Login to Internet banking
A brand-new experience - smarter, faster, and secured
Introducing the First-in-industry IDFC FIRST Bank's Super Account
Request a Callback
You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
Know More
Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
Know More
Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
Know More
Most Searched
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account Now
Download our app
Get instant help for all your queries in one place
Explore Personal
- Accounts
Tools & Calculators
Privilege Program
- Privilege Program
Unlock features, exclusively available
only on the IDFC FIRST Bank app
Expand overseas business with our World Business Account designed for Importer Exporter
-
Best-in-class Netbanking and Mobile Banking Platform
-
Single platform for all your accounts, trade transactions and FX rate booking
-
Access to a digital platform for online regulatory closures
-
Dedicated FEMA desk for MSME & Startups for your capital account transactions and reporting
-
Best-in-class Netbanking and Mobile Banking Platform
-
Single platform for all your accounts, trade transactions and FX rate booking
-
Access to a digital platform for online regulatory closures
-
Dedicated FEMA desk for MSME & Startups for your capital account transactions and reporting
World Business Account
World Business Account brings ease of Banking with the most cost-effective solution for EXIM customers. World Business Account is a unique proposition powered by superior Trade and Forex services with innovative solutions for your business.
Empower Your Enterprise with the Ultimate Current Account Solution
ZERO Charges: Enjoy commonly used current account and trade & forex services without fees.
Online Trade Platform: Single platform for all your accounts, trade transactions and FX rate booking
Customizable reports:To track, manage and prioritize your trade business transactions at your ease
All-in-one app: A single app with 100+ features that meet both personal and business financial needs
WhatsApp Banking: Access your accounts anywhere, anytime. Just send a 'hi' to 95555 55555 to get started
Beyond Banking Services: We offer 100+ Beyond Banking offerings to suit your enterprise's needs, including ERP, HRMS, Payroll, Taxation, Legal, Cloud Services, CoWorking Spaces, etc.
WBA Platinum
Make the most of your international trade with no transaction processing charges.
- Zero charges on commonly used current account services* and 10+ trade forex services
- Nil charges for inward & outward remittances
- Auto Sweep facility – BRAVO exclusively for WBA Platinum customers
- Free Cash deposit limit of 15 times of current month AMB
- Free Signature Debit Card with lounge access
- Complementary insurance with the debit card
- Leverage our Payment and Collection solutions to optimize your business
* on maintenance of average monthly balance of ₹2,00,000 or Monthly Trade Throughput of USD 50,000
WBA Gold
Exclusively designed benefits for your robust business growth like:
- Zero charges on commonly used current account services*
- Flat charges on 10+ trade forex services
- Nil charges for inward remittances & E-BRC Issuance
- Free Cash deposit limit of 12 times of current month AMB
- Free Visa Platinum Debit Card with lounge access
- Complementary insurance with the debit card
- Leverage our Payment and Collection solutions to optimize your business
* on maintenance of average monthly balance of ₹50,000 or Monthly Trade Throughput of USD 25,000
ELIGIBILITY
Who can apply?
The following constitutions are broadly eligible to open an account:
- Hindu Undivided Family (H.U.F.)
- Sole proprietorship
- Partnership
- OPC / Private / Limited Company
- Limited Liability Partnership
- Resident Individual
Documentation
Sole proprietorship
- 2 documents in the name of entity
- Proprietor document (photo, PAN card copy, and 1 officially valid document [OVD] copy)
- Nature of industry proof (in case not indicative in entity documents, please check for invoice copy, bill of entry, freight invoice, or agreement copy)
Partnership
- Partnership deed/s
- Partnership registration certificate (for registered partnership firm)
- Partnership firm declaration
- Entity PAN card number
- Registered office address proof in the name of the entity
- Communication address proof, if different from registered address
- OVD copy of the partners/ authorised signatories/ beneficial owners (including latest photograph and PAN card copy)
- List of partners with name, date of birth, and address
Schedule of Charges
- Click here to read the Schedule of Charges
FREQUENTLY ASKED QUESTIONS
What is a Current Account?
A Current Account is an account that is used by business enterprises or self-employed professionals to carry out business-related transactions. It allows businesses to carry out a higher number of transactions daily.
What is a World Business Account?
World Business Account is a type of a Current Account specially designed for Exporters, Importers, and International Service providers.
What are the benefits of opening a World Business Account?
After opening a World Business Account with IDFC FIRST Bank, you can avail of below benefits:
- Advice from a dedicated trade specialist
- Completely digital, paperless banking experience
- Bundled offering for Import/Forex rate & Bill Of Entry submission
- Online / Export Data Processing and Monitoring System (EDPMS) submission
- State-of-the-art Mobile Banking App & Net Banking platform- Anywhere banking without restrictions
What do I get after opening a World Business Account?
After opening a World Business Account with IDFC FIRST Bank you will receive a Welcome Kit which includes- Welcome Letter, Code of Conduct, Cheque-book and Debit Card.
Who can apply for a World Business Account?
Anyone who meets any of the following requirements can apply:
- Self-employed professionals
- Hindu Undivided Family (H.U.F.)
- Sole proprietorship
- Partnership
- OPC / Private Limited Company
- Limited Liability Partnership
How do I open a World Business Account?
You can open an IDFC FIRST Bank World Business Account by visiting your nearest bank branch or click here to apply online.
What are the documents required for opening a World Business Account?
Click here to view the complete list of documents required to open a World Business Account
What are the fees and charges on World Business Account?
IDFC FIRST Bank has minimal and transparent fees & charges. Click here to view.
Are all services offered free of charge in the WBA Gold and WBA Platinum Variant?
All current account services (except cash deposit) are offered free of charge to the customer provided they maintain the required balance or trade throughput.
Name of the Product |
Criteria |
WBA Platinum |
AMB: >=2,00,000 or trade throughput > USD 50K - CA services are FREE, AMB: 50K- 2 Lakh - Rs. 1000; AMB: < 50K - Rs. 1000 + Standard charges applicable |
WBA Gold |
AMB: >=50,000 or trade throughput > USD 25K - CA services are free, |
Does a World Business Account earn interest?
Yes. With BRAVO feature, you can enjoy interest on Platinum World Business Current Account. BRAVO feature allows you to set up an Auto Sweep into FD limit, with no penalty on premature FD breakage. Click here to know more about the ‘BRAVO’ feature for Current Account
What is the minimum Average Monthly Balance (AMB) required to be maintained in the IDFC FIRST Bank World Business Account?
You can either maintain minimum Average Monthly Balance or can route trade transaction as per below table:
| Name of Product | Minimum Monthly Balance Requirement | Trade Throughput |
| WBA Platinum | ₹ 2,00,000 | USD 50,000 |
| WBA Gold | ₹ 50,000 | USD 25,000 |
What is the free cash deposit limit for the World Business Account variants?
Free Cash deposit limit is as per the Account variant you choose. Refer the table below:
Name of the Product |
Free Cash Deposit Limit |
WBA Platinum |
15 times of current month AMB |
WBA Gold |
12 times of current month AMB |
Can I deposit or withdraw cash in any IDFC FIRST Bank branch?
Yes, every Branch is a Home Branch with IDFC FIRST Bank which means you can get banking service like cash deposits or withdrawals at any IDFC FIRST Bank branch in the country. These services are provided without any additional charges.
What are the digital modes through which I can access IDFC FIRST Bank World Business Account?
Current Account can be accessed through the following digital modes:
- Internet Banking & Mobile Banking
- 24x7 Banker on Call 1800-10-888
- Alerts through Email and SMS
- WhatsApp Banking & Bitly Banking
What all Beyond Banking offer will I get with my World Business Account?
IDFC FIRST Bank Beyond Banking offers premium banking services with 100+ partners. You can benefit from 100+ partner offers across ERP & Accounting, HRMS Payroll, Legal & Taxation, E-commerce, Logistics and Travel, and more.
Click here to view the Beyond Banking offers.
What are the digital Payment & Collection solutions available for my World Business Account?
Below are some of the digital payment and collection solutions available with IDFC FIRST Bank World Business Account:
| Payment Solutions | Collection Solutions |
| NEFT/RTGS/IMPS | UPI-QR |
| Debit Cards | POS Machine |
| E-commerce payments using Net Banking | Doorstep Banking services with live tracking facilities |
| Bill Payments | Payment Gateway |
| Bulk transaction facility on Net Banking | Virtual Accounts |
| GST/Direct Tax Payment | Collection API |
| Payment API | NACH/e-NACH |
What are the Trade & Forex solutions available with the World Business Account?
Below are the Trade & Forex solutions available to facilitate your international business requirements:
- Letter of Credit
- Bank Guarantee
- Document Collection
- Inward & Outward Remittance
- Hedging and Currency Protection
- FDI/ ODI/ ECB
- Escrow Services
Disclaimer
The applicable Fixed Deposit (FD) rates are notified on the Bank's official website and are subject to change from time to time. The interest rate mentioned herein is applicable as on date for the deposits having 370 days tenure. The depositors shall ascertain the FD rates on the value date of FD. In case of pre-closure of FD, applicable bucket rate as per tenure will apply. The services are being offered free in good faith. In case of abuse of services, the Bank reserve all the rights to charge fees, as applicable. T&C’s apply. All rights reserved.
