Login to Internet banking
A brand-new experience - smarter, faster, and secured
Introducing the First-in-industry IDFC FIRST Bank's Super Account
Request a Callback
You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
Know More
Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
Know More
Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
Know More
A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
Most Searched
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account Now
Download our app
Get instant help for all your queries in one place
Explore Personal
- Accounts
Tools & Calculators
Privilege Program
- Privilege Program
Unlock features, exclusively available
only on the IDFC FIRST Bank app
Retirement-ready: A Financial Journey
Ease into retirement like never before with IDFC FIRST Bank
What is retirement planning?
Retirement is a major life milestone. As you reach this stage, your needs and priorities will most likely change. Retirement planning means having a steady flow of money to comfortably meet your needs after retirement. It will ensure that you save enough to maintain your current lifestyle and achieve your financial goals with ease.
Why is it important to plan your retirement?
In your retirement, you would most likely rely on your savings and investments to meet your needs. Retirement planning ensures you have ample life savings that comfortably covers your lifestyle, post-retirement. A well-planned retirement will help you:
- Maintain your current lifestyle even in your retirement
- Combat inflation
- Prepare for unexpected expenses
- Stay financially independent
- Prepare for a long life, with increasing life expectancy
Get effective retirement-ready solutions with IDFC FIRST Bank
What makes us special?
ZERO charges on ALL Savings Account services like IMPS, RTGS, NEFT, ATM transactions & more
Enjoy the power of monthly compounding with Monthly Interest Credits on your Savings Account
Earn attractive interest rates of up to 7.50% p.a. on Fixed Deposits
Take advantage of ACE Funds - a selection of Mutual Funds picked based on rigorous analysis
Senior Citizens get free doorstep banking & priority treatment at IDFC FIRST Bank branches
Earn higher interest rates on Senior Citizen Fixed Deposits with no penalty on early withdrawal*
*for FDs < ₹3 cr
Protection against unauthorized digital transactions up to ₹2 lakh with our Senior Citizen Savings Account
Award-winning digital banking platform
Recognised as the 'Best Digital Bank' for the year 2021-2022 by Financial Express India's Best Banks Awards 2023.
Enjoy India's #1 Mobile Banking App
Enjoy India's #1 Mobile Banking App
Enjoy India's #1 Mobile Banking App
Start banking with just a
WhatsApp message. Send
'Hi' to 95555 55555
Experience a secure way
to bank on the go with
our mobile banking app
Banking services now
at your fingertips
anytime, anywhere
Step inside the
world of smart
watch banking
Mutual Fund Return Calculator
Estimate the returns on your Mutual Fund investments
Why should you start planning your retirement early?
Retirement is a phase of life that one should gradually ease into. Like every other stage, it comes with its ups and downs. Goals also tend to shift as we grow older. That's why the age of 40 is the ideal time to start securing your future and planning for retirement.
The illustration below presents two scenarios: A and B. In scenario A, the person starts investing at the age of 40, while in scenario B, they start at 50. Both invest ₹25,000 per month until the age of 60. In scenario A, the person builds a corpus of ₹1.9 Crores, while in scenario B, they accumulate only ₹51.6 Lakhs.
Clearly, scenario A results in a larger corpus, gaining an incremental amount of ₹1.4 Crores for retirement.
The illustration is for estimation purposes only and is not to be considered as an advice. The returns mentioned are indicative and not guaranteed in any manner.
Mutual Fund investments are subject to market risks. Please read the relevant documents carefully before investing.
The Bank does not offer Investment Advisory Services.
Please consider your specific investment requirements before choosing a fund or designing a portfolio that suits your needs.
IDFC FIRST Bank is a registered Mutual Fund Distributor (ARN Code 110136)
Read more about Products and
Services
Download IDFC FIRST Bank App
Take advantage of compound interest
Saving for retirement early allows you to take advantage of the power of compound interest. This means you can earn interest on both your initial investment and the accumulated interest over time, resulting in significant growth of your retirement savings.
Lower financial stress
When you start planning for retirement early, you are better equipped to balance other financial goals, such as buying a home, paying for your child’s wedding, or paying for their education. This can help reduce financial stress and give you a sense of security for the future.
Flexibility and control
Early retirement planning gives you the flexibility and control to adjust your savings strategy, explore different investment options, and make informed decisions without rushing or compromising. This can help you make the most of your retirement savings and ensure a comfortable retirement.
Prepare for emergencies
Life is unpredictable, and early retirement planning can provide a financial cushion in case of unexpected events like job loss, medical emergencies, or family needs. Having a solid retirement plan in place can help you weather any unexpected challenges and maintain financial stability.Learn how to manage your finances effectively
All
Savings Account
Finance
Investments
Fixed Deposit
