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Debit cards help access your funds easily through instant ATM withdrawals. You can use a debit card to shop online, pay at merchant outlets, and withdraw cash from digital kiosks. It must also be protected as it carries your bank account and personal details. The card contains a numeric series embossed on its front or back, called a debit card number, which gives it a unique identity.
A debit card number is a 14 to 16-digit number printed on your debit card. It carries your bank account and personal details. You can use it to withdraw funds from ATMs, pay through POS (Point of Sale) machines, and carry out online transactions. Generally, the debit card number is embossed on the debit card in four groups of four digits that help uniquely identify a specific debit card.
The debit card number is a unique identifier linked to a specific account number. You can use your card number, CVV, and pin to process a transaction without a physical card.
IDFC FIRST Bank offers a range of Visa, Mastercard, and RuPay debit cards with its savings account that can be customised according to your requirements. The cards have unique features such as higher withdrawal limits of up to 2 lakhs, shopping limits of up to 6 lakhs, exclusive online shopping offers, airport lounge access, air accident coverage of up to ₹1 crore, and enhanced payment security.
Opening a savings account with IDFC FIRST Bank enables you to earn interest rates of up to 6.50% p.a. with monthly interest payouts to enhance your savings. You also get Zero Fee Banking on all commonly used savings account services, which include free ATM withdrawals, zero charges on online money transfers, free debit card issuance and cheque book re-issuance.
If you already have a debit card, you can find your debit card number on the front side or back side of your card. However, if you own a virtual debit card or have misplaced your debit card, you can search for its number through various methods - online as mentioned below. In case you have misplaced your debit card, you should block it immediately through net banking or mobile banking or by calling the customer service team or by visiting the branch.
Banks ensure your privacy and ensure that your transactions remain secure. A debit card contains a card number and a CVV (Card Verification Value) number as unique identifiers for processing payments. The CVV number is confidential, just like your debit card PIN. You must keep your debit card numbers secure to avoid unauthorized transactions.
A bank card number is a unique 16-digit numerical identifier assigned to your debit card. This number allows financial institutions to identify and process transactions associated with your account. It is essential for online purchases, ATM withdrawals, and point-of-sale transactions. The bank card number is securely encrypted and should be kept confidential to prevent unauthorized access to your funds.
Your 16-digit card number is typically located on the front of your debit card. It is embossed or printed flat along with your name, expiration date, and possibly a CVV (Card Verification Value) code on the back. Additionally, you can find your card number on bank statements, on online banking platforms, or by contacting your bank's customer service.
To find your debit card number online, log in to the online banking portal or mobile app. Navigate to the section displaying your account information or debit card details. Your debit card number should be visible along with other card details.
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.
My savings amount
Existing bank interest rate
Other bank
₹50,471
Interest per year
IDFC FIRST bank
₹1,23,926
See interest comparison
We offer higher interest rates compared to other banks with monthly payouts, helping your savings grow faster than other banks.
| Your bank | IDFC FIRST bank | |
|---|---|---|
| Payout cycle | Quarterly | Monthly |
| Int. earned | ₹ 60,678/yr | ₹ 1,23,926/yr |
Interest slabs used for rate comparison:
2.50% p.a. for
<=₹3L
6.50% p.a. for
> ₹3L <= ₹25Crs
Interest will be calculated on progressive balances in each interest rate slab, as applicable.
Disclaimer
With IDFC FIRST Bank
Interest is calculated considering monthly interest credit with the power of monthly compounding and on progressive balances in each interest rate slab, as applicable.
With other Bank
Interest is calculated considering quarterly interest credit (Most universal banks credit savings interest quarterly)


