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Unmatched salary account benefits with IDFC FIRST Bank

Key Takeaways

Corporate Salary Account by IDFC FIRST Bank offers a host of benefits besides convenient salary credits
Choose from two types of salary accounts - Classic Plus and Platinum Plus
Access to OTT membership, food and grocery delivery, Amazon Prime, travel perks, and more
Get a rewarding debit card with the account, which offers accelerated complimentary insurance and merchant discounts

26 Sep 2025 by Team FinFIRST

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What is a corporate salary account?

It is a savings account allowing easy monthly salary transfers. But is that all to a salary account?

With the Corporate Salary Account by IDFC FIRST Bank, it isn’t. IDFC FIRST Bank has revolutionised its salary account by adding a host of freebies, benefits, and privileges. Wondering what the salary account benefits are?

Read on to find out what the account offers.

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Benefits of the Corporate Salary Account by IDFC FIRST Bank

Listed below are the bank offers and other benefits of the Corporate Salary Account –

● Choice of accounts

Everyone’s needs are different. IDFC FIRST Bank understands this and thus offers two types of salary accounts - Classic Plus and Platinum Plus. Choose an account that aligns with your financial management strategies and enjoy the associated benefits.

● Zero-fee banking

Save on salary account charges with IDFC FIRST Bank’s zero-fee banking on commonly used services. Whether it is fund transfers, ATM withdrawals, issuance or renewal of debit cards or other banking services, enjoy zero fees to save on added costs.

● Attractive returns

Earn up to 6.50% p.a. with Corporate Salary Accounts by IDFC FIRST Bank. Plus, the interest is compounded and credited to your account monthly, which enhances the returns.

● Convenience of mobile banking

Download the IDFC FIRST Bank Mobile Banking App and manage your account at your fingertips, literally! Plus, you can access 250+ mobile banking services directly from the app for convenient banking.

● Higher transaction limits

Transact without limitations as the salary account allows a daily point of sale (POS) limit of ₹6 lakhs for offline and online transactions. Moreover, you can make unlimited ATM transactions while the daily ATM withdrawal limit is ₹2 lakhs.

● Lifestyle benefits

Food, grocery shopping, OTT subscriptions, you name it, and the salary account has a benefit tailored just for you!

With Corporate Salary Account by IDFC FIRST Bank, you can enjoy complimentary memberships of OTT platforms, Swiggy One Lite, and Amazon Prime.

● Rewarding debit card

Get a rewarding Visa debit card for seamless online and offline payments, merchant offers, and more.

Let’s look at the offers and benefits of the account-linked debit card.

Debit card benefits

Choose the Classic Plus or Platinum Plus Corporate Salary Account, and you will get the respective Visa debit card. Either card offers the following benefits -

● Travel perks

You can unlock exclusive travel benefits, which include the following -

- Access to the domestic airport lounge twice every quarter (Platinum Plus variant)

- Roadside assistance coverage of up to four times a year (Platinum Plus variant)

- Trip cancellation benefit worth up to ₹50,000 (Platinum Plus variant)

● Complimentary insurance cover

With the Visa debit card, you can get financial security free of cost, with a host of available insurance covers. The coverage that you get includes the following -

- Personal accident insurance cover of ₹50 lakhs (Platinum Plus variant)

- Lost card liability of ₹6 lakhs

- Air accident insurance of ₹1 crore (Platinum Plus variant)

- Purchase protection cover of ₹1 lakh

● Merchant offers

Get discounts and cashbacks on food, gifting, health and wellness, shopping, travel, and more at partner merchants. What’s more, the offers are available throughout the year!

One account, multiple benefits

Don’t miss out on these salary account benefits. Choose IDFC FIRST Bank and do more with your salary account. Get the banking benefits of high interest rates, monthly credits, zero-fee banking, and higher transaction limits for better financial management. Plus, the free subscriptions, rewarding debit card, benefits on the card, and mobile banking add icing to the cake.

Upgrade to the Corporate Salary Account by IDFC FIRST Bank and experience the perks and privileges that are yours for the taking.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.