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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments

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Cashback for everyone, for every spend that matters

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WhatsApp banking

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Say ‘Hi 👋’ on WhatsApp at 9555 555 555 & we’ll get back to you instantly

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Track Requests

Right Arrow

View & track all your past and active service requests.

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Raise a Request

Right Arrow

Facing issues? Let us know how we can help you

Locate Us

Locate Us

Right Arrow

Locate your nearest IDFC FIRST Bank branches and ATMs

Add a compliment

Add a compliment

Right Arrow

Our customers are talking, and we think you’ll like what they’re saying.

Customer care

Customer care

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We will be happy to help you 24x7.

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Easy EMI Card

Avail the perks of being a privileged customer! IDFC FIRST Bank acknowledges and offers its most loyal and well-performing customers with the Easy Buy EMI Card. Avail this offer across 100+ online stores and 15000+ Offline stores across India.Read More

The Easy Buy Card offers you the power to own a new air-conditioner, LED TV, refrigerator, latest smartphone or any other durable from IDFC FIRST Bank authorized Dealers across India.Read Less

Key Features

Eligibility

  • The Easy Buy EMI Card is offered as a value-added service to existing IDFC FIRST Bank customers with a strong payment track record. Eligibility is determined at the sole discretion of IDFC FIRST Bank.

    Minimum Age: 21 years
    Maximum Age: 68 years

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FEES & CHARGES

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FREQUENTLY ASKED QUESTIONS

What is IDFC FIRST Bank Easy Buy EMI Card?

IDFC FIRST Bank issues an Easy Buy EMI Card to its privileged customers. This card comes with a pre-qualified offer to avail Consumer Durable and/or Two-Wheeler Loan. You can use the card to buy your favorite Consumer Durable items or Two-Wheeler by simply disclosing the offer to our Bank representative at the dealership outlet. The Easy Buy EMI Card provides range of convenient benefits, including pre-qualified offer, instant approval, and no cost EMI option, making an attractive solution for customers looking for a hassle free financing experience.

Click here to apply for IDFC FIRST Bank Easy Buy EMI Card

Who can apply for an IDFC FIRST Bank Easy Buy EMI Card?

Both existing and new customers of IDFC FIRST Bank are eligible to apply for Easy Buy EMI Card. While the card offers existing shopping benefits, the pre-qualified benefits will be tailored basis individual eligibility criteria. To discover your personalized pre-qualified shopping benefits, simply click here.

What is the maximum Loan amount I can apply for through IDFC FIRST Bank Easy Buy EMI Card?

Through an IDFC FIRST Bank Easy Buy EMI Card, you can apply for a Consumer Durable Loan of up to ₹8 lakhs.

What is the minimum amount of purchase I can make using my IDFC FIRST Bank Easy Buy EMI Card?

The minimum purchase of ₹3000 is required when shopping with the IDFC FIRST Bank Easy Buy EMI Card.

How long can I take to repay the loan?

The maximum tenure offered on IDFC FIRST Bank Consumer Durable Loan is 36 months.

Where can I use IDFC FIRST Bank Easy Buy EMI Card?

You can use your IDFC FIRST Bank Easy Buy EMI Card across 100+ online stores and 15000+ Offline stores across India.

I currently have a Consumer Durable Loan with IDFC FIRST Bank. When will I receive my Easy Buy EMI Card?

You are eligible for IDFC FIRST Bank Easy Buy EMI card after 45 days of timely payments and successful clearance of your 1st/4th/6th/7th EMIs(as per eligiblity). Once the card is activated, you can view the same on our mobile banking app. (Optimus App link to be added)

How do I apply for IDFC IFRST Bank Easy Buy EMI Card?

To register for IDFC FIRST Bank Easy Buy EMI Card, please visit our website  or visit nearest dealership

What are the fees and charges for IDFC FIRST Bank Easy Buy EMI Card?

There is NIL charges for Easy Buy EMI Card. Click here to know about the fees and charges in detail.

Where can I check my IDFC IFRST Bank Easy Buy EMI Card status and offer?

Existing IDFC FIRST Bank customers can check their Easy Buy EMI Card details via:

- Sending a SMS EBC<CRN No> or <Registered Mobile No.> to +91 83903 06070

- The IDFC FIRST Bank Mobile app

- Sending a Hi on WhatsApp on 95555 55555

In case you are not an existing customer and want to check your pre-qualified offer, click here

What are the available modes of repayment?

Your EMIs will be auto-debited from your bank account on the due date through the NACH registered at the time of your loan application.

You can also pay your EMIs via:

- https://partner.idfcfirstbank.com/QuickPayEMI/Login/LoginEMI.aspx

- Online channels - https://my.idfcfirstbank.com/login via Net Banking, Debit Card, UPI, Paytm and other wallets

- Paytm App

- IDFC FIRST Bank Branch

Is there any Annual Fee applicable on IDFC FIRST Bank Easy Buy EMI Card?

No. There is no annual fee. Click here to know about the fees and charges in detail.

What kind of loans do you provide for purchasing Consumer Durable Items and what durable items can I purchase by availing of this loan facility?

At IDFC FIRST Bank, we offer Consumer Durable Loan and Consumption Finance Loan.

With IDFC FIRST Bank Consumer Durable Loan, you can buy Home appliances, Smart phones, latest electronic gadgets along with lifestyle products such as Furniture, Kitchen Appliances, etc.

How can i know about the latest offers on my Easy Buy EMI Card?

You can visit the Consumer Durable Loans Offer Page to know the latest ongoing offers. Please click here.

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