Login to Internet banking
A brand-new experience - smarter, faster, and secured
Introducing the First-in-industry IDFC FIRST Bank's Super Account
Request a Callback
You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
Know More
Zero Forex Markup Current Account
Maximise your savings and boost profitability with our Zero Forex Markup current accounts
Know More
Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
Know More
A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
Most Searched
Earn up to 6.50% interest on your Savings Account
Open Account Now
Download our app
Get instant help for all your queries in one place
Explore Personal
- Accounts
Tools & Calculators
Privilege Program
- Privilege Program
Unlock features, exclusively available
only on the IDFC FIRST Bank app
Used Car Loan EMI Calculator
Your EMI will be
₹5,072/month*
Total Interest Payable
₹43,435
Total Amount Payable
₹2,43,435
*Used Car loan calculator is only for illustration purposes. For actual calculations refer to your Repayment Schedule & Loan Agreement.*T&C Apply
Capital's Vast Used Car Ecosystem
Delhi's vast used car in delhi market spans from Karol Bagh to Lajpat Nagar, offering unmatched variety. The capital's second hand vehicle in delhi ecosystem includes everything from budget-friendly options to luxury used vehicle in delhi selections.
NCR-Wide Coverage
IDFC FIRST Bank's used car loan in delhi extends comprehensive coverage across used car finance delhi requirements. Our used car loan in delhi ncr includes Gurgaon, Noida, and Faridabad, serving the entire National Capital Region.
Quick Decision Making for Competitive Markets
Need second hand car on emi in delhi? Our flexible EMI structures make quality 2nd hand cars in delhi purchases affordable for diverse income groups. Delhi's competitive market demands quick decisions, and our instant approval process helps you capitalize on good deals.
Seamless Digital and Physical Presence
Our integrated branch network across Delhi NCR ensures personalized service, while digital capabilities enable seamless application and processing for busy professionals.
Benefits of a Used Car Loan from IDFC FIRST Bank
Here’s why IDFC FIRST Bank stands out for used car loans in Delhi:
Attractive Interest Rates
Attractive interest rates starting from 11.99% p.a.*, helping you keep EMIs low and affordable.
Zero Down Payment Options
Enjoy up to 100% financing on the car’s market value
High Loan Amounts
Avail used car loans up to ₹2 crores based on the car’s valuation
Instant Digital Approvals
Get approval in 15 minutes with fully digital and paperless application process
Flexible EMI Tenures
Tenure ranging from 11 to 84 months for maximum flexibility
How to Find a Used Car in Delhi
Delhi’s used car market is vast and well-organised. Here are some practical ways to find the right used vehicle in Delhi:
- • Certified dealerships – Choose reputed dealers that provide inspected second-hand vehicles in Delhi with warranties.
- • Online platforms – Use trusted websites and calculate your EMIs instantly with IDFC FIRST Bank’s used car loan calculator before finalising your choice.
- • Word of mouth – Personal networks often lead to good deals from reliable individual sellers.
- • Bank partnerships – IDFC FIRST Bank helps with used car finance in Delhi by working with select dealers to make both the buying and loan process smoother.
- • Inspection and paperwork – Always review insurance, service history, and ownership documents before finalising your purchase.
FAQs on Used Car Loans in Delhi
How much EMI do I have to pay for my used car loan?
You can use the used car loan EMI calculator on IDFC FIRST Bank’s website to estimate your monthly instalments before applying. It helps you to know if the EMIs fall into your monthly budget or if you need to make some adjustments to the loan tenure.
What is the 20/4/10 rule of buying a car?
The 20/4/10 rule for buying a car suggests that you should make a 20% down payment, the loan tenure shouldn’t exceed 4 years, and your total monthly car expenses, including the EMIs and maintenance, shouldn’t exceed 10% of your monthly income. This is to prevent overspending and keep your budget in check.
Used Car Loan Blogs
Explore how AI is revolutionising used car inspection
28 May 2025 | 3 mins read
Do car dealers offer loans on used cars?
28 May 2025 | 3 mins read
Understanding 'loan-to-value' ratio when taking a used car loan
28 May 2025 | 3 mins read
What is the ideal CIBIL score required for a used car loan?
28 May 2025 | 3 mins read
What is used car loan refinancing and how does it work?
28 May 2025 | 3 mins read