How to apply for the FIRST Select Credit Card

Summary: Looking to upgrade to a premium, lifetime-free credit card? Find out how to apply for the FIRST Select Credit Card, which offers an attractive reward program, premium travel and lifestyle benefits, year-long brand offers and a lot more.

07 Feb 2026 by Team FinFIRST

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Are you looking for a lifetime-free premium credit card that offers exclusive travel and entertainment privileges? Look no further than the FIRST Select Credit Card. Not only is it lifetime free, but it also comes with a fantastic rewards program. In this article, we will guide you on how to apply for the FIRST Select Credit Card and start enjoying its amazing benefits.

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Things to keep in mind before you apply for the FIRST Select Credit Card

First and foremost, you need to meet the eligibility criteria of the FIRST Select Credit Card. This includes:

Minimum age requirement: 18 years
Minimum income threshold: ₹12 Lacs per annum
Indian resident
A good credit score

Make sure you check these requirements before applying to avoid any disappointment.

Once you have confirmed your eligibility, you can start the application process. You can either apply online or visit a branch of the issuing bank. Online application of the FIRST Select Credit Card is usually quicker and more convenient, but if you prefer a face-to-face interaction, visiting a branch is also an option.

How to apply for FIRST Select Credit Card

Applying for the FIRST Select Credit Card requires only a few minutes of your time. Here are the steps:

Visit the FIRST Select Credit Card application webpage, enter your name and phone number
Once you do this, an OTP is sent to your phone to confirms your phone number
Enter your personal and professional information, including your official and residential addresses, your marital status, etc.

Now, all you need to do is await IDFC FIRST Bank’s internal assessment. A process so swift, FIRST Select Credit Card can be your instant approval credit card.

If you somehow feel that the process is taking longer than you thought, you can track your credit card application status on the IDFC FIRST Bank website and point it out to the bank.

Welcome to the FIRST Select way

Once approved, the credit card will open doors to a premium lifestyle experience. You can accumulate up to 10X reward points with no expiration date, for no annual and joining fees whatsoever. Here’s a glimpse at some of the benefits on offer:

Welcome voucher of ₹500 and 5% cash back on the first EMI transaction
“Buy one get one” movie offers and up to 20% discount on dining
Over 300 brand offers that run all year long
Low forex markup of 1.99% on international transactions
Complimentary airport and railway lounge accesses, trip cancellation coverage and travel insurance
VISA and Mastercard offers on airport meet & assist, immigration, airport limo, concierge and luxury hotels
Enable UPI payments by opting for a virtual RuPay add-on Credit Card, and many more

Apply effortlessly

The FIRST Select Credit Card is a fantastic choice for those looking for a premium credit card with exclusive perks. Follow the steps in this article to apply for the card and start enjoying its amazing benefits.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.