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Credit Card
Maximise your savings with IDFC FIRST Bank’s FIRST EA₹N secured RuPay credit card
Key Takeaways
The FIRST EA₹N Credit Card offers 1% cashback on all UPI transactions via the IDFC FIRST Bank Mobile Banking App, along with a limited-time welcome offer of 10% cashback up to ₹250 on your first transaction.
- Enjoy seamless transactions with RuPay’s wide acceptance and exclusive offers on shopping, dining, and entertainment.
- Backed by a fixed deposit, this secured card is ideal for building credit while offering affordable interest rates and a ₹0 joining fee for a limited time.
- Features like contactless payments, complimentary roadside assistance, and lost card liability cover make it a reliable and rewarding choice for daily expenses.
The FIRST EA₹N Credit Card is more than just a payment tool – it’s your gateway to smarter spending and unmatched savings. Designed to meet diverse financial needs, this Secured RuPay credit card empowers users with attractive cashback benefits and exclusive offers. Whether you’re shopping for essentials, paying bills, or fuelling up your vehicle, the FIRST EA₹N Credit Card ensures every transaction is rewarding. With its RuPay privileges and affordable interest rates, this card is a must-have for those seeking a hassle-free, secure, and rewarding credit card experience.
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Cashback benefits
The FIRST EA₹N secured RuPay credit cardoffers attractive cashback features that make it stand out:
1. 1% cashback on all UPI transactions: Earn a flat 1% cashback on every UPI spend via the IDFC FIRST Bank mobile app.
2. Cashback on UPI apps: Enjoy a 0.5% cashback on all UPI transactions capped at ₹500 every billing cycle.
3. Easy cashback credit: Based on the expenses in the previous statement cycle, you receive your cashback in the next cycle.
These cashback benefits are ideal for those who want rewards for everyday transactions, such as grocery shopping, dining out, or paying bills.
Apart from these, you also get:
- Limited-time welcome offer of 10% cashback up to ₹250 on your first transaction done within 15 days of card generation.
- 25% discount up to ₹100 on movie tickets booked on District by Zomato.
- 6.3% p.a. interest on fixed deposit.
- Complimentary roadside assistance worth ₹ 1,399.
- Lost card liability of ₹25,000 and a personal accident cover of ₹2,00,000.
In addition, RuPay-powered benefits further amplify the value of the FIRST EA₹N Credit Card. The wide acceptance of RuPay ensures seamless transactions across merchants nationwide. The card is also compatible with secure digital payment systems, making it a convenient choice for everyday spending.
By utilising the cashback perks, customers can maximise value on everyday spending and ensure that every transaction is rewarding.
With the FIRST EA₹N secured RuPay credit card, every rupee spent works harder for you, combining cashback rewards with unmatched financial flexibility.
Other rewards
Available with a ₹0 joining fee for a limited time and an annual fee of ₹499 + GST, the FIRST EA₹N secured RuPay credit card offers more than just cashback:
1. Secured credit building: Backed by a fixed deposit, it’s perfect for those starting their credit journey. Anyone opening an FD with a minimum deposit of ₹5,000 can opt for this card.
2. RuPay privileges: Enjoy exclusive RuPay offers on shopping, dining, and entertainment.
3. Annual fee waiver: Spend ₹1 lakh or more in the previous year to get the annual fee waived.
This card is tailored for individuals seeking financial flexibility, security, and savings. With its ability to help build a strong credit history while delivering rewards, it’s a perfect companion for managing day-to-day expenses.
Conclusion
The IDFC FIRST Bank FIRST EA₹N Credit Card offers a blend of exciting cashback rewards and valuable perks, making it an excellent choice for everyday spending. Whether it’s for groceries, shopping, or dining, you can maximise your rewards with every swipe. The card’s added benefits and spend-based annual fee waiver make it a great financial tool.
Frequently Asked Questions
What cashback benefits does the FIRST EA₹N Credit Card offer?
The FIRST EA₹N Credit Card offers 1% cashback on UPI transactions made via the IDFC FIRST Bank Mobile Banking App and 0.5% cashback on UPI transactions via other apps, capped at ₹500 per billing cycle.
Can I use the FIRST EA₹N Credit Card for UPI payments?
Yes, the FIRST EA₹N Credit Card can be linked to your UPI app, allowing you to make secure and seamless payments at millions of merchants across India.
Is the FIRST EA₹N Credit Card suitable for beginners?
Yes, since it is backed by a fixed deposit, the card does not require any prior credit history. This makes it ideal for first-time users looking to build their credit score.
Are there any additional benefits apart from cashback?
Yes, the card offers benefits such as a welcome cashback offer, movie ticket discounts, complimentary roadside assistance, lost card liability cover, and personal accident cover.
Can I get the annual fee waived on the FIRST EA₹N Credit Card?
Yes, the annual fee can be waived if you spend ₹1 lakh or more in the previous year.
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.
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