FASTag recharge 3X Reward Points on all UPI and other retail transactions _{1 RP = ₹0.25}
HP rewards	Earn 6 Payback Reward Points for every ₹100 fuel spend through HP Pay App, capped at 600 points per month	Earn 6 Payback Reward Points for every ₹100 fuel spend through HP Pay App, capped at 600 points per month
Insurance and other support/protection	Personal accident cover of ₹2 lakhs Lost card liability cover of ₹25,000 Complimentary roadside assistance worth ₹1,399	Personal accident cover of ₹2 lakhs Lost card liability cover of ₹25,000 Complimentary roadside assistance worth ₹1,399
Other perks	Interest-free cash withdrawal Free add-on card Annual fee waived off on annual spends over ₹ 50,000	Interest-free cash withdrawal Free add-on card 1 Complimentary domestic airport lounge visit per quarter for every ₹20,000 spent per month 25% off on movie tickets up to ₹100, once every month Annual fee waived off on annual spends over ₹1,50,000.

The best part? Since these rewards points never expire, they can easily be accumulated and redeemed when needed.

Additional discounts

With both cards, you can enjoy in-app discounts on popular brands like Zoomcar and Eco Rent a Car. Additionally, get up to 20% off at over 1,500 restaurants and up to 15% off at more than 3,000 health and wellness outlets. Cardholders can also take advantage of credit card offers on Apple, featuring EMI options and festive discounts on iPhones and other Apple products, adding a premium touch to your everyday spending.

You can also keep track of all your credit cards using the mobile banking app.

Conclusion

You cannot control fuel costs, but you can save money by earning accelerated reward points with the best fuel card. The FIRST Power and FIRST Power+ Credit Cards offer 21X and 30X Rewards Points respectively on fuel purchases at HPCL outlet. Additionally, they offer low-interest rates and minimal charges for many useful services. Visit IDFC FIRST Bank and apply for this new and exciting co-branded fuel credit card today!

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.