Introducing the First-in-industry IDFC FIRST Bank's Super Account
Request a Callback
You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
Know More
Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
Know More
Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
Know More
Most Searched
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account Now
Download our app
Get instant help for all your queries in one place
Unlock features, exclusively available
only on the IDFC FIRST Bank app
Trusted by 1.2+ million Indians.
4.8
4.8
- Accounts
Tools & Calculators
Privilege Program
- Privilege Program
Unlock features, exclusively available
only on the IDFC FIRST Bank app
Zero Fee Banking - Enjoy Zero Charges on All Savings Account Services
Still paying charges for Savings Account services? With IDFC FIRST Bank, enjoy Zero Fee Banking on your Savings Account. We offer Zero Fee Banking on ALL Savings Account services like IMPS, NEFT, RTGS, Cheque Book, ATM Transactions, SMS Alerts & 30 more services. What’s more? IDFC FIRST Bank has been recognized as a ‘Class Apart’ for fairness in our service charges on Savings Account by IIT Bombay & Moneylife Foundation.
1
IMPS charges (outward)
2
NEFT charges (outward at branches)
3
RTGS charges (outward at branches)
4
ATM transaction Charges at IDFC FIRST Bank ATMs
5
ATM transaction Charges at Other Bank ATMs
6
Debit Card Issuance Charges
7
Cash Deposit at ATM
8
Debit Card Replacement /Re-issuance charges
9
SMS alert charges
10
Cheque book re-issuance charges
11
Cash deposit & withdrawal charges at branches (by number)
12
Cash deposit and withdrawal charges at branches (by value)
13
Third party Cash deposit and withdrawal charges at branches
14
Stop payment of cheque charges
15
Cheque Return – Deposited
16
Cheque Return – Issued
17
Demand draft/ Pay order issuance charges at branches
18
Demand draft/Pay order cancellation/ revalidation charges
19
Duplicate statement issuance charges
20
Duplicate Passbook issuance charges
21
Decline charges for insufficient balance at ATM
22
Doorstep banking - Cheque & Document pick up - Adhoc Request
23
Balance Certificate issuance charges
24
Interest Certificate issuance charges
25
Account closure charges
26
International ATM/ POS transaction charges
27
Standing instruction set up charges
28
Standing instruction failure charges
29
ECS return charges
30
Photo attestation charges
31
Signature attestation charges
32
Charges for retrieval of old transactional records
33
Charges for any deliverable returned by courier due to negative reasons
34
Address confirmation charges
35
I-Pin Regeneration charges
36
Debit Card Pin Regeneration charges
1
IMPS charges (outward)
2
NEFT charges (outward at branches)
3
RTGS charges (outward at branches)
4
ATM transaction Charges at IDFC FIRST Bank ATMs
5
ATM transaction Charges at Other Bank ATMs
6
Debit Card Issuance Charges
7
Cash Deposit at ATM
8
Debit Card Replacement /Re-issuance charges
9
SMS alert charges
10
Cheque book re-issuance charges
11
Cash deposit & withdrawal charges at branches (by number)
12
Cash deposit and withdrawal charges at branches (by value)
13
Third party Cash deposit and withdrawal charges at branches
14
Stop payment of cheque charges
15
Cheque Return – Deposited
16
Cheque Return – Issued
17
Demand draft/ Pay order issuance charges at branches
18
Demand draft/Pay order cancellation/ revalidation charges
19
Duplicate statement issuance charges
20
Duplicate Passbook issuance charges
21
Decline charges for insufficient balance at ATM
22
Doorstep banking - Cheque & Document pick up - Adhoc Request
23
Balance Certificate issuance charges
24
Interest Certificate issuance charges
25
Account closure charges
26
International ATM/ POS transaction charges
27
Standing instruction set up charges
28
Standing instruction failure charges
29
ECS return charges
30
Photo attestation charges
31
Signature attestation charges
32
Charges for retrieval of old transactional records
33
Charges for any deliverable returned by courier due to negative reasons
34
Address confirmation charges
35
I-Pin Regeneration charges
36
Debit Card Pin Regeneration charges
Disclaimer: With With IDFC FIRST Bank Savings Accounts, enjoy Zero Charges on all Savings Account services. These services are being offered free in good faith, and in case of misuse of services, the Bank reserves the right to levy charges. Forex mark-up fee will be applicable on International ATM/POS/Debit card transactions. Charges for non-maintenance of Average Monthly Balance are applicable for Savings Account. All rights reserved.
IDFC FIRST Bank features in Category A in the report ‘Benchmarking reasonableness of Service Charges by Banks in India’ by Moneylife Foundation. The recognition and views expressed in the report are independent, and published on 22nd May 2024.