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Introducing the First-in-industry IDFC FIRST Bank's Super Account
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You gain a dedicated partner committed to helping you reach your full potential and achieve new heights
Know More- Account with Auto-Sweep FD
- Account for all Domestic businesses
- Account for Importers & Exporters
- Account for Start-ups
- Accounts for Trusts/Associations/Societies/Clubs
- Account for Merchants
- Account for Agri Traders
- Account for Self-employed professionals
- Special Purpose Accounts e.g. SNRR, RERA, EEFC
BRAVO (Auto Sweep)
Convert the idle funds in your current account into a fixed deposit with the BRAVO feature.
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Streamline your export process with digital convenience with IDFC FIRST Bank's Export Solutions
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Make more than one online payment in just a few clicks with IDFC FIRST Bank Bulk Payments
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Overview
In line with the vision of our Bank and after successful lending track record at Capital First Limited, IDFC FIRST Bank continues to support and lend to Non-Banking Finance Companies (NBFCs) since its merger in Dec 2018. Our Bank believes that such retail-lending oriented NBFCs truly possess the last-mile reach into India’s millions of micro businesses and individuals that deserve funding on credit but are not able to access the same conveniently. Bank’s lending to these NBFCs is an indirect way for us to support this genre’ of India. Read more...
Micro Finance NBFCs
Home Finance Companies
Personal Loan NBFCs
NBFCs lending to Micro, Small and Medium sized Businesses
NBFCs lending against Assets such as Properties, Commercial Vehicles, Two wheelers, Gold, etc.
Product
Our Bank offers a wide range of products and services with the technology to leverage them anytime, anywhere and the expertise to customize them to client-specific requirements.
Rupee Term loans
Bank provides long term support to NBFCs in all categories by providing medium/long term secured loans considering their Products and funding requirements. Bank provides these loans with different maturities according to the nature of their business.
Working Capital Facilities
Bank can additionally provide working capital Loans and overdraft(OD) facilities to take care of short-term funding requirements of NBFCs. This helps NBFCs to manage their cash flows effectively and maximize their profitability.
Direct Assignments
Bank acquires loans which are originated by NBFCs. This not only provides liquidity support, but also helps NBFCs to better their operating and financial leverage.
Securitization
Bank acquires loans originated by NBFCs that satisfy acquisition criteria of banks through securitization (subscribing to Pass Through Certificates issued against such loans). This helps NBFCs to get benefit of lower interest rates through better rating. It also provides the liquidity support to NBFCs.
Co-Origination / Business Correspondent
Bank provides its own origination criteria or designs the criteria basis the nature of products / borrowers of NBFCs. NBFCs are provided funding support to originate the loans basis the said criteria. This provides operating leverage to NBFCs. NBFCs continue to service these loans.
Syndication of Funds
Bank assists NBFCs in raising funds through External Commercial Borrowings (ECBs), Rupee Term Loans or other such financing avenues, from global and local Institutions, through a dedicated syndications team, which works on specific such mandates for a success based nominal fee.
Swap/Hedging ECBs
Bank facilitates NBFCs to swap their Foreign Currency denominated ECBs into INR funds and can provide hedging solutions for managing their FX exposure, if any.
Cash Management Solutions
Bank provides highly digitized solutions for managing payments arising due to loan disbursements, EMI collections and for myriad other vendor payments; it uses cutting-edge product technology to cater to both – digital and cash payments. The products are enhanced with strong MIS reports to facilitate various account reconciliation needs.
