Premium Credit Cards

Explore premium credit cards with Forex Savings and Cinematic Rewards

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Overview
Premium Cards
Eligibility
Features & Benefits
FAQs

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Premium Credit Cards: Key Benefits Compared to Help You Choose

IDFC FIRST Bank offers a suite of Premium Credit Card for individuals who appreciate the finer things in life. With a higher tier of rewards, premium travel benefits, and exclusive lifestyle perks, experience the ultimate in purchasing power and prestige with our selection of premium Credit Card Enjoy world-class concierge services, complimentary airport lounge access, and greater savings on luxury spending to elevate your experiences.

Premium Credit Cards

Mayura Credit Card

Make everyday a celebration of life’s finest pleasures.

Enjoy 4 complimentary accesses to international airports and 4 complimentary accesses to domestic airports/spas, along with 1 guest visit every quarter to domestic airports.
Get zero forex markup fee on all international transactions.
Avail reimbursement of up to ₹50,000 twice a year on non-refundable portion of the booking for flight and hotels, with a Cancel for Any Reason (CFAR) cover.
Get a “Buy One, Get One Free” offer on movie tickets with up to ₹500 off on the second ticket. The benefit can be availed twice in a calendar month.
Enjoy 4 complimentary golf rounds and 12 complimentary golf lessons per calendar year (1 round/lesson in a single calendar month) as part of your Mastercard World privileges.

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Ashva Credit Card

Add a touch of enchantment to everyday adventures.

Enjoy 4 complimentary accesses to airport lounges/spas in India and 2 complimentary accesses overseas every quarter.
Avail a reimbursement of up to ₹25,000 twice a year on non-refundable portion of the booking for flight and hotels, with a Cancel for Any Reason (CFAR) cover.
Enjoy a “Buy One, Get One Free” offer on movie tickets with up to ₹400 off on the second ticket. The benefit can be availed twice in a calendar month.
Enjoy zero forex markup fee all your international spends.
Get your trips secured with comprehensive travel insurance cover of USD 1200.

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FIRST Wealth Credit Card

Embrace every opportunity to indulge yourself.

Enjoy 1 complimentary visit to domestic airport lounge and 1 complimentary visit to global airport lounge every quarter.
Get reimbursed for up to ₹10,000 on non-refundable portion of hotel and flight cancellations. The total cover can be used for up to two claims during the policy period.
Enjoy zero forex markup fee all your international spends.
Earn 10X reward points on selected merchants on Dining, Travel, and International purchases.
Enjoy a “Buy One, Get One” movie ticket offer via the District mobile app and enjoy up to ₹250 off on the second ticket. The benefit can be availed twice in a calendar month.

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Diamond Reserve Credit Card

A premium travel credit card with zero forex markup and exclusive airport privileges.

Pay zero forex markup on all your international transactions.
Earn 10X reward points on incremental spends above ₹20,000 in a statement cycle.
Enjoy 2 complimentary domestic airport lounge accesses and 2 complimentary international airport lounge accesses every quarter.
Get a "Buy One, Get One" offer on movie tickets with up to ₹250 off on the second ticket, on spending ₹20,000 or more in the previous calendar month. You can use this benefit twice a month.
Get up to 2 complimentary golf rounds or lessons per month on spending ₹20,000 or more in the previous statement cycle.

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Eligibility criteria & documents to apply for premium credit cards

Age: 21 years and above

Income: A stable source of income through salary or self-employment (Income eligibility may vary depending on the card)

Credit Score: A good credit score as per the bank’s requirements

Documents required

Identity proof (Aadhaar card, PAN card, passport)
Address proof (Utility bill, Aadhaar)
Income proof (Salary slips, bank statement, or Form 16)

Features and benefits of premium credit cards

Luxury travel benefits

Complimentary lounge access, travel insurance, railway lounge access, and golf rounds.

High-value rewards

Earn premium reward points on every transaction, redeemable for travel, shopping, and entertainment.

Exclusive privileges

Special discounts on fine dining, luxury stays, and international brands.

Zero forex Markup

Earn premium reward points on every transaction, redeemable for shopping, and entertainment.

Security & protection

Fraud protection, contactless payment, and emergency card replacement.

FAQs

What is a premium credit card?

A premium credit card is a type of credit card that offers exclusive benefits such as high reward points, travel perks, concierge services, and luxury privileges, catering to high-income individuals.

How to become eligible for premium credit cards?

To qualify for a premium credit card, you need a high credit score, stable income, and a strong banking relationship. Some cards are offered by invitation only.

What is the limit of a premium credit card?

Premium credit cards typically offer higher credit limits based on income, spending history, and financial profile, ensuring greater purchasing power.

Why choose a premium credit card?

A premium credit card provides added privileges such as luxury travel, concierge services, enhanced security, and high-value cashback or rewards, making it ideal for those seeking exclusive financial benefits.