Login to Internet banking
A brand-new experience - smarter, faster, and secured
Introducing the First-in-industry IDFC FIRST Bank's Super Account
Request a Callback
You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
Know More
Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
Know More
Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
Know More
A Card that Powers your Savings & Lifestyle
IDFC FIRST Bank HPCL Credit Card
Most Searched
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account Now
Download our app
Get instant help for all your queries in one place
Explore Personal
- Accounts
Tools & Calculators
Privilege Program
- Privilege Program
Unlock features, exclusively available
only on the IDFC FIRST Bank app
#GetMoreFromYourBank
Open a Savings Account in Gurgaon and enjoy up to 6.50% p.a. interest
-
-
-
Recognised among the World's Best Banks 2025 by
Forbes in partnership with Statista.
Open a savings account in Gurgaon
Gurgaon has emerged as one of the fastest growing satellite hubs in India. Being regarded as a centre for tech and finance, the city attracts a large, promising workforce as well as a wide range of professional establishments comprising top corporations including Fortune 500 companies with local offices, start-ups, and set-ups. Now, whether you have always been living in Gurgaon or have recently shifted for work, it is of utmost importance to carefully handle your finances to ensure that your funds are readily available to tackle expenses along with earning interest to ensure steady financial growth. Read More
To save more and accumulate funds, it would be wise to open a savings account with IDFC FIRST Bank in Gurgaon. The value-added services offered by IDFC FIRST Bank, such as zero charges on commonly used banking services, monthly interest credits, competitive interest rates, and a smart mobile banking app help you take care of your finances smoothly. Read Less
₹35 lakhs free personal accident insurance cover | ₹1 Cr free air accident insurance cover
Interest up to 6.50% p.a.
Features & Benefits of IDFC FIRST Bank Savings Account in Gurgaon
Opening a savings account with IDFC FIRST Bank in Gurgaon offers you unmatched advantages such as:
Enjoy the convenience of zero-fee banking* with your savings account. This feature eliminates charges on all commonly used savings account services, including bank transfers such as IMPS, NEFT, and RTGS, SMS alerts, money deposits at the branch irrespective of amount or number of transactions, debit card issuance, demand drafts, and interest certificates. Additionally, ATM transactions are covered, ensuring you can access essential banking services without incurring hidden costs.
Experience the benefit of monthly interest credits on your savings account balance. Interest is calculated daily based on your end-of-day balance and credited to your account monthly, providing a predictable source of additional income to meet your financial requirement in Gurgaon. This allows you to enjoy the rewards of your savings more frequently, enhancing your financial stability.
Benefit from competitive interest rates, with some savings accounts offering up to 6.50% per annum. Such attractive rates ensure your money works hard for you, allowing your savings to grow rapidly. This helps you achieve various financial goals with ease, from short-term expenses to long-term investments.
Maintain complete liquidity and control over your funds with free and unlimited ATM withdrawals. This feature ensures you can access your savings whenever needed, offering unmatched convenience and flexibility in managing your finances.
With an IDFC FIRST Bank savings account, you get a Visa debit card that lets you shop or access funds anytime you need. You also get high ATM withdrawal limit of up to Rs. 2 lakhs per day and a daily shopping limit of up to Rs. 6 lakhs on the regular 25K savings account variant. Higher transactional limits ensure you never fall short of accessing your funds while living in Gurgaon.
ELIGIBILITY
Who can apply for opening a savings account in Gurgaon?
To apply for an IDFC FIRST Bank savings account in Gurgaon, all you need is:
- To be a citizen of India
- Or to be a valid resident of India
- Do note that foreign nationals residing in India and fulfilling the required criteria set by the Government of India can also open a savings account.
Documentation
To open a savings account online:
- Aadhaar number
- Original PAN card
To open a savings account at the branch:
- Passport-size photograph
- Original PAN card
- Any one of the following documents:
- Aadhaar card
- Passport
- Voter’s identity card (election card)
- Permanent and valid driving license with photograph
- Job Card issued by NREGA duly signed by an officer of the State Government
- Letter issued by the National Population Register containing details of name and address.
How to open a savings account in Gurgaon?
Depending on your convenience, you can open a savings account online or offline in Mumbai. The process to open an IDFC FIRST Bank savings account online is quick and convenient, requiring zero paperwork.
Opening a savings account in Gurgaon online
Follow these 5 simple steps to open a savings account in Gurgaon instantly:
Step 1: Click here to open your savings account
Step-2: Fill out your information accurately
Step-3: Select your savings account variant
Step-4: Fund your account online
Step-5: Complete your video KYC now to transact freely
Opening a savings account in Gurgaon offline
To open an account offline in Gurgaon, you can visit the nearest IDFC FIRST Bank branch with all the requisite documents and contact the bank representative. The banking personnel will guide you through the application process and assist you in filling out the application form. Once done, you can attach all the documents and submit them to the representative. You will receive a notification along with the welcome kit once your account is opened.
FAQs on Savings Account in Gurgaon
What kinds of digital banking services can you access with a savings account in Gurgaon?
IDFC FIRST Bank offers a variety of digital banking options such as mobile banking, internet banking, email notifications, and SMS banking. Such services permit you to perform transactions, pay bills, transfer funds, monitor your account balances, and utilise other banking features from the comfort of your home, offering both easy accessibility and convenience.
What are the typical fees and charges associated with maintaining a savings account in Gurgaon?
IDFC FIRST Bank offers zero fee on commonly used savings bank account features including NEFT, IMPS, RTGS, SMS alerts, and ATM withdrawals. For a holistic list of potential charges, refer to the bank’s schedule of charges.
How can you transfer your savings account from another city to Gurgaon efficiently?
If you already have a savings account with IDFC FIRST Bank, you do not need to transfer your account to Gurgaon, thanks to the ‘one-bank’ facility that makes all branches your home branch. You can simply walk into any IDFC FIRST branch in Gurgaon and manage your account with the same ease as before. This feature provides unparalleled convenience and access to your parked funds from anywhere.
What are the safety measures for protecting my savings account in Gurgaon?
IDFC FIRST Bank’s mobile banking app offers robust security measures to protect user and financial information including end-to-end encryption, multi-factor authentication, biometric and MPIN-based log in, session and device management. Customers are advised to use strong passwords and MPINs to keep their profiles safe.
*Disclaimer: IDFC FIRST Bank offers Zero Fee Banking on all Savings Account services. Monthly Average Balance charges for Savings Account applicable. For more details, visit www.idfcfirst.bank.in/zerofeebanking
Savings Account Blogs
FEATURED
How no-fee banking can help save money on everyday transactions
Make the most of no-fee banking and save money on a variety of bank charges and commissions. Now you can enjoy savings account benefits with zero charges on all commonly used banking services! Read on to know more about it.
IDFC FIRST Bank06 Jan 2026 • 3 mins read
-
No Hidden Charges: Guide to Zero-Fee Banking with IDFC FIRST Bank
24 May 2024 • 3 mins read
-
How to plan savings account strategies for different stages of life
17 Nov 2025 • 3 mins read
-
Ways to automate your savings
17 Nov 2025 • 3 mins read
-
Understanding savings withdrawal limits
17 Nov 2025 • 3 mins read
