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WhatsApp banking

WhatsApp banking

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Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

Track Requests

Track Requests

Right Arrow

View & track all your past and active service requests.

Raise a Request

Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

Right Arrow

We will be happy to help you 24x7.

Help Center Icon

Help Center

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Support topics, FAQs and more

QR code for IDFC app download

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Get instant help for all your queries in one place

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Savings Account Fees and Charges

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Schedule of charges for Savings Account variants with ₹25,000 & ₹10,000 Average Monthly Balance (AMB)

IDFC FIRST Bank offers an array of savings account services online, ensuring a smooth and seamless banking experience - from fund transfers and ATM transactions to debit card, demand draft, and chequebook issuance. Designed around your needs with no hidden costs, it keeps everyday banking simple, transparent, and stress-free.

Charges on Savings Account Variants


Average Monthly Balance Requirement ₹25,000
Non Maintenance Charges of AMB (w.e.f. 1st Jan' 25) 6% of the AMB shortfall or ₹500,  whichever is lower
Debit Card and FIRSTAP Sticker Annual Fee (w.e.f. 1st Jan' 26) ₹300

 

Average Monthly Balance Requirement ₹10,000
Non Maintenance Charges of AMB (w.e.f. 1st Jan' 25) 6% of the AMB shortfall or ₹500,  whichever is lower 
Debit Card and FIRSTAP Sticker Annual Fee (w.e.f. 1st Jan' 26) ₹200

 

Average Monthly Balance requirement is Nil for Minor Under Guardian and Diamond Private Savings Account

Disclaimer: Forex mark-up fee will be applicable on International ATM/POS/Debit card transactions. T&Cs are subject to periodic changes. All rights reserved. 

Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges.

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Step-by-step guide to opening a bank account with IDFC FIRST Bank

You can open a bank account with IDFC FIRST Bank either online or offline with a simple process. You can enjoy the unmatched benefits of savings accounts, such as high interest rates, zero-fee banking, digital banking, and a hassle-free experience. IDFC FIRST Bank Savings Accounts ensures you have access to transparent, seamless and convenient financial tools to grow your wealth.

Team FinFIRST30 Apr 2025 • 3 mins read

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