Pay credit card bills in affordable EMIs

Summary: Credit Card APR is the interest you pay on your credit card dues. Here's how you can get low APRs to pay your dues affordably with an IDFC FIRST Bank Credit Card.

29 May 2023 by IDFC FIRST Bank

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Just like a diet allows for ‘cheat meals’, your IDFC FIRST Bank Credit Cards allow for ‘cheat spends’ with the ease of an EMI conversion facility.

Here’s how it works:

Convert your IDFC FIRST Bank Credit Card outstanding balance into easy and affordable EMIs. Don’t worry about the fees. It won’t hurt your wallet.

We completely understand the desire to go all out sometimes - whether it's thanks to a great discount on a pair of shoes on your wishlist, or a compulsion to impress someone on a night out. Then there are emergency situations where you might rake up considerable dues on your card.

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For these ‘cheat spends’, IDFC FIRST Bank Credit Cards offer an easy EMI conversion facility. Your outstanding balance is converted into affordable EMIs so you can pay them off easily.

Here’s how the conversion works –
Say you bought the latest iPhone and spent ₹90,000. A major expense, but it was your birthday, after all!

Convert this ₹90,000 into affordable EMIs of ₹5000 and pay off the balance in 18 months. Simpler and more affordable, isn’t it?

With an IDFC FIRST Bank Credit Card, here’s what you’ll get –

· EMI conversion of balances exceeding ₹2500

· One-click conversion through the IDFC FIRST Bank Mobile App

· Choose from a tenure of 3, 6, 9, 12, or 18 months

No more stress, no more debt burden. But it doesn’t end there; keep using your credit card for more benefits and privileges across –

· Entertainment

· Dining

· Shopping

· Travel and more

There are no annual fees, low APRs, and accelerated reward points that never expire. And the cherry on top is our credit cards are free for life! We don’t charge joining or annual fees; think of it as a token of appreciation for choosing our services.

Unlock these and many more benefits with your IDFC FIRST Bank Credit Cards. Make your every transaction more rewarding.

Outstanding credit card bills can look like Goliath, but an affordable EMI facility is David’s slingshot! Cut down the balance into affordable EMIs and pay with ease and with lower fees too.

Convert now!

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.