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A special salary account for the Indian armed forces & veterans
Experience the joy of receiving monthly
interest credits on your
Honour FIRST Defense Account
Comprehensive Insurance Cover
Air Accident Cover of up to ₹1 crore
Purchase Protection of up to ₹1 Lakh
Comprehensive Insurance Cover
Air Accident Cover of up to ₹1 crore
Purchase Protection of up to ₹1 Lakh
Jai Hind! IDFC FIRST Bank is committed to serving the brave Soldiers & Veterans of our country. For that purpose, we present Honour FIRST Defence account, for the Personnel Serving the Indian Army, Navy, Air Force, Paramilitary, and its Veterans.Read More
With this savings account, enjoy a host of benefits including free Personal Accident Cover, Child Education Grant, Girl Child Marriage Cover, Air Accident Insurance, Purchase Protection, and Lost Card Liability on your account.Read Less
Complimentary Air Accident Cover of up to ₹1 cr.
No minimum balance required in your Honour FIRST Defence Account
Purchase Protection of up to ₹1 Lakh and Lost Card Liability of up to ₹6 Lakhs on your Debit Card
Free & Unlimited ATM Access at any IDFC FIRST Bank ATM or any other bank ATM
Comprehensive Insurance Coverage
| S.No. | Personal Accident Death Cover | Girl Child Marriage Cover |
Children Education Cover |
Nominee Personal Accident Death Cover | Trip Cancellation | Eligibility Condition |
| Insurance Coverage for Serving Personnel | ||||||
| 1 | Rs 60 Lakhs | Rs 2 Lakhs | Rs 4 lakh each (upto 2 children) | Nil | Nil | Subject to any credit of INR 15,000 and above (excluding cash deposits) in previous calendar month or current month at the time of incident. |
| 2 | Rs 60 L | Rs 2 Lakhs | Rs 4 lakh each (upto 2 children) |
Rs 35L | Rs 30 K | Subject to any credit of INR 25,000 and above (excluding cash deposits) in previous calendar month or current month at the time of incident. |
| 3 | Rs 90 L | Rs 2 Lakhs | Rs 4 lakh each (upto 2 children) |
Rs 35L | Rs 30 K | Subject to consecutive salary credits |
| Insurance Coverage for Retired Personnel | ||||||
| 1 | Rs 60 L | Rs 2 Lakhs | Rs 4 lakh each (upto 2 children) |
Rs 35 L | Rs 30 K | Subject to pension credits/any credit of INR 25,000 and above (excluding cash deposits) in calendar month or current month at the time of incident |
| 2 | Rs 60 Lakhs | Rs 2 Lakhs | Rs 4 lakh each (upto 2 children) |
Nil | Nil | Subject to any credit of INR 15,000 and above (excluding cash deposits) in previous calendar month or current month at the time of incident. |



The on-boarding vouchers/benefits offered in the first 30 days post Salary Account opening have been discontinued w.e.f .1st July'22
For Physical Bank Account Opening:
- Aadhaar Card
- Passport
- Voter’s Identity Card (Election Card)
- Permanent and valid driving license with photograph
- Job Card issued by NREGA duly signed by an officer of the State Government
- Letter issued by the National Population Register containing details of name and address.

Honour FIRST Salary Account can be opened by personnel serving the Indian Army, Navy, Air Force, Paramilitary, or its Veterans.
The IDFC FIRST Bank Honour FIRST Salary Account is a Zero Balance Account as long as salary is being credited in your salary account. No initial pay-in amount is required to open a Honour FIRST Salary Account. However, if salary credit has been stopped due to any reason for three or more months, then you are required to maintain Average Monthly Balance (AMB) as per the account variant, otherwise applicable charges will be levied.
Salary credit refers to either actual salary credit or an inwards credit of Rs 15,000/Rs 25,000 through any medium
If salary credit has stopped due to any reason for 3 or more months, then you are required to maintain Average Monthly Balance (AMB) of Rs 25,000, otherwise applicable charges will be levied.
Salary credit refers to either actual salary credit or an inwards credit of Rs 15,000/Rs 25,000 through any medium.
You can enjoy a superior banking experience with IDFC FIRST Bank Honour FIRST Salary Account with benefits such as:
- Attractive interest rates on your savings, so you can earn more
- Zero charges on 36 commonly used Salary Account Services like IMPS, NEFT, RTGS, ATM transactions, cheque book issuance, SMS alerts, cash transactions, etc.
- Monthly Interest Credits, so you can earn 'interest on interest'
- Higher Personal Accident and Air Accident Cover with your Debit Card
- Exciting offers on food, shopping, travel, & more with your Debit Card
and much more
With IDFC FIRST Bank Honour FIRST Defence Account you can enjoy ZERO Charges on 36 commonly used Salary Account Services like IMPS, NEFT, RTGS, ATM transactions, Cash transactions, Cheque book issuance, SMS alerts and more. You can know more about services offered at Zero Charges here
To open a Honour FIRST Salary Account, you require Aadhar Card and PAN Card along with proof of employment, which can be offer letter, Organisation ID card, or pay slips.
You can add funds to your Honour FIRST Salary Account by one of the following ways:
- Via any other bank’s NetBanking/Mobile app. Simply add your IDFC FIRST Bank account details – Account number and IFSC code
- Through our Mobile app by clicking on “Add funds” option which lets you add transfer money from your other bank accounts
- Depositing a cheque at any of our branches
- Depositing a cheque at any IDFC FIRST Bank ATM
- Using any UPI app using your UPI ID
We offer multiple methods to track your IDFC FIRST Bank Honour FIRST Salary Account. Here are a few ways you can do it:
- NetBanking
- Mobile App
- WhatsApp Banking
- Monthly Account statements sent to your registered email ID
Yes, you can add 1 nominee to your Honour FIRST Salary Account.
You can add a nominee to your Honour FIRST Salary Account in one of the following ways:
- Via NetBanking or Mobile Banking App
- By visiting your nearest IDFC FIRST Bank branch
Air accident cover includes Service aircraft or travelling in flight where the ticket was booked by the department. No condition of booking air tickets through IDFC FIRST Bank Debit card.
