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Free Debit Card with IDFC FIRST Bank Salary Account
Key Takeaways
The IDFC FIRST Bank Salary Account offers a competitive interest rate with monthly interest credits, allowing account holders to grow their savings efficiently.
- Account holders receive a complimentary debit card with no annual fees. These cards come with additional benefits like cashback offers and special discounts.
- The Platinum Plus Salary Account from IDFC FIRST Bank provides substantial insurance benefits, including a free personal accident insurance cover of up to ₹50 lakhs and a free air accident insurance cover of up to ₹1 crore, adding a layer of financial security.
- IDFC FIRST Bank Salary Account holders can enjoy unlimited ATM transactions from any bank in India, along with zero charges on all commonly used banking services, enhancing the convenience and cost-effectiveness of the account.
A debit card is a vital financial tool that can offer cashless transactions, secure payments, and instant access to your bank account funds. With an IDFC FIRST Bank Salary Account, you receive a debit card without any issuance charges, adding to the financial advantages. This card not only saves you from annual charges but also offers zero fees on ATM withdrawals anytime, anywhere. It also comes with the benefit of complimentary insurance coverage on card transactions such as air accident and personal accident cover, lost card liability cover, and purchase protection.
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When you open an IDFC FIRST Bank Corporate Salary Account, you can get various attractive salary account features like –
- High interest on your salary account
- Monthly interest credits to the account
- Unlimited ATM transactions from any bank in India
- Higher daily purchase limit of ₹6 lakh and higher daily ATM withdrawal limit of ₹2 lakh
- Complimentary domestic airport lounge access, once every quarter
- ₹50 lakhs free personal accident insurance cover with Platinum Plus Salary Account
- ₹1 Cr free air accident insurance cover with Platinum Plus and Classic Plus Salary Account
- Zero charges on all commonly-used savings account banking services
- Receive a salary account debit card and enjoy multiple benefits like cashback offers, special discounts, and smooth digital payments
Debit cards offered with IDFC FIRST Bank Salary Account
Here is the list of debit cards available with IDFC FIRST Bank Platinum Plus and Classic Plus Salary Account and their respective features and benefits.
Account Type | Name of the debit card | Debit card benefits |
IDFC FIRST Bank Platinum Plus Salary Account |
| |
IDFC FIRST Bank Classic Plus Salary Account |
|
Both these debit cards come with no hidden costs. You can use them for:
- Cashless and digital transactions
- Cash withdrawals
- Contactless payments (Tap and Go)
- Getting mini statements from the ATM and much more
Plus, enjoy the free insurance protection with the card and add a layer of financial security to your portfolio.
How to apply for IDFC FIRST Bank salary account?
Follow the steps below to apply for your IDFC FIRST Bank salary account -
Step 1 - Visit https://digital.idfcfirst.bank.in/apply/salary
Step 2 - Fill up the online application form
Step 3 - Enter your basic personal and professional details and open the account online in simple steps
The bottom line
Make banking multifaceted with the IDFC FIRST Bank salary account and enjoy excellent salary account benefits such as free debit cards, high monthly interest rates, unlimited ATM transactions, free insurance coverage, and more.
Why choose a vanilla salary account when a whole sundae of flavours awaits? Get #MoreFromYourBank right here.
Frequently Asked Questions
What is the benefit of a salary account?
A salary account offers numerous benefits. It offers easy access to your salary with automatic crediting every payday and eliminates the need for manual deposits. You also get a debit card that helps with seamless transactions and cash withdrawals. Moreover, many salary accounts offer special perks such as zero-balance requirements, preferential loan rates, reward points, exclusive deals on various services, and premium digital banking features.
Can I get a debit card for a salary account?
Usually, banks issue a complimentary debit card when you open a salary account. This card allows easy access to your funds through ATMs, online transactions, and point-of-sale purchases. Some salary accounts come with special debit card features, such as higher withdrawal limits, more reward points, and cashback on purchases.
However, pay attention to salary account debit card charges that may apply, such as fees for transactions in foreign currencies or at non-network ATMs.
*Disclaimer
IDFC FIRST Bank offers Zero Fee Banking on Rs. 10,000 Average Monthly Balance (AMB) Savings Account and higher account variants, subject to maintenance of AMB in the account.
These services are being offered free in good faith, and in case of abuse, the bank reserves the right to charge fees as per market norms. All rights reserved.
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.
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