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Enhance your digital banking experience with a hassle-free and completely online application process from IDFC FIRST Bank. Now, you can open a bank account with an Aadhaar-based verification process. If you have a PAN card, you can use it during account setup.
Read MoreSimply visit the nearest IDFC FIRST Bank branch with Form 60 and other valid ID proofs, as per RBI guidelines. The process is simple and quick, and takes only a few minutes to open a bank account with Aadhaar and PAN card. In case you don’t have an Aadhaar card, you can still open a bank account by submitting any other officially valid document at any IDFC FIRST Bank branch.
Read LessOpening a bank account with Aadhaar has the following benefits:
Opening a Savings Account with IDFC FIRST Bank is quick, convenient, and secure—helping you save smarter right away. Unlock the benefits of a feature-rich Savings Account and apply effortlessly with the valid documents.
Resident Individuals
(Sole or Joint Accounts)
Foreign Nationals
Residing in India with valid documentation
Hindu Undivided Families
(HUF)
Once you open your Savings Account using your Aadhaar number, you need to complete the V-KYC (Video KYC) process to have full access to your bank account. Your new IDFC FIRST Bank Savings Account comes with customised offers, higher savings account interest rates, a monthly interest credit facility, along with several other benefits like discounts on popular brands and more.
Open an AccountYes, you can open a bank account without an Aadhaar card by visiting the branch. However, opening a bank account without an Aadhaar takes time. You must provide Original PAN card or Form 60 along with an Officially Valid Document (OVD) at a branch in place of an Aadhaar card, if you wish to open a bank account without Aadhaar.
To open an account you can visit your nearest branch with a passport-size photo, Form 60 (if PAN is not available), and one valid ID proof such as Aadhaar, Passport, Voter ID, Driving Licence, NREGA Job Card, or NPR letter.
Yes, you can open a bank account without Aadhaar linked mobile number by visiting the branch. However, to avail yourself of various government benefits, you may need to link your Aadhaar to your mobile number.
As per RBI guidelines, voter ID card is an acceptable identity and address proof for opening a bank account. You can open a bank account using your voter card along with a PAN card.
Your Aadhaar card serves as a single, comprehensive identification document for opening a savings account online. With its 12-digit unique number, this card eliminates the need for multiple identity and address proofs. Through Aadhaar-based e-KYC, the bank can swiftly authenticate customer details electronically, reducing paperwork and processing time.
This streamlined procedure enhances convenience for customers, enabling a faster account opening process while maintaining strict security measures. Your Aadhaar card significantly speeds up KYC verification, making the savings account opening process efficient and hassle-free.
The process of opening a savings account with Aadhaar is highly secure. Aadhaar authentication adds an extra layer of security through an OTP verification. This ensures that only the rightful owner can access and use their Aadhaar details for opening their bank account. Additionally, strict data protection measures are in place to safeguard personal information. With these security features, you can be assured that your identity and financial data are protected throughout the account opening process.
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