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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Bajaj Life ACE - Eligibility

 

Plan Benefits

Premium Payment Term in years (PPT)

Income Period

(IP)

Deferment Period (DP)

Policy Term

(PT)

Min/ Max.

Min/ Max.

Age at Entry

Age at Maturity

Early Income

5, 6, 7, 8,

9, 10, 12

IP = PT minus DP

0 to 5 years

Limited Term: 10 to 45 years

Whole Life: Upto Age 85 or 100

With Goal Protection Benefit:

18 to 55 years

 

Without GPB:

0 to 60 years

 

With Goal Protection Benefit:

Upto Age 85 years

 

Without GPB:

Upto age 100 years

Deferred Income

Limited Term: 10, 15, 20, 25, 30 years

Whole Life: till Age 85, till Age 100

Limited Term: 15 to 45 years

Whole Life: Upto Age 85 or 100

Increasing Income

Wealth

NA

NA

Limited Term:

10 to 45 years

Whole Life:

Upto Age 85 or 100

Notes:

All ages mentioned above are age as on last birthday.

  • Risk cover (including for minor lives) will commence immediately on the date of commencement of risk in the policy. In the case of a minor life, the policy will vest on the life assured on the earlier of attainment of age 18 years’ age or maturity date.
  • For female lives, 2% markup will be available on Benefit Sum Assured.
  • Income Period will commence after the end of Deferment Period.
  • Minimum premium: Rs. 25,000 p.a.
  • Maximum premium: No limit (subject to Board approved underwriting policy)
  • Minimum & maximum Sum Assured: 11 times of Annualised premium1
  • Benefit Sum Assured (BSA) is derived basis Age, Product option, GPB, DP, PT, PPT, Income period and premium chosen by the Policyholder
  • Benefits will vary depending upon options chosen

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