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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Flex the spending power
of your business

Flex the spending power
of your business

Empower business growth with unmatched flexibility and unbeatable rewards!

FIRST Purchase

Joining & Annual Fee: ₹0
APR: 36% per annum (Industry standard: 40%)

FIRST Corporate

Joining & Annual Fee: ₹0
APR: 36% per annum (Industry standard: 40%)

Diverse card offerings

Manage your Business purchases with unparalleled benefits

Optimize business purchases, procurement and statutory payments

Track and control your daily and monthly spendings

Reduce payment processing expenses (both interest and transaction costs)

Improved visibility by managing spend patterns to negotiate supplier discounts

Streamline your business purchases with the FIRST Purchase Credit Card

Streamlined Expense Management

Restrict card usage on a transaction and vendor category

Make informed financial decisions with spend data reports

Improve workforce productivity through paperless processes

Improve Process Efficiencies

Account for all direct expenses through a central dashboard

Seamless, digital applications and card management for your teams

Hassle-free sync with ERPs to drive real-time visibility

Enjoy Cost Savings

Enjoy up to 45 days of interest-free credit

Save more with competitive forex rates of just 3.5%

Earn higher rebates of up to 150bps on your spends (competition – no rebate on purchase card)

Restrict card usage on a transaction and vendor category

Make informed financial decisions with spend data reports

Improve workforce productivity through paperless processes

Account for all direct expenses through a central dashboard

Seamless, digital applications and card management for your teams

Hassle-free sync with ERPs to drive real-time visibility

Enjoy up to 45 days of interest-free credit

Save more with competitive forex rates of just 3.5%

Earn higher rebates of up to 150bps on your spends (competition – no rebate on purchase card)

Spends done on these Merchant Categories Codes (MCCs) would not be eligible for reward points.

Important Documents

Most Important Terms & Conditions

Most Important Terms & Conditions
Card Member Agreement

Card Member Agreement
Product guide

Product guide
Credit Card Basics

Credit Card Basics