Scan, pay, done! Enjoy advantages of UPI and convenience of Credit Cards with IDFC FIRST Bank

Summary: Not just with your RuPay Credit Card, but you can now enjoy seamless UPI payments with any IDFC FIRST Bank Credit Card. Get exciting rewards points, ease of transaction, and more. Read on to learn all about it.

07 Nov 2023 by IDFC FIRST Bank

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Are you among those who often wonder, "Can I use my IDFC FIRST Bank Credit Card for UPI payments?" Well, the answer is a resounding YES! Not only can you use your RuPay Credit Cards for seamless UPI payments, but you can now use any IDFC FIRST Bank Credit Card for it.

Gone are the days when you needed to carry a physical card everywhere. With IDFC FIRST Bank's innovative approach, you can enjoy the best of both worlds – the simplicity of UPI payments and the convenience of credit cards.

Read on to learn more about the benefits, how to activate your IDFC FIRST Bank Credit Card for UPI payments, and how to make a UPI payment.

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Benefits of using IDFC FIRST Bank Credit Cards for UPI payments

Here’s why you should make the most of this fantastic opportunity -

Fully digital experience - Embrace the future of banking with a fully digital credit card through the FIRST Digital Rupay Credit Card. This digital card is linked to your existing credit limit, offering you a hassle-free and secure experience.
Earn exciting rewards - With IDFC FIRST Bank, rewards are always in the picture. When you make UPI spends above ₹2,000 with your digital credit card, you earn 3X rewards. Even for UPI spends less than ₹2,000, you still get 1X rewards. The best part? These reward points never expire, giving you the flexibility to redeem them at your convenience instantly or whenever you want to.
Convert UPI spends into easy EMIs - Worried about big-ticket UPI transactions? IDFC FIRST Bank allows you to convert your UPI spends into easy EMIs, providing financial flexibility and peace of mind.
Wide merchant network - IDFC FIRST Bank's UPI payment facility allows you to scan QR codes from over 60 million merchants. Say goodbye to cash-related hassles and embrace the convenience of digital payments with your digital credit card.
Limited period offer - As a special bonus, enjoy a 100% cashback worth ₹200 on your first 4 UPI transactions within 15 days of digital card generation. That’s up to ₹50 cashback on each transaction.

How to activate IDFC FIRST Bank Credit Card for UPI payments

To activate your IDFC FIRST Bank Credit Card and generate a digital credit card, follow these simple steps -

1. Log in to your IDFC FIRST mobile banking app or visit FIRST Digital RuPay Credit Card page

2. Fill up the form and select your IDFC FIRST Bank Credit Card

3. Proceed to pay a joining fee of ₹199 + GST

4. You will receive your FIRST Digital RuPay Credit Card instantly

The FIRST Digital RuPay Credit Card has an annual fee of ₹199 + GST, applicable from the second year onwards.

How to use IDFC FIRST Bank Credit Card for UPI payments

You can make UPI payments using your credit card by following these steps –

Open your preferred UPI app
Select the 'Add RuPay Credit Card' option
Choose IDFC FIRST Bank as the credit card issuer
Select your newly-activated FIRST Digtal RuPay Credit Card
Choose a security PIN for validating your UPI purchases
You will receive an OTP on your registered mobile number. Enter this OTP to complete the verification process
Once verified, you can use your card to make UPI payments

Enjoy financial freedom at your fingertips

Don’t miss out on the simplicity of UPI payments coupled with the flexibility of credit cards. Activate UPI payments on your IDFC FIRST Bank Credit Cards today and experience a seamless, secure, and rewarding way to manage your transactions.

If you haven’t applied for an IDFC FIRST Bank Credit Card yet, seize the opportunity now and apply for one today.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirst.bank.in for latest updates.