Benefits of Rupay Credit Card

Summary: Looking for the best RuPay Credit Card on UPI? Discover the unmatched benefits of RuPay Credit Cards with IDFC FIRST Bank – FIRST Power and FIRST Power+. Apply now to experience convenience and offers like never before.

01 Nov 2023 by Team FinFIRST

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Meet Rajesh, who commutes daily for work and is on the lookout for ways to save on fuel and other daily expenses. While RuPay credit cards are emerging as one of the most popular type of cards in India due to their reduced transaction costs and quicker transaction processing, Rajesh is quite interested to know the various offers and benefits they bring.

Are you also curious about the perks of RuPay credit cards? Read on to explore the rewards and benefits Rajesh can get with IDFC FIRST Bank.

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What are the top benefits of RuPay credit cards?

In today’s fast-paced world, every rupee counts. With RuPay credit cards from IDFC FIRST Bank - the FIRST Power and FIRST Power+ Credit Cards, Rajesh is in for a game-changing experience. Here’s how –

Smart savings with rewards on daily essentials

Rajesh can make the most of the benefits of RuPay credit cards to save on his daily expenses with the help of the following –

• Savings on fuel expenses – Fuel costs can add up especially since Rajesh rides to work, but he can enjoy 5%* and 6.5% *savings on FIRST Power and FIRST Power+ Credit Cards respectively, making each visit to the gas station a little lighter on his wallet.

• Retail therapy rewards – With FIRST Power and FIRST Power+ Credit Cards, his everyday purchases now can come with 2.5% and 5% rewards, making grocery shopping and bill payments more rewarding as well. He can also earn 2X and 3X rewards on various retail and UPI transactions, giving him more reasons to swipe his RuPay credit card.

But with IDFC FIRST Bank, the benefits don’t end there - the IDFC FIRST Bank rewards points never expire, ensuring that Rajesh’s efforts to save and earn are always fruitful. He can redeem these points anytime! The bank also helps him manage his finances by providing interest rates starting at just 9% p.a. and also 0% on ATM cash withdrawals for up to 48 days.

Exclusive lifestyle benefits of RuPay credit cards

Rajesh believes in living life to the fullest, and with his IDFC FIRST Bank RuPay credit card, he can enjoy a host of exclusive lifestyle benefits that cater to his needs.

• Partner discounts Rajesh can take advantage of offers across categories, such as Travel, shopping, dining among others from https://idfcfirstrewards.poshvine.com/

Additionally, he gets to enjoy exclusive deals from RuPay here https://www.rupay.co.in/rupay-festive-carnival.

• Comprehensive assistance – Unexpected situations are a part of life. These benefits of RuPay credit cards provide Rajesh with peace of mind during unexpected situations, ensuring he’s well-protected

• Roadside assistance worth Rs 1,399

• Personal accident cover of Rs 2 lakhs

• Lost card liability cover of Rs 25,000

• Airport lounge access – Rajesh gets complimentary domestic airport lounge access once every quarter on his FIRST Power+ Credit card when he meets a minimum monthly spend of ₹20,000. He can now relax and unwind in comfort while traveling, making his journeys more enjoyable.

• Movie discounts – Rajesh can enjoy the cinema experience with a 25% discount on movie tickets, up to Rs 100, once every month. This offer lets him catch his favourite Bollywood flicks at a reduced price, adding entertainment value to his lifestyle.

Premium Lifestyle Upgrades: Cardholders can also unlock credit card offers on Apple, including festive discounts and EMI options on iPhones and other Apple products, adding a touch of luxury to everyday spending.

Earn rewards with RuPay credit cards on UPI

Rajesh understands the significance of Unified Payments Interface (UPI) payments. With IDFC FIRST Bank, he can effortlessly link his RuPay credit cards to UPI, which provides greater convenience and security and the added benefits that come with his credit card. Rajesh can enjoy –

• Rewards and cashback on his UPI spends making his transactions more valuable

• Interest-free credit period on UPI purchases giving him the peace of mind he needs when managing his expenses

• For larger UPI purchases, like purchasing a laptop or booking a flight ticket for his much-awaited vacation, the option to convert them into easy EMIs if they exceed Rs. 2,500 is simple and easy

The bottom line

For people like Rajesh, RuPay Credit Cards are not just plastic; they are tools to simplify their financial lives with the bouquet of benefits and privileges. And with the recent integration of UPI payments on credit card, IDFC FIRST Bank has taken digital payments to a whole new level.

So, what are you waiting for? Apply now for the best RuPay credit cards on UPI—FIRST Power and FIRST Power+ Credit Cards—and experience hassle-free, rewarding digital transactions like Rajesh.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.