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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
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- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Maximise your savings and boost profitability with our Zero Forex Markup current accounts
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Open a Savings Account in Lucknow and enjoy up to 6.50% p.a. interest
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Recognised among the World's Best Banks 2025 by
Forbes in partnership with Statista.
Open a Savings Account in Lucknow
Lucknow, renowned for its booming economic environment and rich cultural heritage, offers a unique blend of traditional charm and modern opportunities. In this evolving city, managing finances effectively is vital for both growth and stability.Read More
To save and accumulate funds in Lucknow, consider opening a savings account with IDFC FIRST Bank. The bank offers value-added services such as zero fees on frequently used banking services, competitive rate of interest on deposits, monthly interest credits, and an intuitive mobile banking application. These features ensure effortless financial management and the potential for flourishing savings. Read Less
₹35 lakhs free personal accident insurance cover | ₹1 Cr free air accident insurance cover
Interest up to 6.50% p.a.
Features & Benefits of IDFC FIRST Bank Savings Account in Lucknow
Opening a savings account with IDFC FIRST Bank in Lucknow offers you unmatched advantages such as:
Experience the benefit of monthly interest credits on your savings account balance. Interest is calculated daily based on your end-of-day balance and credited to your account monthly, providing a predictable source of additional income to meet your financial requirement in Lucknow. This allows you to enjoy the rewards of your savings more frequently, enhancing your financial stability.
Benefit from competitive interest rates, with some savings accounts offering up to 6.50% per annum. Such attractive rates ensure your money works hard for you, allowing your savings to grow rapidly. This helps you achieve various financial goals with ease, from short-term expenses to long-term investments.
Maintain complete liquidity and control over your funds with free and unlimited ATM withdrawals. This feature ensures you can access your savings whenever needed, offering unmatched convenience and flexibility in managing your finances.
With an IDFC FIRST Bank savings account, you get a Visa debit card that lets you shop or access funds anytime you need. You also get a high ATM withdrawal limit of up to Rs. 2 lakhs per day and a daily shopping limit of up to Rs. 6 lakhs on the regular 25K savings account variant. Higher transactional limits ensure you never fall short of accessing your funds while living in Lucknow.
ELIGIBILITY
Who can apply for opening a savings account in Lucknow?
To apply for an IDFC FIRST Bank savings account in Lucknow, all you need is:
- To be a citizen of India
- Or to be a valid resident of India
- Do note that foreign nationals residing in India and fulfilling the required criteria set by the Government of India can also open a savings account.
Documentation
To open a savings account online:
- Aadhaar Number
- Original PAN card
To open a savings account at branch:
- Passport-size photograph
- Original PAN card
- Any one of the following documents:
- Aadhaar Card
- Passport
- Voter’s Identity Card (election card)
- Permanent and valid driving license with photograph
- Job Card issued by NREGA duly signed by an officer of the State Government
- Letter issued by the National Population Register containing details of name and address
How to open a savings account in Lucknow?
Depending on your convenience, you can open a savings account online or offline in Lucknow. The process to open an IDFC FIRST Bank savings account online is quick and convenient, requiring zero paperwork.
Opening a savings account in Lucknow online
Follow these 5 simple steps to open a savings account in Lucknow instantly:
Step-1: Click here to open your Savings Account
Step-2: Fill up your information accurately
Step-3: Select your savings account variant
Step-4: Fund your account online
Step-5: Complete your video KYC now to transact freely
Opening a savings account in Lucknow offline
To open an account offline in Lucknow, you can visit the nearest IDFC FIRST Bank branch with all the requisite documents and contact the bank representative. The banking personnel will guide you through the application process and assist you in filling out the application form. Once done, you can attach all the documents and submit them to the representative. You will receive a notification along with the welcome kit once your account is opened.
FAQs on Savings Account in Lucknow
What should you consider when selecting a savings account in Lucknow?
When selecting a savings bank account in Lucknow, you must give priority to finding a competitive rate of interest to grow your returns. Moreover, evaluate any potential charges, like transaction fees or account maintenance charges. Lastly, make sure the bank offers convenient services, such as accessible local branches and robust online banking.
What digital banking services does IDFC FIRST Bank offer?
IDFC FIRST Bank offers holistic digital banking services, which involve internet and mobile banking as well as email and SMS alerts. Such services permit you to manage transactions, pay bills, transfer funds and check balances from anywhere at any time.
What are the typical banking fees associated with a savings account in Lucknow?
While IDFC FIRST Bank provides an array of savings account services such as NEFT, IMPS and ATM withdrawals, specific transactions might still incur fees. To understand all possible fees, refer to the bank’s schedule of charges.
Is there a deposit limit for savings accounts at IDFC FIRST Bank in Lucknow?
There is no maximum limit on the amount that you can deposit in a savings account. However, make sure to comply with KYC norms for higher deposits.
What are the safety measures for protecting my savings account in Lucknow?
IDFC FIRST Bank’s mobile banking app offers robust security measures to protect user data and financial information – including end to end encryption, multi factor authentication, biometric and MPIN based log in, as well as session and device management. Customers are advised to use strong passwords and MPINs to keep their profiles safe.
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