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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Defence Salary Account - Honour FIRST

Jai Hind! IDFC FIRST Bank is committed to serving the brave Soldiers & Veterans of our country. For that purpose, we present Honour FIRST Defence account, for the Personnel Serving the Indian Army, Navy, Air Force, Paramilitary, and its Veterans.Read More

With this savings account, enjoy a host of benefits including free Personal Accident Cover, Child Education Grant, Girl Child Marriage Cover, Air Accident Insurance, Purchase Protection, and Lost Card Liability on your account.Read Less

Interest rates

Comprehensive Insurance Cover | Free Air Accident Insurance Cover

View All Interest Rates

Benefits

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Comprehensive Insurance Coverage​

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Air Accident Cover

Complimentary Air Accident Cover of up to ₹1 cr.

Free Personal Accident Insurance Cover

Zero Balance Savings Account

No minimum balance required in your Honour FIRST Defence Account

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Purchase Protection & Lost Card Liability

Purchase Protection of up to ₹1 Lakh and Lost Card Liability of up to ₹6 Lakhs on your Debit Card

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Free & Unlimited ATM Access

Free & Unlimited ATM Access at any IDFC FIRST Bank ATM or any other bank ATM

Comprehensive Insurance Coverage

S.No. Personal Accident Death Cover Girl Child
Marriage Cover		 Children
Education Cover		 Nominee Personal Accident Death Cover Trip Cancellation Eligibility Condition
Insurance Coverage for Serving Personnel
1 Rs 60 Lakhs Rs 2 Lakhs Rs 4 lakh each (upto 2 children) Nil Nil Subject to any credit of INR 15,000 and above
(excluding cash deposits) in previous calendar month or
current month at the time of incident.
2 Rs 60 L Rs  2 Lakhs Rs 4 lakh each
(upto 2 children)		 Rs 35L Rs 30 K Subject to any credit of INR 25,000 and above
(excluding cash deposits) in previous calendar month
or current month at the time of incident.
3 Rs 90 L Rs  2 Lakhs Rs 4 lakh each
(upto 2 children)		 Rs 35L Rs 30 K Subject to consecutive salary credits
Insurance Coverage for Retired Personnel
1 Rs 60 L Rs  2 Lakhs Rs 4 lakh each
(upto 2 children)		 Rs 35 L Rs 30 K Subject to pension credits/any credit of INR
25,000 and above (excluding cash deposits) in previous
calendar month or current month at the time of incident

Monthly Interest Credit on your Savings Accounts

  • Earning Interest on Interset with IDFC FIRST Bank
  • Monthly interest credits versus the industry norm of Quaterly interest credit.
  • Free and unlimited ATM transactions at any bank anywhere in india
  • Industry best Giveaways!

 

Monthly Interest Credit on your Savings Accounts

Read more about Products and
Services

Download IDFC FIRST Bank App

  • Download Now
cards

VISA Platinum Debit Card

  • Comprehensive PADC and Trip Cancellation Cover
  • Air accident cover of up to ₹1 Crore
  • Purchase protection of up to ₹1 Lakh & Lost card liability of ₹6 lakhs on your debit card

Experience a Mobile Banking revolution

Track spends, earn rewards, check your risk profile, invest in Mutual Funds in a click, experience Google-like search, cash flow analysis
Download IDFC First Bank MobileBanking App on App Store

The on-boarding vouchers/benefits offered in the first 30 days post Salary Account opening have been discontinued w.e.f .1st July'22

ELIGIBILITY

Who Can Apply?

  • Personnel serving the Indian army, navy, air force, paramilitary, or its Veterans.

Documentation

For Physical Bank Account Opening:

  • Passport-size photograph
  • If you have a PAN Card, it is mandatory to provide it while opening your account
  • Any one of the following document:

    - Aadhaar Card

    - Passport

    - Voter’s Identity Card (Election Card)

    - Permanent and valid driving license with photograph

    - Job Card issued by NREGA duly signed by an officer of the State Government

    - Letter issued by the National Population Register containing details of name and address.

Eligibility Img Alt

FEES & CHARGES

Find out about our minimal and transparent fees & charges

View Fees & Charges

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FREQUENTLY ASKED QUESTIONS

Who can open Honour FIRST Salary Account?

Honour FIRST Salary Account can be opened by personnel serving the Indian Army, Navy, Air Force, Paramilitary, or its Veterans.

What is the initial pay-in amount required to open a Honour FIRST Salary Account?

The IDFC FIRST Bank Honour FIRST Salary Account is a Zero Balance Account as long as salary is being credited in your salary account. No initial pay-in amount is required  to open a  Honour FIRST Salary Account. However, if salary credit has been stopped due to any reason for three or more months, then you are required to maintain Average Monthly Balance (AMB) as per the account variant, otherwise applicable charges will be levied.

Salary credit refers to either actual salary credit or an inwards credit of Rs 15,000/Rs 25,000 through any medium

What happens if salary credit from employer is not received in the account for more than 3 months?

If salary credit has stopped due to any reason for 3 or more months, then you are required to maintain Average Monthly Balance (AMB) of Rs 25,000, otherwise applicable charges will be levied. ​

Salary credit refers to either actual salary credit or an inwards credit of Rs 15,000/Rs 25,000 through any medium.

What benefits & features would I get on opening an IDFC FIRST Bank Honour FIRST Salary Account?

You can enjoy a superior banking experience with IDFC FIRST Bank Honour FIRST Salary Account with benefits such as:

- Attractive interest rates on your savings, so you can earn more

- Zero charges on 36 commonly used Salary Account Services​ like IMPS, NEFT, RTGS, ATM transactions, cheque book issuance, SMS alerts, cash transactions, etc.

- Monthly Interest Credits, so you can earn 'interest on interest'

- Higher Personal Accident and Air Accident Cover with your Debit Card

- Exciting offers on food, shopping, travel, & more with your Debit Card

and much more

What does the Zero Charges feature mean?

With IDFC FIRST Bank Honour FIRST Defence Account you can enjoy ZERO Charges on 36 commonly used Salary Account Services​ like IMPS, NEFT, RTGS, ATM transactions, Cash transactions, Cheque book issuance, SMS alerts and more. You can know more about services offered at Zero Charges here

What are the documents required to open a Honour FIRST Salary Account?

To open a Honour FIRST Salary Account, you require Aadhar Card and PAN Card along with proof of employment, which can be offer letter,  Organisation ID card, or pay slips.

What are the different ways I can add money/transfer funds to my account?

You can add funds to your Honour FIRST Salary Account by one of the following ways:

- Via any other bank’s NetBanking/Mobile app. Simply add your IDFC FIRST Bank account details – Account number and IFSC code

- Through our Mobile app by clicking on “Add funds” option which lets you add transfer money from your other bank accounts

- Depositing a cheque at any of our branches

- Depositing a cheque at any IDFC FIRST Bank ATM

- Using any UPI app using your UPI ID

What are the modes through which I can access and keep a track on transactions in my IDFC FIRST Bank Honour FIRST Salary Account?

We offer multiple methods to track your IDFC FIRST Bank Honour FIRST Salary Account. Here are a few ways you can do it:

- NetBanking

- Mobile App

- WhatsApp Banking

- Monthly Account statements sent to your registered email ID

Can I add a nominee to my Honour FIRST Salary Account? How many nominees can I add?

Yes, you can add 1 nominee to your Honour FIRST Salary Account.

How can I add a nominee to my IDFC FIRST Bank Honour FIRST Salary Account?

You can add a nominee to your Honour FIRST Salary Account in one of the following ways:

- Via NetBanking or Mobile Banking App

- By visiting your nearest IDFC FIRST Bank branch

What is the eligibility for air accident cover?

Air accident cover includes Service aircraft or travelling in flight where the ticket was booked by the department. No condition of booking air tickets through IDFC FIRST Bank Debit card. 

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