• Text size:

    S M L
  • Letter spacing:

You gain a dedicated partner committed to helping you reach your full potential and achieve new heights

Know More
bulk-payments

Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments

Know More

Hello Cashback Credit Card

Cashback for everyone, for every spend that matters

Know More
Image

WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Image

Track Requests

Right Arrow

View & track all your past and active service requests.

Image

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

Right Arrow

We will be happy to help you 24x7.

Image

Help Center

Right Arrow

Support topics, FAQs and more

Image

Download our app

Get instant help for all your queries in one place

Explore Personal
Explore Credit Cards
Image

WhatsApp banking

Right Arrow

Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Image

Track Requests

Right Arrow

View & track all your past and active service requests.

Image

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

Right Arrow

We will be happy to help you 24x7.

Image

Help Center

Right Arrow

Support topics, FAQs and more

Image

Download our app

Get instant help for all your queries in one place

Download now!

Bonds by IDFC FIRST Bank

Secure your future with the strength of bonds

bondBanner

Bonds by IDFC FIRST Bank

A bond is a unit of debt issued by companies and securitized as a tradeable asset that pays a fixed interest rate (coupon) to debtholders. When an entity issues a bond, they are essentially borrowing money from investors, who become the bondholders. In return, the issuer of the bond agrees to pay periodic interest payments to the bondholders and return the principal amount (the initial amount borrowed) when the bond matures. The interest pay out can be variable or floating, depending on the terms the investors sign up for.

Read more...

Benefits of Bonds

Bonds provide predictable and stable income streams. In most cases, the bondholder receives the entire principal amount with interest if he/she holds the bond till maturity. Therefore, they are considered an effective way to preserve capital. Bonds can also offset highly volatile shareholdings.

Benefits of Bonds

Types of Bonds

There are four types of bonds:

Government Bonds

Corporate Bonds

Tax-saving Bonds

Bank and Financial Institutions

What makes IDFC FIRST Bank the preferred partner for bond investing?

Low expenses, competitive pricing
Low expenses, competitive pricing

Expenses such as transaction fees and management fees can take a bite out of your investment. We keep these expenses low, allowing a greater percentage of your investment capital to remain invested in the bonds themselves, potentially increasing your returns. This also allows us to offer highly competitive pricing.

Dedicated experts for maximising returns
Dedicated experts for maximising returns

Our dedicated experts help you make informed and timely investment decisions about bond prices and yields, based on current macro-economic and investment trends. They help you build a bond portfolio based on your risk tolerance, needs, and diversification preferences.

Bond investment eligibility

The investors who are eligible for investing in government-guaranteed bonds include individuals, trusts, Hindu Undivided Family, limited liability partnerships, a partnership firm(s), associations of persons, portfolio managers registered with SEBI, companies, and bodies corporate including public sector undertakings, scheduled commercial banks, regional rural banks, insurance companies, financial institutions, mutual funds, foreign portfolio investors, and any other investor eligible to participate in these bonds in accordance with applicable law. Investing in a particular instrument may have different eligibility criteria, so it is imperative to carefully read the term sheet, Information Memorandum, and other documents before investing.

Documents required to invest in bonds

1. Photo

2. Pan Card

3. Address proof (Aadhaar/ Driving License/ Passport/ Voter ID)

4. Cancelled Cheque

5. DEMAT AC Number

Benefits of Bonds

FAQ

What is a bond?

How do bonds work?

What is the difference between stocks and bonds?

What is the risk associated with bonds?

How do I buy and sell bonds?

Are bonds safe investment?

What are the tax implications of bond investments?