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- Account for all Domestic businesses
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- Special Purpose Accounts e.g. SNRR, RERA, EEFC
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Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Savings Account
Save money in your 30s for a stress-free retirement
Key Takeaways
Starting to save in your 30s helps build a strong financial base for a stress free retirement.
- A savings account with competitive interest rates allows your money to grow steadily over time.
- Consistent saving habits and disciplined financial planning ensure long term security.
- IDFC FIRST Bank’s savings accounts offer attractive features that support smart retirement planning.
IDFC FIRST Bank offers various savings accounts with industry-leading interest rates and benefits. Read on to know more
The more you save in your younger days, the lesser you need to worry about financial security in your older years—the logic behind that is solid. The path to savings starts with a savings account. Perhaps the most common financial tool in India, a savings account encourages individuals to save money, pays interest on the saved money, and acts as a gateway to other forms of investments. At IDFC FIRST Bank, we offer a variety of savings accounts, all with interest rates of up to 6.50% per annum, to ensure that everyone can have their specific financial needs met:
1. Savings account
The simplest type of savings account, this one is suitable for all people. A basic savings account offers an interest rate of up to 6.50% per annum compounded monthly, along with perks like unlimited free ATM withdrawals.
To open an IDFC FIRST Bank savings account, click here.
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2. Corporate salary account
Perfect for employees, a corporate salary account provides additional perks like a zero minimum balance requirement, complimentary airport lounge access 1 per quarter in major cities, a lifetime-free credit card, and free personal accident insurance with a cover of INR 35 lakh.
3. Minor savings account
A minor savings account is perfect for establishing your child’s financial security at an early age. It requires no monthly average balance and offers a sweep-out facility that moves excess deposit amounts to a fixed deposit in order to earn a higher rate of interest on them. In addition to helping your child build healthy saving habits, the account also offers Personal Accident Death Cover of ₹30 lakh and a Child Education Cover of ₹5 lakh, providing financial security for your child’s future.
Perfect for employees, a corporate salary account provides additional perks like a zero minimum balance requirement, complimentary airport lounge access 1 per quarter in major cities, a lifetime-free credit card, and free personal accident insurance with a cover of INR 35 lakh.
4. Pratham savings account
A Pratham savings account is meant to improve banking inclusivity and is the perfect account for the first-time account opener. Not only does it offer interest rates of up to 6.50% per annum, but it also has zero balance requirements and monthly compounding and allows depositors to execute quick transactions at any micro ATM.
5. Vishesh savings account
A Vishesh savings account comes loaded with benefits such as a Rupay Platinum debit card, and an online fraud protection cover of INR 2 lakh.
6. Women savings account—FIRST Power
The FIRST Power account honours women and the role they play as architects of society. It offers account holders benefits like Amazon gift vouchers on account opening and monthly spending, Lakme Salon and Spa vouchers, lifetime free health benefits from Health and the Indian Health Organization (IHO), and free personal accident cover of INR 35 lakh and air accident cover of INR 1 crore.
IDFC FIRST Bank savings accounts offer some of the best interest rates and terms for savings accounts in India. The application process for these accounts is fully digitalized and paperless, ensuring that customers enjoy the most hassle-free experience.
To open an IDFC FIRST Bank savings account, click here.
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.
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