Login to Internet banking
A brand-new experience - smarter, faster, and secured
Introducing the First-in-industry IDFC FIRST Bank's Super Account
Request a Callback
You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
Know More
Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
Know More
Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
Know More
Most Searched
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account Now
Download our app
Get instant help for all your queries in one place
Explore Personal
- Accounts
Tools & Calculators
Privilege Program
- Privilege Program
Unlock features, exclusively available
only on the IDFC FIRST Bank app
| IMPS charges (outward) | FREE | NEFT charges (outward at branches) | FREE | RTGS charges (outward at branches) | FREE |
| ATM transaction Charges at IDFC FIRST Bank ATMs | FREE | ATM transaction Charges at Other Bank ATMs | FREE | Debit Card Issuance Charges | FREE |
| Debit Card Annual Charges | FREE | Debit Card Replacement /Re-issuance charges | FREE | SMS alert charges | FREE |
| Cheque book re-issuance charges | FREE | Cash deposit & withdrawal charges at branches (by number) | FREE | Cash deposit and withdrawal charges at branches (by value) | FREE |
| Third party Cash deposit and withdrawal charges at branches | FREE | Stop payment of cheque charges | FREE | Cheque Return – Deposited | FREE |
| Cheque Return – Issued | FREE | Demand draft/ Pay order issuance charges at branches | FREE | Demand draft/Pay order cancellation/ revalidation charges | FREE |
| Duplicate statement issuance charges | FREE | Duplicate Passbook issuance charges | FREE | Decline charges for insufficient balance at ATM | FREE |
| Doorstep banking - Cheque & Document pick up - Adhoc Request | FREE | Balance Certificate issuance charges | FREE | Interest Certificate issuance charges | FREE |
| Account closure charges | FREE | International ATM/ POS transaction charges | FREE | Standing instruction set up charges | FREE |
| Standing instruction failure charges | FREE | ECS return charges | FREE | Photo attestation charges | FREE |
| Signature attestation chargess | FREE | Charges for retrieval of old transactional records | FREE | Charges for any deliverable returned by courier due to negative reasons | FREE |
| Address confirmation charges | FREE | I-Pin Regeneration charges | FREE | Debit Card Pin Regeneration charges | FREE |
NON MAINTENANCE CHARGES
This account will remain a ZERO balance account till the time salary is getting credited. If the salary is not getting credited you are required to maintain the average monthly balance (Effective till 31st December 2025).
| Product | Platinum Plus Salary account | Classic Plus Salary account | Platinum Salary account | Classic Salary account | Nation FIRST Salary Account | Honour FIRST Salary Account | Vishesh Salary account |
| Minimum Salary credit required | ₹ 50,000/- | ₹15,000/- | ₹15,000/- | ₹10,000/- | ₹25,000/- | ₹15,000/- (any credit) | ₹10,000/- |
| Average Monthly Balance Requirement | ₹ 25,000/- | ₹10,000/- | ₹25,000/- | ₹10,000/- | ₹25,000/- | ₹25,000/- | ₹5,000/- |
| NMC (Non Maintenance Charges) If Salary upload is not credited for 3 consecutive months or AMB not maintained in last month # | If AMB is >= ₹20,000 to < ₹25000: ₹50 >= ₹15,000 to < ₹20000: ₹100 >= ₹10,000 to < ₹15,000: ₹150 >= ₹5,000 to < ₹10,000: ₹200 < ₹5000: ₹400 |
If AMB is >= ₹7,500 to < ₹10,000: ₹50 >= ₹5,000 to < ₹7,500: ₹250 < ₹5,000: ₹500 |
If AMB is >= ₹20,000 to < ₹25000: ₹50 >= ₹15,000 to < ₹20000: ₹100 >= ₹10,000 to < ₹15,000: ₹150 >= ₹5,000 to < ₹10,000: ₹200 < ₹5000: ₹400 |
If AMB is >= ₹7,500 to < ₹10,000: ₹50 >= ₹5,000 to < ₹7,500: ₹250 < ₹5,000: ₹500 |
If AMB is >= ₹20,000 to < ₹25000: ₹50 >= ₹15,000 to < ₹20000: ₹100 >= ₹10,000 to < ₹15,000: ₹150 >= ₹5,000 to < ₹10,000: ₹200 < ₹5000: ₹400 |
If AMB is >= ₹20,000 to < ₹25000: ₹50 >= ₹15,000 to < ₹20000: ₹100 >= ₹10,000 to < ₹15,000: ₹150 >= ₹5,000 to < ₹10,000: ₹200 < ₹5000: ₹400 |
If AMB >= ₹2,500 to < ₹5,000: ₹75 < ₹2,500: ₹200 |
| New Charges | 6% of the AMB shortfall or ₹500, whichever is lower | 6% of the AMB shortfall or ₹500, whichever is lower | 6% of the AMB shortfall or ₹500, whichever is lower | 6% of the AMB shortfall or ₹500, whichever is lower | 6% of the AMB shortfall or ₹500, whichever is lower | 6% of the AMB shortfall or ₹500, whichever is lower | 6% of the AMB shortfall or ₹200, whichever is lower |
| Effective 1st January 2025 | |||||||
| # Notes | #This account will remain a ZERO balance account till the time salary is getting credited. If the salary is not getting credited you are required to maintain the average monthly balance. In the event of a default in regular salary credits or maintenance of Average Monthly Balance as agreed between the bank and customer for the month (referred as ‘Default Month’), the bank will notify the customer clearly of the default and that either salary credit to be sighted or Average Monthly Balance for the account has to be complied in the subsequent month (referred to as ‘Notice Month’) else the NMC (Non Maintenance Charges) for the ‘Notice Month’ will levied and recovered. The bank may choose to notify by SMS / email / letter or by any other mode as the Bank may deem fit. It will be the responsibility of the customer to have a valid email id, mobile number and address updated with the bank at all times, failing which, the customer may not receive the notification/s and the Bank shall not be held responsible for the such failure or non-receipt of bank notifications. The NMC charges will be applicable as per the SOC slabs prescribed by the Bank time to time | ||||||
Effective 1st January 2026
| Product | Platinum Plus Salary account | Classic Plus Salary account | Platinum Salary account | Classic Salary account | Nation FIRST Salary Account | Honour FIRST Salary Account | Vishesh Salary account |
| Minimum Salary credit required | ₹ 50,000/- | ₹15,000/- | ₹15,000/- | ₹10,000/- | ₹25,000/- | ₹15,000/- (any credit) | ₹10,000/- |
| Applicable Savings Account AMB (in the event of no Salary Credit for 4 consecutive months) Salary Account will be converted to Savings Account |
|||||||
| AMB | ₹25,000/- | ₹10,000/- | ₹25,000/- | ₹10,000/- | ₹25,000/- | Not Applicable | ₹5,000/- |
For the first time, the account conversion will happen effective February 2026.
- Salary account will remain a ZERO balance account till the time salary is getting credited.
- Please refer to the detailed Schedule of Charges for Savings Account here, in the event of conversion.
- The bank may choose to notify by SMS / email / letter or by any other mode as the Bank may deem fit. It will be the responsibility of the customer to have a valid email id, mobile number and address updated with the bank at all times, failing which, the customer may not receive the notification/s and the Bank shall not be held responsible for such failure or non-receipt of bank notifications.
Disclaimer:
With IDFC FIRST Bank Salary Accounts, enjoy Zero Charges on all commonly used Salary Account services w.e.f. 1st March 2024. These services are being offered free in good faith, and in case of misuse of services, the Bank reserves the right to levy charges. Forex mark-up fee will be applicable on International ATM/POS/Debit card transactions. T&Cs are subject to periodic changes. All rights reserved.
