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IDFC FIRST Bank Deposits
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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This benefit is ideal for frequent travellers, business professionals, and leisure travellers looking for an elevated airport experience. Whether you need a peaceful environment to catch up on work, or simply wish to relax and recharge before a long flight, airport lounges provide the perfect setting.
The convenience of airport lounge access is unmatched- just present your IDFC FIRST Bank Credit Card at the participating lounge to gain entry. The card not only enhances your travel experience but also reflects the premium status you deserve as a cardholder. From layovers to early arrivals, this privilege makes sure your airport experience is as stress-free as possible, adding a touch of luxury to your global travels.
Disclaimer: Spend ₹20,000 in the current calendar month to avail the benefit in the next month.
IDFC FIRST Bank credit cards come with unique lounge access privileges for both domestic and international travellers. Using this facility, travellers can unwind from the hassles of long flights and enjoy exclusive services at premium lounges across the globe. Most IDFC FIRST Bank credit cards come with airport lounge access: Domestic, international, or both. The type and number of visits differ from one card to another. Here are the popular cards with airport lounge access:
• FIRST Private (Invite only card): Unlimited access to international and domestic airport lounges with 4 guest visits every year to domestic lounges.
• Mayura Credit Card – 4 international lounge accesses + 4 domestic visits per quarter (includes 1 guest entry at domestic lounge).
• Ashva Credit Card – 2 international lounge accesses + 4 domestic visits per quarter.
• FIRST Wealth Credit Card – 2 international + 2 domestic visits per quarter.
• FIRST Select Credit Card – 2 domestic visits per quarter and 4 railway lounge accesses per quarter.
To qualify for the benefit, a minimum monthly spends of ₹20,000 on the card is required. Access is available at select lounges, and visits beyond the complimentary limit are chargeable as per lounge rates.
The total annual quota depends on your credit card type:
• Mayura Credit Card: 16 international airport lounge visits, 16 domestic airport lounge visits, and 16 railway visits.
• Ashva Credit Card: 8 international airport lounge visits, 16 domestic airport lounge visits, and 16 railway visits.
• FIRST Wealth Credit Card: 8 international airport lounge visits, 8 domestic airport lounge visits, and 16 railway visits annually.
• FIRST Select Credit Card: 8 domestic airport lounge visits and 16 railway visits per year.
• FIRST Power+: 4 domestic airport lounge visits per year.
• LIC Select: 8 domestic airport lounge visits, 16 railway lounge visits per year.
• LIC Classic: 4 domestic airport lounge visits and 8 rail lounge visits per year.
IDFC FIRST Bank credit cards grant lounge access at all major airports across India and abroad. For the complete and updated list of partner lounges, please refer to the below-mentioned official networks that support IDFC FIRST Bank’s lounge access privileges.
• Click here for the Global/International Airport Lounge List.
• Click here for the Domestic Airport Lounge List.
• Click here for the Domestic Railway Lounge List.
Most lounges impose a maximum stay of 2 hours per visit. This ensures that all travellers get fair access without overcrowding. The key points to note are:
• Access is on a first-come-first-serve basis, subject to capacity.
• Each cardholder is allowed one entry per visit; additional guests or services will incur extra charges. Mayura cardholders get 1 guest access free of charge at domestic airports once every quarter.
• Complimentary entry for children below 2 years may be allowed, depending on lounge policies.
• Lounge entry is permitted only with a valid boarding pass or train ticket for same-day travel.
• Access is only for cardholders with a valid card and travel ticket, and access is subject to the lounge’s operating hours.
• Access may be restricted due to full capacity, flight delays, or customer behaviour.
Here’s a list of IDFC FIRST Bank credit cards with their lounge access benefits:
Credit Card |
International Airport Lounges |
Domestic Airport Lounges |
Railway Lounges |
Guest Privilege |
FIRST Private |
Unlimited |
Unlimited |
Unlimited |
4 guest visit per year |
Mayura |
4 visits per quarter (16 per year) |
4 visits per quarter (16 per year) |
4 visits per quarter |
1 guest per quarter (domestic lounge only) |
Ashva |
2 visits per quarter (8 per year) |
4 visits per quarter (16 per year) |
4 visits per quarter |
Not included |
FIRST Wealth |
2 visits per quarter (8 per year) |
2 visits per quarter (8 per year) |
4 visits per quarter |
Not included |
FIRST Select |
Not available |
2 visits per quarter (8 per year) |
4 visits per quarter |
Not included |
FIRST Power+ |
Not available |
1 visit per quarter |
Not available |
Not included |
LIC Classic |
Not available |
1 visit per quarter |
2 visits per quarter |
Not included |
LIC Select |
Not available |
2 visits per quarter |
4 visits per quarter |
Not included |
Domestic lounge access allows you to enjoy airport lounges within India before your domestic flights. International lounge access, meanwhile, grants entry to lounges at airports abroad when traveling internationally.
With IDFC FIRST Bank credit cards offering lounge access benefits, you gain access to a wide range of lounges including airport lounges, and railway lounges, ensuring a premium and relaxing experience whether you’re flying, or traveling by train, on the go. However, the access to various lounges depends on the type of card you hold. So, it is necessary to verify the type of lounge access available on your credit card. For instance:
• FIRST Private: Airport lounge (domestic and international), and railway.
• Mayura: Airport lounges (domestic and international), and railway lounge.
• Ashva: Airport lounges (domestic and international), and railway lounge.
• FIRST Wealth: Domestic and international airport lounges, and railway lounge.
• FIRST Select: Domestic airport lounges and railway lounges.
• FIRST Power+: Domestic airport lounge access.
• LIC Classic: Domestic airport and railway lounge access.
• LIC Select: Domestic airport and railway lounge access.
Yes, IDFC FIRST Bank credit cards have clearly defined and separate limits for domestic and international lounge access. For example:
• FIRST Private Credit Card: Unlimited access to both domestic and international airport lounges.
• Mayura Credit Card: 4 complimentary international visits and 4 complimentary domestic airport lounge visits per quarter.
• Ashva Credit Card: 2 complimentary international visits and 4 domestic lounge per quarter.
• FIRST Wealth Credit Card: 2 international and 2 domestic lounge visits per quarter.
• FIRST Select Credit Card: Only domestic lounge access with 2 visits per quarter; no international lounge access.
• FIRST Power+ Credit Card: Limited to 1 domestic lounge visit per quarter.
• LIC Classic Credit Card: 1 domestic lounge visit per quarter; no international access.
• LIC Select Credit Card: 2 domestic lounge visits per quarter; no international access.
For IDFC FIRST Bank credit cards, the lounge access benefits are valid on a quarterly basis. You get complimentary domestic and international lounge visits every quarter, subject to a minimum monthly spend of ₹20,000.
Unused lounge visits do not carry over to the next quarter and expire at the end of the current quarter. So, you need to use your allocated visits within that quarter’s validity period.
IDFC FIRST Bank’s premium credit cards provide a range of travel benefits alongside complimentary lounge access for both primary and add-on cardholders. Here are the additional benefits on popular IDFC FIRST Bank credit cards:
Credit Card |
Key Perks |
Mayura |
Zero forex markup on all international transactions, trip cancellation cover up to ₹50,000 (2 claims per year), “Buy One, Get One” movie benefit (₹500 off, twice a month). |
Ashva |
Low forex markup of 1% on international spends, trip cancellation cover up to ₹25,000 (2 claims per year), “Buy One, Get One” movie benefit (₹400 off, twice a month). |
FIRST Wealth |
Low forex markup of 1.5%, hotel and flight cancellation cover up to ₹10,000, railway lounge access. |
FIRST Select |
Travel cancellation cover up to ₹10,000, lounge access (subject to spend criteria), dining and shopping offers, “Buy One, Get One” on District app by Zomato (₹125 off, twice a month). |
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